United Online Banking

With a TIN you could.

2008-09-27 21:50:43 by laj2285

Capital One Financial Corp. (NYSE:COF) has acquired ING Groep NV's United States online banking business. Capital One bought the online ...

I just recently got a credit card with them and would like to use their online banking center to pay my credit card. I see a lot of complaints with their United States banking operations. I would like to know if other consumers who use them have good experiences with them or bad experiences. I know they are a world bank but it seems they have a lot of complaints in the U.S.A.

I have never had a problem and I have done business with them for over a year

2008-03-14 06:30:43 by Wayne K

Price: $17.75

Dear Anonymous,

Absolutely not! The Federal Gov. requires a Tax reference number for all accounts in order to tax the correct person. If there is a Employer ID Number, it is tracked back to the Registered Agent of the company (Owner/s).

Otherwise it would be an illegal account and everybody would be getting them.

2008-09-29 11:44:14 by laj2285

Price: $19.95

UK Banking Code

...Of slightly more comfort are the guarantees that banks abide by as part of the UK Banking Code. Three cheers for this code, which says that anyone losing money as a result of fraud will have their money completely refunded. This effectively means that even if your bank isn’t 100% secure your money is 100% safe.
There are a couple of provisions here. First, you can’t have knowingly participated in the fraud. (For instance, you can’t have handed over your details to crooks with a view to helping them suck your account dry.) Secondly, you can’t have been 'grossly negligent' - a clause that covers the banks against our own stupidity.

In practice, the banks tend to be quite lenient. For ex. people who recently sent off their account details & passwords to crooks who had emailed them posing as their banks had their money reimbursed. This despite the fact that they had both participated in their own fraud albeit unwittingly & had been mor than a little foolish

I have been online banking now for a number of years, yes, it is completely safe, i even invest through the online banking, i thoroughly trust it implicitly.

2006-07-16 04:02:56 by ABC

I am interested in opening an online savings account with an overseas bank (bankwest) that's based in Australia.

Although it is really far from home (I live in the US), they offer a tempting 9% interest rate.

Would you do this? Does anyone see this as being too risky? Why or why not?

for me it would be too risky...not FDIC insured

2008-03-25 10:42:49 by FL guy