Answers
Hello! :)
I am thinking of starting a checking account. I will not be writing checks so much as I will just be despositing money, using the debit card, and checking my balance online. I may also link the checking account with an ING Direct account.
The 100 dollar minimum at Commerce does not bother me, I will not be going below that. :)
I'm worried about these things specifically:
Phony fees - I'm not talking about the fees in fine print, but the fees the bank might start charging you without having previously told you. This worries me, and I've heard stories from both banks.
Lost money - Again, heard stories from both banks, but people claim that their bank of chose lost their money/it disappeared from their account and they were unable to get it back. Is there any truth to these claims? My initial deposit will be alot. I don't want to lose it!
Which bank do you guys recommend?
By the way, I'm almost certainly not qualified for a credit union, just so you know :)
By the way, this will be my first bank account. Commerce is in a better location, but otherwise there's no difference.
I'm mostly afraid of getting ripped off for my money! Eep!
The main reason I'm not qualified for a credit union is because I literally have no credit history at all. :)
WAMU turned me down for a credit card, so they suck.
The funny thing is that their web form turned me down in like 10 seconds. Then I get a letter in the mail claiming I was turned down "after careful consideration".
What a bunch of losers.
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WaMu Considers Merger Amid Crumbling Company Infrastructure; Potential Buyers Include JPMorgan, HSBC, and BancWest; US Regulators Reaching Out to ...
I am looking to move all of my personal savings and checking accounts into a new bank because going to the small credit union I currently use is very inconvenient.
I want to find the best, preferably nationwide, bank for personal accounts. I live in TX, in The Colony but work in Carrollton and frequently go to DFW Airport for business. I have only about 50k in savings and want to start paying bills online. I would like free checking and ATMs too. I want a bank that isn't heavy on the fees and has good operating hours.
The banks I know that are in the area are Bank of America, Wells Fargo, Century Bank, Washington Mutual and Chase.
Any ideas and suggestions are greatly appreciated since I don't have the time to do my own research. Thanks in advance!
My vote is for Bank of America!
I currently have an account at Washington Mutual. I use it but my parents fund it, for food, gas, etc. things that parents would pay. I want to open another account since i have my own personal savings on the side for personal expenses.
is it uncommon to have more than one debit card? Should i look for another bank besies WaMu to open 2nd account? what about online banks ie ING or Etrade Financial?
important considerations:
-interest rate not super important
-want to have simple, easy, depositing/withdrawing, few fees -lots of locations(in California) so i can withdraw/deposit from atms/locations w/o being charged
-care more about checking than savings
Thanks!!
NOT bank of america!!!
Washington Mutual (WaMu) Online Banking Service
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News
Perry, Hutchison spar before crowd in HoustonDallas Morning News - Feb 26, 2010
USA TodayAnd the roast chicken was spiced with some of the name-calling, sniping and mutual enmity that has marked the last few months. Perry pitched himself as the The Brief: February 25, 2010all 327 news articles »
Top Tech News - Feb 23, 2010
business consulting practice and former CIO of WaMu Investments. He referred to a deal to outsource e-mail for 30000 LA municipal employees to Google. and more »Florida Times-Union - Feb 22, 2010
It also has expanded its accounts since it took over Washington Mutual, she said. "When it comes right down to it, all banking is local," Harris said. and more »MarketWatch (press release) - Feb 16, 2010
Pittsburgh Post GazetteJPMorgan Chase and Bank of America also made large acquisitions, but in the aftermath of the Chase purchase of Washington Mutual, customer satisfaction Customer Satisfaction With the Biggest Banks Plummetsall 88 news articles »
Westchester.com - Feb 15, 2010
She had responsibility for the transition of the Washington Mutual Branch to Chase and prior to that from The Dime Savings Bank to Washington Mutual. and more »Leagle.com - Feb 25, 2010
Washington Mutual, Inc. (2006) 142 Cal.App.4th 1457, 1470-1471, quoting and citing Kasky v. Nike, Inc. (2002) 27 Cal.4th 939, 949. and more »Leagle.com - Feb 24, 2010
FLAMINI: On — on your credit card Washington Mutual of $20000 was any of that for cash advances? MR. DEBSKI: I think it was some, you know, and more »