Community Credit Union Online Banking

I've been trying to set up my online banking and it keeps telling me my password is invalid. How do I figure out my password?

According to the website it has a link that says "first time users register here". If you're using it for the first time you don't have a password and need to get one.
https://www.clackamascountybank.com/onlineserv/HB/Signon.cgi

Once you click on it it takes you to this page
https://www.clackamascountybank.com/onlineserv/HB/Login.cgi?runmode=REGISTRATION
Click "begin" and fill in the required info. If you need help call them at 503-668-2618

2008-08-12 12:01:00 by Anna......banana?

Jeffrey Rose of West Melbourne-Community Credit Union of Florida Testimonial for membership, online services, auto loan rates and other financial ...

AAA Credit Card
AAA Rewards Visa Credit Card (Northern California, Nevada, Utah)
AAdvantage American Express from Citi
AAdvantage Bronze MasterCard from Citi
AAdvantage Bronze MasterCard from Citi for College Students
AAdvantage Gold World MasterCard from Citi
AAdvantage CitiBusiness Card
AARP Platinum Visa
AARP Rewards Platinum Visa Credit Card
AARP Travel Plus Visa Signature Card
Abercrombie & Fitch Credit Card
Access Visa
AccountNow® Prepaid MasterCard® Card
Adirondack Trust Company MasterCard or Visa
Advanta Business World MasterCard
Advanta Platinum 90-Day Interest Free BusinessCard
Aer Lingus Rewards MasterCard
Agriculture Federal Credit Union Visa
AICPA Platinum Visa Card
Air BP Visa
Air Canada MasterCard
Aircraft Owners and Pilots Association MasterCard
Air Force Association Platinum MasterCard
AirTran Airways A+ Business Card
AirTran Airways A+ Visa Signature Credit Card
Alabama Central Credit Union MasterCard or Visa
Alaska Airlines Visa
Alaska Airlines Visa Business Card
Albina Community Bank Loop Card
All-Access Visa Prepaid Card
Allow Card Prepaid MasterCard
Alternatives Federal Credit Union Visa
Amalgamated Bank MasterCard
Amalgamated Bank Union MasterCard
Amalgamated Bank Secured Gold MasterCard
Amazon.com Business Credit Card
Amazon.com Platinum Visa Credit Card
American Association of Neurological Surgeons Credit Card
American Bar Association Visa
American Boating Association Credit Card
American Canine Association Platinum MasterCard
American Chemical Society Credit Card
American DreamCard MasterCard
American Eagle Outfitters Credit Card
American Express Business ExtrAA Corporate Card
American Express Business Gold Rewards Card
American Express Business Green Rewards Card
American Express Business Membership Rewards Card
American Express Business Platinum Card
American Express Card for Students
American Express Cash Rebate Card
American Express Corporate Card
American Express Executive Business Card
The American Express Gold Card
American Express Golf Card
American Express Optima Card
American Express Optima Platinum Card
American Express Platinum Business Credit Card
American Express Platinum Card
American Express Platinum Cash Rebate Card
American Express Preferred Rewards Gold Card
American Express Preferred Rewards Green Card
American Express Rewards Plus Gold Card
American Express SimplyCash Business Card
American Institute of Architects Credit Card
American Kennel Club Rewards Visa
American Legion Auxiliary Visa
American Legion Visa
American Medical Association Business Credit Card
American Medical Association Platinum Visa Credit Card
American Medical Student Association Credit Card
American Paint Horse Association Credit Card
American Photo Visa Card
American Quarter Horse Association Business Credit Card
American Quarter Horse Association Credit Card
American Savings Bank Secured Visa
American Savings Bank Student Secured Visa
American Savings Bank Visa
American Savings Bank Visa Gold
American Skiing Company Edge MasterCard
American Society of Civil Engineers Credit Card
American Society of Mechanical Engineers Credit Card
American State Bank Credit Card (Iowa)
American State Bank & Trust Visa (North Dakota)
American State Bank Visa (Texas)
American Taekwondo Association Credit Card
American University MasterCard
America's Christian Credit Union Credit Cards
Amtrak Guest Rewards MasterCard
AmTrust Bank Rewards American Express Card
AmTrust Bank WorldPoints Credit Card
ANB Financial MasterCard or Visa
AnimalSafe MasterCard
Anne Geddes Visa Platinum
Ann Taylor Credit Card
Ann Taylor Visa
AOL Visa (America Online Credit Card)
Appalachian Community Bank Credit Card
Apple Credit Account MasterCard
Applied Bank® Secured Visa®
Applied Bank® Secured Visa® Gold Credit Card
Arcadia University MasterCard
Arizona Cardinals Credit Card
Arizona Diamondbacks Extra Bases Credit Card
Arizona Diamondbacks Ultimate Fan Rewards MasterCard
Arizona State University Alumni Association MasterCard
Arizona State University Student Credit Card
Armed Forces Bank Credit Card
Arriva Card Credit Card
Arvest Bank Corporate Credit Card
Arvest Bank Credit Card
Asiana Airlines Credit Card
ASPCA Platinum Visa Credit Card
Associated Bank Platinum Credit Card
Associated Bank Rewards Credit Card
Association of Graduates U.S. Air Force Academy Credit Card
Association of Graduates U.S. Military Academy Credit Card
Association of Trial Lawyers of America Credit Card
Athena Equipment & Supply Home Source Credit Card
Atlanta Braves Extra Bases Credit Card
Atlanta Falcons Credit Card
Atlanta Postal Credit Union Visa Cards
Atlanta Thrashers Credit Card
Atlantic Stewardship Bank Credit Card
AT&T Universal Business Rewards Card
AT&T Universal Savings Platinum Card
AT&T Universal S
ah i had a list going all through the alphabet :(

