Online Banking Minneapolis

I checked my online Banking in the morning, and it said I had more than enough money to cover my bills etc.. I wasn't worried.. When I got home I double checked it to make sure, and it said I had $29.00...
It had a Garnishment fee for 100$ and another withdrawl for over 600$... I called the bank.. they didn't tell me much except it was linked to Minneapolis Minnesota Collections Revenue.. About a month ago I got a letter saying MN revenue took my federal return to pay part of my student loan.. I was okay with that.. I received my state loan, and have payments set up to automatically come out of my checking FOR my student loan.. I finally got through to someone @ MN revenue and she said they sent out a letter a year ago (I asked what the address was and she said one that I haven't been living at in over 2-3 years) I never got the letter... And since they "heard no reply" They thought i was ignoring it... My account is now going negative as all my checks are trying to clear.. rent.. car loan & insurance.. everything. What can I do??? I need that money they took w/o prior notice.

The bad news is that all the prior notice legally they need was the letter they sent you a year ago. It doesn't matter that it wasn't your address, as long as it was the "last known address" they had.

If you had filed between the time you moved and the time the letter was sent with your new address, perhaps you might have a case.

2009-03-11 07:11:00 by evol

to checking accounts, our friendly service and free online banking will always be by your side. ... Minneapolis Minnesota "credit union&quot ...

I have 4 kids and a husband that works 2,500 a month then theres the mortgage for about 1,400 a month, and plus with all the bills monthly .. phones, food, car. And I don't have enough money to pay my mortgage in time, and i have unemployment money that is running out soon, I need your help, please let me know what I can do,

I live in minnesota st.paul / minneapolis area, I have a phone bill contract i cant cancel that or else I will be severely charged for my cancelation, and well my husband is thinking about quitting his job to take out the 401k money to pay the car, then wait for as the years go by so all the money can come out, but really I don't know what is a good choice. I really want to keep my house, I recently contacted my mortgage and told them about my situation, I found out online that if you contact your bank and tell them about your problem they can help you, but I was told to fax all the papers in about my information, but their telling me to wait, then I call, then .. its like a stall, but I'm not sure. And I called in earlier to the Unemployment center they just said to wait a few days. And I keep up with all the wait, my mortgages are due, my bills aren't in time. I had most of the things at my house canceled, Satellite.. etc. But now I'm not sure to do at this time, theres not jobs.....

This won't solve your problem but it is something you can do that will make a big difference. Look at what you spend the most money on each month (after the mortgage). Chances are it will be food - with 4 kids. Look at ways to make savings there- not buying cheap junk food but by buying quailty nutrients that are cheaply priced.

These are just some suggestions -
Basmati rice, oats (make porridge or flapjack biscuits), noodles (contains egg), beef mince and onions (make chilli see my 360 page for recipe) kidney beans are always cheap too. Make pancakes. Eggs. Apple crumble (we call it humble crumble, but just as filling and no messy pastry to make)

Cut out all ready meals, steak and pizza. You could easily save a quarter of your shopping bill like this, maybe more.

2009-03-19 05:27:18 by Chad