Online Banking
Online Financial Answer Center from Truebridge is revised.: An article from: ABA Bank Marketing [H] [T] [M]
Gale Reference Team (Digital) Bank Marketing Assn. 2009-05-01
Release date: 2009-05-16
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Answers
This bank formerly known as Commercial Federal was bought out at the end of 2005. It offered free checking, online billpay, and 24 hr access to your account via the internet.
Someone dumped alot of garbage this last 10 days, and No help has come forth to help customers. Do you have any avenues to try?
http://www.bankofthewest.com
It's right on the main page.
Commercial 2 in the series! MONEY Federal Credit Union's agents are at it again, protecting your information when you bank online! Never sit ...
1. Nationalize the Federal Reserve so it becomes the forth branch of government or is absorbed into the treasury.
2. Increase the reserve requirement to 3:1.
3. Pass regulations requiring that any financial sector companies (such as commercial/investment banks) so that if they become insolvent, the CEO gets stripped of all assets, and the board of directors must forfeit half of their wealth.
4. create laws that greatly reward people for snitching on said CEO's if they get funny with the books.
5. Have the FED create only 3% additional cash money each year, this will become "emergency loan" money for any banking/industrial giant that is "too big to fail" beyond that 3% of all circulating money, if it's not enough said companies go bankrupt, capitalism was never meant to be easy. If the "emergency loan" money is not lent out, it's simply added to the tax revenue for the year. (for any people out there who wanna complain about the inflation this will cause, the central bank prints tens of trillions of dollars for new loans to the financial sector every year, I'm talking about keeping this to a sane level)
6. There will be instances where the government wants to break the 3% barrier, in this case it must go to a referendum to be voted on by the public, if they vote "no free money" then that's just too bad.
7. Ban the government from borrowing money from foreign countries.
8. when people vote in the referendum, to prevent it from being fixed, everyone gets a vote receipt with a vote number on it, they can check it online to make sure the vote matches how they actually voted (can use this for elections too).
9. Pass constitutional amendments backing all of this up.
N. Cognito, I've been thinking about this for a while, and I AM an 'end the fed' kinda guy, but the global bankers always come in and buy enough influence to set up another central bank, I figure this way, they can't do it because there is already a central bank, and we'd be able to control it through the legislation that I posed.
Sageandscholar. I specify the financial sector because it has the most influence over the other sectors, companies like Enron managed to hide it's debt so effectively because the financial sector made so much easy credit available, and with a reserve ratio of 3:1 instead of 50:1 there would be a lot less to lend, IF we can keep them honest, but you're right, I probably should make it to cover the whole economy, I just figured it would be too hard to implement that way. on the 3% thing, I may be off on my figures, I know the FED doesn't report M3 anymore, maybe it should be less than 3%, but regardless of that, currently the banks multiply everything by 50, so it's a lot worse than that, either way the reserve requirement MUST go up.
RebelliousScot. I wouldn't bother, Obama is not interested in fiscal responsibility, and if you think he is, you need your head examined, he wants to implement a UN tax AKA the global poverty act, he wants to double foreign aid, he wants to expand the military (you might not think so, but the military WILL be expanded, just not in Iraq) he has consistently shown support for any and every fiscally disastrous bailout proposal, he wants to dramatically increase domestic spending, I could go on and on, seriously, give up on Obama, he's exactly the same as every other dirty lying politician.
InsideR
"That's the opposite of what we need. History shows us that if we over-regulate, our country will fall further and further behind (case in point: 1929). I believe that the Treasury, Fed and FDIC are doing a great job in handling this crisis."
You sir are a bloody moron, The Fed is in charge of artificially increasing the supply of credit outside of the natural forces of the free market, they caused the economic bubble leading up to the depression, and then proceeded to tear the economy a new one by forcefully contracting the money supply, the other part of the equation was the governments interference in the private sector which only exacerbated the problem, I'm not talking about regulating free market participants, I'm talking about preventing out right theft at the hands of the international banking elite, go lobotomize yourself, dumba55.
The Federal Reserve Board is a government agency. It simply operates with and through private banks in the same way many government departments operate with the Private Sector. Should we also privatize GE since they do a lot of business with the Pentagon?
Your rule about CEOs - why only financial sector companies?
M1 has been growing far more slowly than 3% most years of late. You start increasing it by 3% you will see inflation.
How will we address out current account deficit? You want to further devalue our currency?
Year 2000
•January 1 – The world enters 2000s without serious, widespread computer failures, despite fears to the contrary.
•January 3–10 – Israel and Syria hold inconclusive peace talks.
•January 4 – Alan Greenspan is nominated for a fourth term as U.S. Federal Reserve Chairman.
•January 5–8 – The 2000 al-Qaeda Summit of several high-level al-Qaeda members (including 2 9/11 American Airlines hijackers) is held in Kuala Lumpur, Malaysia.
