Online Banking Account Checking Services Savings

I'm wanting to open up an online checking account. I already have one through NetBank but they charge me a monthly maintenance fee of $8.00 so I'd like to know what other online banks offer totally free checking? Anyone know or had any experience with Chase Banks online? Has anyone ever opened up a checking or savings account with Chase Bank online and what was / is your experience with them? Is it easy to open up an online checking account with them? Do they charge any fees? Is there a minimum balance needed in the account at all times? NetBank recently added the free checking option but when I inquired about it, they told me I wouldn't be able to open up a free checking account since I already have an account with them (the one that charges me an $8 monthly maintenace fee). They told me I'd need to close that account out and then after it's closed out to apply for their Free Checking. Pleez let me know becuz I don't want to have to keep paying the monthly maintenace fees to NetBank.

I have a Chase bank account and have had no trouble with the on-line banking bit. I don't have just an on-line checking account though so I don't know how that feature works.

INGDirect has an e-checking account that's supposed to be fairly nice, but I don't have one so I can't say for sure how it is.

2007-08-08 12:38:02 by newmommie

Description iMobile is a breakthrough innovation in banking where practically all internet banking transactions can now be simply done on mobiles ...

Looking for free checking, online banking services, direct deposit...with respect to customer service, helpfulness etc.

I live in University City area-- so branch and especially ATM locations are important as well.

Chase Bank of Manhattan

2009-01-15 10:07:20 by winter.

Price: $79.99 $36.31

Money's Spending Tracker automatically categories your transactions and compares them to your budget
One year of financial services from companies like Experian, GainsKeeper, and H&R Block
Manage your bills using multiple online accounts, even schedule the payment of bills in advance

Can you answer these questions for each of these three banks?

Bank of America
UMB Financial Corporation
Mazuma Credit Union

What online banking services are available? Can you transfer money between your checking and savings accounts? Are there any fees for online banking activities?

BOA
Balance viewing for accounts
monthly bank statements viewing
view checks
transfer money between accounts and to other boa customers
order checkbooks
open accounts online
email customer service
pay bills
cancel checks
bank locations and phone numbers

There is no fees to use online banking. But there are some limits to transfering money and bill paying.

2010-01-09 18:56:01 by lil sis

i.e. with respect to customer service, friendliness, helpfulness etc. i would like the usual online services too with this bank.

Commerce bank, Citizens Bank, Wachovia, all have many convenient branches.
They're all easy to deal with.

2007-05-14 12:00:17 by kenny

I am moving out of US soon. I have a few 401k plans maintained by different institutions (since every new employer starts a new 401k and I had a few employers), a few investment accounts (e-trade, scottrade, etc), a checking/savings account from Bank of America, etc.

Since I am moving out of US, I want to consolidate all these to a single provider so I can deal with just one bank as opposed to multiple banks. Bank of America appeared to be a good choice since they can handle 401ks, investments, checking/savings, but it appears that they do not support online international wire transfers, which is a deal breaker for me. I'd like to be able to move money in and out of the account online.

Anybody have suggestions as to what bank I should use? I'd prefer a bank with a retail presence in Massachusetts but that wouldn't be a deal breaker.

Thanks

Try Citizens Bank or Citibank. I would stay away from BOA. It will be very hard to find a bank in Massachusetts that allows you to do wire transfers over their "Intranet" website. I know a lot of European banks do it but I am not sure about American Banks. Unfortunately, if your account is established as a personal account, you will have but no choice to physically go into a branch to have the transfer done.
Another option is to have a money transfer agreement set up with your local branch (for whichever bank you use). I know for a fact that Cambridge Trust Company accepts faxes from their customers to do wires. But you need to have an account with them # 1 and # 2 you need to fill out a money transfer agreement. Then you can fax away. - But use this bank if you are in the Boston area. Otherwise, Citizens Bank is your best bet.

2008-06-19 11:20:29 by h a