http://www.indexcreditcards.com/creditca rdlist.html

18, however an older parent can give a young person a credit card

2009-04-27 21:38:08 by ✔

Price: $47.50

Aren't they subject to the same rules/regs that banks follow? Wouldn't reg CC and MMDA apply? I recently started working at a credit union that seems to march to its own drum! We have a random hold policy...depends upon the teller making the deposit! And members can transfer out of their savings multiple times per month! Over the phone or computer or even using savings as o/d protection, some more than 30 or 40 times a month! I've been with OnPoint Community CU over 20 years and they religiously monitor my account and I've actually had items returned because I didn't have the money in my draft account and was relying on falling back on my savings, but had done that too many times in one month apparently. Even trying to transfer money online, it won't allow me to do that.

I was wondering if perhaps CUs aren't required to follow these regulations...that maybe OnPoint does it voluntarily. I mentioned this to our operations manager and she said she just doesn't worry about it.
Ack, don't know why I mentioned MMDA...was thinking reg D. :(
And when I mentioned that the hold depends on the teller making the deposit, I didn't mean that they were sizing up the situation, I just meant that it was totally random! I have previous banking experience, just not CU experience. I know when the girls are just randomly picking an amount of days to put a hold on a check.

I am not sure which MMDA regulation (Money Market Demand Account) you think would apply here, but while most banks and credit unions have a right to hold funds under the CC regulation they are not required to always hold the funds for the maximum amount of time. Reqarding the money from the savings accounts, many financial institution allow people to set it up so that the savings account will cover and overdraft. My husband has it at BofA and I have it at my credit union. In order to get it though I had to sign up for it, with my husband it was already part of his account.

The bank is required to document the hold policy on checks, and if you read it carefully you will see that the bank or credit union will state that they have a right to hold the funds up to X number of days depending on the type of deposit it is.

I hope this helps you.

UPDATE
Here is a link to the wikipedia article on credit unions that you may find interesting.

http://en.wikipedia.org/wiki/Credit_unio n

2007-06-23 08:18:37 by Jani

forgot to mention this. I have a job and ive had it for over a year now... sorry didnt mention that

so im a student and im currently attending Onondaga community college part time and I will be full time in the fall. I am scared to death of accumulating student loans and not having a part time job and/or not being able to pay for stuff because i wont have a job (i need transportation for a job, and the bus just doesnt cut it for speed... I need a vehicle). now the problem is that I have almost no credit (I have a little, I just got a credit card 2 months ago, its a 250 dollar limit and its not cosigned. so far ive paid off 500-600 dollars worth of items on it, I pay them online thus i didnt have to wait for the bill, thats how i spend over my limit). im looking for the loan to be 2-3 years... is that even possible??? any information would be helpful thanks... oh also im using a federal credit union not a bank really...

You might have a tough time with limited credit history. However, you mentioned that you are looking to get the loan from a credit union -- if this is the credit union where you do your banking, and your history on these accounts are good, you may have a chance. Income and job stability are also considerations -- if you have at least a one-year history at your part time job and you bank at the credit union, you may have a chance.

