Online Banking Fraud

I was told by the bank someone tried to re-enroll my online bank accounts so they could have access. They told me who done it and what the person's email address was. I was told to have my local police take a report of said fraud and gave them the pertinent info the bank gave me. I know the banks fraud department is currently investigating and then it goes to FDIC then Fed Grand Jury. In the interim could I make a citizen's arrest?

According to Legal Lad: "In most states, a private citizen has the right to arrest someone who has committed a felony in his presence, and may even arrest someone he reasonably believes to have committed a felony, so long as the felony was in fact committed. For a misdemeanor, the private citizen must actually witness the crime, and must make the arrest immediately. A citizen cannot arrest for a misdemeanor committed a long time ago. Also, the misdemeanor must constitute a “breach of the peace.”
I'm not sure whether the crime was a felony or misdemeanor, but either way, you probably would have had to have been present at the time in order to make the arrest. Sorry! I guess you'll have to let the cops handle it.

2009-10-07 22:03:49 by TsunamiDojo

26 July 2007, Channel 7's Today Tonight program aired on Australian television, covers the story of an online / internet banking fraud victim ...

How about one for bank loans (like about getting $3,000)?

Any major bank ( National City, US Bank, 5th 3rd, Key Bank, etc ) all offer online banking. Just visit a local bank, open a account, then you can register online. They all should be free.

It also allows you to check your bank account online, pay bills, tansfer funds etc...

My suggestion would go to a local bank and ask for details. I wouldnt suggest using a online service espically if something goes wrong the only thing you can do is call them where as a local bank you could visit in person! Sometimes online banking Websites go down. When this happens, there's no backup branch that you can go to -- and the phone lines will be clogged.

If you still choose to use a "online" only bank please read this carefully!

Confirm that an Online Bank Is Legitimate and that Your Deposits Are Insured

Whether you are selecting a traditional bank or an online bank that has no physical offices, it’s wise to make sure that it is legitimate and that your deposits are federally insured. Here are tips specifically designed for consumers considering banking over the Internet.

Read key information about the bank posted on its Web site.

Most bank Web sites have an "About Us" section or something similar that describes the institution. You may find a brief history of the bank, the official name and address of the bank’s headquarters, and information about its insurance coverage from the FDIC.

Protect yourself from fraudulent Web sites.

For example, watch out for copycat Web sites that deliberately use a name or Web address very similar to, but not the same as, that of a real financial institution. The intent is to lure you into clicking onto their Web site and giving your personal information, such as your account number and password. Always check to see that you have typed the correct Web site address for your bank before conducting a transaction.

Verify the bank’s insurance status.

To verify a bank’s insurance status, look for the familiar FDIC logo or the words "Member FDIC" or "FDIC Insured" on the Web site.



Also, you should check the FDIC’s online database of FDIC-insured institutions. You can search for an institution by going to Bank Find ( http://www2.fdic.gov/idasp/main_bankfind .asp ) Search by name, city, state or zip code of the bank, and click the "Find" button. A positive match will display the official name of the bank, the date it became insured, its insurance certificate number, the main office location for the bank (and branches), its primary government regulator, and other links to detailed information about the bank. If your bank does not appear on this list, contact the FDIC.

2007-11-02 00:47:27 by MaeSalgo

Price: $66.00

What are the costs of online fraud to the following parties?

1. Credit Card Companies
2. Banks
3. Merchants
4. Victim

This should be a step in the right direction.

2006-10-02 16:03:06 by medionsyn

Price: $4.99

I have noticed that small amounts and overseas transactions are making their way out of my bank account. I presume it must be done online as I buy a lot over the internet and still have my credit card and other personal details.

The bank is useless and just will pay back the money that has been taken but won't actually do anything to prevent it from happening again. There have been around 8 incidents over the past few months with amounts going upto £5.10

Sounds like you need a new bank. I doubt anyone in here is going to be able to help you with picking one, so perhaps you should head over to a different section and ask that question.

2007-09-15 08:30:22 by Lucky

I've been done twice now.

And I'm careful with my details. So it is a surprise.

I'm not talking about a credit card, I'm talking about your ATM card.

How long can I expect to wait for my money back?

Thanks in advance for your answers.

I lost £300 on a Lloyds Debit card. It was various £15 to £40 transactions at Tesco's. I was refunded the money very quickly by Lloyds.

2006-12-22 06:34:13 by anyone know?