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Answers

$50 unknown miscellaneous debit on online banking account, any advice on what it is?

Hello,
I was checking my online banking access a few minutes ago and noticed that there is a misc. debit in the amount of $50.00 listed that I have no idea what it is. It doesn't list to where it is and I'm guessing it's maybe some sort of bank fee. I've not made any withdrawals in two weeks and am worried that my account has been comprised somehow. I plan on calling the bank as soon as they re open after the holidays but I don't know what to do until then.

I did make 2 separate deposits to that account yesterday but as far as I know, my bank has no fees for depositing over a certain amount or making more than one deposit on any given day. I'm the only one on the account and I've not misplaced the debit card or the checkbook, and I double checked every company (amazon.com, columbia house, various online bill pays, etc.) to make sure I wasn't charged for something I didn't order.

I just find it weird it's for an even amount and listed as misc. debit. Any ideas? Thanks in advance!


I would suggest you call the emergency number for stolen cards immediately. While I think that if it was a security breech, they would have probably taken you for the entire withdrawal limit, it is possible that someone was testing to see if they can get at the money. If that is the case, they will likely hit you up again for a larger amount over the holiday when the banks are closed.

I have had my account breached before and was told that this was how the thieves operate. (The sometimes first taking a small amount and then striking on a bank holiday, however $50 does seem a bit too small.) For caution's sake, I would call the emergency number. It is quite possible that it is bank fees. The person you get on the phone would be able to tell you that.

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QuickBooks advice - dumping out from BOA online banking into QB?

Hi all, and apologies for my extreme ignorance.

I'm completely new to book-keeping, never mind QuickBooks, so you'll have to bear with me.

I've taken over some responsibility for updating QB with my company's bank transactions each month. We bank with Bank of America.

Historically our accountant has done this by looking at our paper bank statement and manually entering all the details into QB. I'm not really prepared to do that!

So I'm sure there's a way to go into BOA's online banking and dump out the month's transactions into QB.... I just have no idea how to go about it.

FYI, I'm using QB Enterprise Solutions; Account Edition 4.0

Any advice very very gratefully received.


i don't know

i did it with Microsoft money on my banks online banking website i was able to download transaction data in either quick books format or Microsoft money format.

when i imported this data it had most transactions that did not make any sense (transaction id and transaction code) and none of them were categorized so i think it is a bad idea.

But like i said i don't know.

How safe is online banking while on hoilday?

Is it safe looking on your online statments in internet cafes while on hoilday. Can people track the address after they have done, All advice welcome,


I did. However I know about computers and made sure it was safe to do so. If unsure just don't.
To the guy talking about "https" sessions, if your bank doesn't use https expect it to go bang any minute :)

is this site is SAFE? this site is online banking for unionbank of the philippines?

https://www.unionbankph.com/default.html
this site is safe?
if we registered our bank account here? so that i can monitored online my account?
please some advice?


It seems legit.

Adding a Business as Payee on Online Banking?

Good morning (EDT)!

I have a small business here in Canada and am interested in potentially adding my business to the payee list on online banking so that my clients can deposit directly to me.

I wanted to get some advice from someone who has done this or knows about the process. I have asked the bank and they haven't gotten back to me yet.

What's involved in doing this? Does it cost anything and if so, how much? Is there documentation available online regarding doing this? If I set up with my bank, do I have to set up with other banks I want to be listed with or can my bank coordinate this all for me?

Thanks for any help you can offer.


In the US, it mostly depends on how many people are sending bills to that payee. The more bills get sent out, the bigger likelihood the bank is going to want to stop writing checks and paying postage and will just direct deposit the bills.

Sounds like you're not running a megacorp, so you're probably stuck getting paper checks every time someone wants to pay you.


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