2007-07-31 14:31:55 by dudenell

How was my response a violation any help here??? The funny thing is I cut and pasted the news story from yahoo news!!!!


Hello dez604 (dez604)

You have posted content to Yahoo! Answers in violation of our Community Guidelines or Terms of Service. As a result, your content has been deleted. Community Guidelines help to keep Yahoo! Answers a safe and useful community, so we appreciate your consideration of its rules.


Question: McCains son in a banking scandal?

Question Details: The bank lost $73M while Andy McCain sat on the auditor board. He quickly resigned. How will this sit with voters? http://online.wsj.com/article/SB12187646 1747243159.html?mod=googlenews_wsj

Deleted Answer: Don't you mean Joe Bidens Kid??? WASHINGTON - A son of Democratic vice presidential candidate Joe Biden was paid an undisclosed amount of money as a consultant by MBNA, the largest employer in Delaware, during the years the senator supported legislation that was promoted by the credit card industry and opposed by consumer groups. ADVERTISEMENT Barack Obama's presidential campaign said Biden helped forge a bipartisan compromise on the measure, which is now law and makes it harder for consumers to obtain bankruptcy protection in the courts. MBNA's consulting payments to Hunter Biden, first reported by The New York Times, followed his departure in 2001 from the company, where he had been an executive. Obama opposed the bankruptcy law, enacted in 2005, while Biden supported it. David Wade, a spokesman for the Obama campaign, said that "after working in the Clinton administration in the Department of Commerce on Internet privacy and online commerce issues, Hunter consulted for five years as an expert on these very same issues at a time of enormous expansion in online banking." At the time Hunter Biden was receiving consulting payments from MBNA, he also was a Washington lobbyist at a firm he had co-founded. "He was not a lobbyist for MBNA, and his work had absolutely nothing to do with the bankruptcy bill. Zero. Nothing," said Wade. Resurrecting Biden's role in the bankruptcy legislation could undercut one of the Obama campaign's lines of attack: That his Republican opponent, John McCain, is insensitive to the financial woes of middle-class Americans. Consumer and civil rights groups and unions, as well as Democratic opponents, had argued that the bankruptcy legislation was unfair to low-income working people, single mothers, minorities and the elderly, and would remove a safety net for those who have lost their jobs or face mounting medical bills. The financial services industry made the case that bankruptcy frequently is a refuge of gamblers, impulsive shoppers, divorced or separated fathers avoiding child support, and multimillionaires who buy mansions in states with liberal exemptions to shelter assets from creditors. When the Senate Judiciary Committee approved the bill early in 2005, Biden, Dianne Feinstein of California and Herb Kohl of Wisconsin were the only Democrats to vote with the Republican majority. Biden also voted for the bill on final passage in the Senate, while Obama voted against it. MBNA employees have poured more than $200,000 into Biden's Senate campaigns over the past two decades, making donors working for the credit card company the senator's largest source of campaign money. On the bankruptcy bill, the senator "took plenty of knocks from the largest employer in his state because he demanded changes," said Wade, the Obama campaign spokesman. "Sen. Biden improved the bill for low-income workers, women, and children. There were times when he believed amendments on both sides would have blown up a bipartisan compromise backed by three quarters of the Senate. At those moments, Sen. Biden had to make the tough calls and he voted to pass a bill." In a separate matter in which Hunter Biden's lobbying activities were referenced, he and Biden's brother Jim have been sued for allegedly defrauding an ex-business partner. In the lawsuit filed last year in state court in New York, Anthony Lotito says that he got a call from Jim Biden in early 2006 saying that Sen. Biden was concerned with the impact that Hunter's lobbying activities might have on the senator's expected campaign for the 2008 Democratic presidential nomination. According to the lawsuit, Jim Biden said his brother had asked him to seek Lotito's assistance in finding employment for Hunter in a non-lobbying capacity. The lawsuit says that Lotito later was cut out of a business arrangement with Jim and Hunter Biden to purchase a Wall Street hedge fund. Nicholas Gravante, a lawyer for the Bidens, said that Lotito's claim that Sen. Biden told his brother that he was concerned about his son's lobbying activities is completely baseless. "There is absolutely no connection between Joe Biden and this lawsuit. The case is without merit and it will be dismissed," said Gravante, a partner at the firm of Boies, Schiller & Flexner.

Violation Reason:Not

During this political season, questions of this caliber are going to be raised and deleted by both sides, as the more unpleasant aspects are goping to be ignored

2008-08-26 06:47:17 by dez604