Identity Theft And Online Banking

I'm pretty sure that my identity has been stolen.I checked my bank online it said that someone had logged onto to it 3 hours earlier.I also found documents that had all my personal information including addresses,phone numbers and account numbers together on my computer.They weren't there a couple days ago.
I've already changed my passwords for everything online,i've notified the three main credit agencies and i am changing my banking accounts in the morning.

Should this be enough to prevent whoever did it from making any purchases or new accounts.
I'm also using a different computer to change everything

i would also have all banks , credit companys, and social security put a freeze on everything for at least 24 hours to be sure and call soical security and let them know that someone may have access to to ss number. sorry for your situation and i will keep you in my prayers.

2008-03-17 20:56:22 by upside

Former Citibank Security Architect and Entrust CTO offer tips for securing the online banking channel

Is there a website I can look at that will list what banks have the most identity theft problems and their percentages? I have had to close my accounts twice in the past year at my current bank because of fraudulent attempts into my accounts. I don't use online banking and I rarely even used my Visa check card! I am getting fed up with having to close my accounts all the time. Thanks.
I live in the US.. thanks.

That's a closely guarded secret. The banks don't want to let you know which one of them is the most often compromised.

My wife works for a bank in credit card fraud detection. Identity theft is often an ethnic crime. My wife routinely blames one group for over 50% of the identity theft out there.

2007-12-19 12:55:16 by Cupid

Price: $21.99

Do people really get in trouble for this stuff!! A guy in the netherlands stole my identity, was using my bank account for shopping online. I have all the evidence from my bank and the companies he was shopping from, the guys information, phone number , address, etc...I even called a police department in the netherlands and spoke to someone there for about twenty minutes who confirmed this guys address and name for me that he does exist but he says he cant arrest him until he has a police report from the US. My police department wont do anything!! They said because he was using the internet I had to contact the IC3 - internet crime complaint center, well that was almost a month ago and No response from them.whatssoever!!..So, basically this guy is going to get away with my money and not get in trouble??
If youve experienced this, what did you have to do to get the person who did it arrested? This is total bs! Who else can I contact?

It's not an uncommon problem. A lot of Jusrisdiction and Police Depts. are having problems getting clear answers from District Attorneys on what their responsibilities and jurisdictional limitations are in the cases of identity theft or internet crimes. Especially with cases like yours and the fact that it goes overseas.

Will the guy get away with it? I won't sugarcoat it, it's possible. For now, keep hammering away with IC3 for now, and check with your local P.D. again. See if you can make a "Matter of" complaint so there is something on record of what happened. That in itself may be what the Police in the Netherlands need.

2008-04-30 14:29:58 by Mleigh23

Price: $2.99

I have had my internet service for maybe 3 months and recently opened a bank account (month maybe). There were some unauthorized charges on my account and I got a call from the bank and I filed a claim to dispute the charges. The next day I get a police officer at my door saying someone with an email address linked to mine emailed for help or something. I told them no they have the wrong information or address. I finished all of the paperwork with the bank today and now 2 detectives come to my door saying this person is still sending emails and it is somehow connected to my isp.

The times these emails were sent I was not home and other bank transactions show that. So how is this possible?

I did some research on Evil twins which trick wireless users into connecting a laptop or PDA to a tainted hotspot by posing as a legitimate wi-fi provider. Once you connect to their wireless network, the evil twins can watch your online activities and steal your confidential information.

Is this a possible answer to what is going on?

The detective is telling me I will go to jail for filing the claim but I feel like I have no choice since they aren't listening to me and I know I am not the one doing these things. Any advice on what could be going on?

This person or people has all together opened a pay pal account with an email, my bank account number and routing number, and address. All which are found on a voided check.

They have used this service with my name and address information to talk with this Doctor asking for help who is in turn calling the police to MY house. I am so confused!!!!

it is when someone gets your bank information of social seceraty number. or acsess to your credit card.( proobubly a store clerk that u scanned the credit card in the machine in those people always have acsess to ur bank inrformation) thats why i carry all my money i dont trust banks .

2009-09-23 15:55:44 by Ceeeeeeeee

OK so I'm aware of all the online banking threats, such as phishing and malicious code, etc. But what can a person do with your bank account information other than view your account details? I know he/she can pay bills using your money but if you are able to notice the theft and notify your bank, it can track to whom that payment was made, no? For instance when I pay my electricity bill, I always have to enter my account number with that company and from this number you can tell who I am.

Also how does your bank information contribute to identity theft (if you don't enter your SSN)??

If I can learn enough information about you, I could apply for a loan in your name. Additionally, I could be going thru multiple computers before making the transaction of pulling money from your account. By doing so, it would be very difficult to trace. I could ALSO do it from a public computer. I could open a bank account, pull your savings into it, take the money from my bank account and close it. All with a fake ID and have a very good chance of not getting caught.

As long as you are keeping your machine patched, not doing banking from public computers that may have key loggers, updating your software, have decent antivirus, and not using ANY bank that is not HTTPS, your are setting yourself up for success.

DO NOT EVER use public computers or wireless APs that are not secure to do banking!

2008-07-27 05:53:52 by Tara W