•January 6 The last natural pyrenean ibex is found dead apparently killed by a falling tree.
•January 10 – America Online announces an agreement to purchase Time Warner for $162 billion (the largest-ever corporate merger).
•January 11 – The armed wing of the Islamic Salvation Front concludes its negotiations with the government for an amnesty and disbands in Algeria (see Algerian Civil War#GIA destroyed, GSPC discontinues)
•January 11 – The trawler Solway Harvester sinks off the Isle of Man.[3]
•January 12 – 9/11 hijackers Mohammed Atta and Ziad Jahrah read their wills in the Martyrdom Video.
•January 14 – A United Nations tribunal sentences 5 Bosnian Croats to up to 25 years in prison for the 1993 killing of over 100 Bosnian Muslims in a Bosnian village.[4]
•January 14 – The Dow Jones Industrial Average closes at 11,722.98 (at the peak of the Dot-com bubble).
•January 16 – In Sacramento, California, a commercial truck carrying evaporated milk is driven into the State Capitol building, killing the driver.
•January 18 – The Tagish Lake meteorite impacts the Earth.
•January 24 – God's Army, a Karen militia group led by twins Johnny and Luther Htoo, takes 700 hostages at a Thai hospital near the Burmese border.
•January 26 – The rap-metal band Rage Against the Machine plays in front of Wall Street, prompting an early closing of trading due to the crowds.
•January 30 – Super Bowl XXXIV: The St. Louis Rams win the NFL Championship for the first time since 1951, defeating the Tennessee Titans 23–16.
•January 30 – Kenya Airways Flight 431 crashes off the coast of Côte d'Ivoire into the Atlantic Ocean, killing 169.
•January 31 – Alaska Airlines Flight 261 crashes off the California coast into the Pacific Ocean, killing 88.
•January 31 – Dr. Harold Shipman is found guilty of murdering 15 patients between 1995 and 1998 and sentenced to life imprisonment.
•February 4 – German extortionist Klaus-Peter Sabotta is jailed for life for attempted murder and extortion, in connection with the sabotage of German railway lines.
•February 6 – Tarja Halonen is elected the first female president of Finland.
•February 7 – Stipe Mesic is elected president of Croatia.
•February 9 – Torrential rains in Africa lead to the worst flooding in Mozambique in 50 years, which lasts until March and kills 800 people.
•February 11 – A blast from an improvised explosive device in front of a Barclay's Bank, across from the New York Stock Exchange on Wall Street, wounds dozens but kills none.
•February 13 – The final original Peanuts comic strip is published, following the death of its creator, Charles Schulz.
•February 17 – Microsoft releases Windows 2000.
•February 21 – UNESCO holds the inaugural celebration of International Mother Language Day.
[edit] March
March 1 – The Constitution of Finland is rewritten.
•March 2 – Hans Blix assumes the position of Executive Chairman of UNMOVIC.
•March 7 – George W. Bush and Al Gore emerge victorious in the Republican and Democratic caucuses and primaries of the United States presidential election.
•March 8 – Tokyo train disaster: A sideswipe collision of 2 Tokyo Metro trains kills 5 people.
•March 9 – The FBI arrests art forgery suspect Ely Sakhai in New York City.
•March 9 – Nupedia, predecessor to Wikipedia, is created.
•March 10 – The NASDAQ Composite Index reaches an all-time high of 5,048.[5]
•March 12 – Pope John Paul II apologises for the wrongdoings by members of the Roman Catholic Church throughout the ages.
•March 18 – ROC presidential election, 2000: Chen Shui-bian is elected President of the Republic of China (Taiwan); the Democratic Progressive Party ends Kuomintang rule for the first time.
•March 20 – Jamil Abdullah Al-Amin (H. Rap Brown), a former Black Panther, is captured after a gun battle in Atlanta, Georgia that leaves a sheriff's deputy dead.
•March 21 – Pope John Paul II begins the first official visit by a Roman Catholic pontiff to Israel.
•March 21 – The U.S. Supreme Court rules that the government lacks authority to regulate tobacco as an addictive drug, throwing out the Bill Clinton administration's main anti-smoking initiative.
•March 26 – Vladimir Putin is elected President of Russia.
•March 27 – The Phillips explosion of 2000 kills 1 and injured 71 in Pasadena, Texas.
•March 31 – Myra Hindley loses a High Court appeal against her life imprisonment sentence.
April 1 – Japanese prime minister Keizo Obuchi suffers a
The Jan 5 Al Quaeda summit and the March 12 Papal apology. I thing the rest are of lesser historical significance.
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CYRANO'S JOURNAL ONLINE | Solution to the Credit Crisis? The ...
The nationalization of banks should have been one of the main measures to pull the country out of the financial crisis. Even if a portion of the banking system had been left in private hands, the public option in credit would have soon shown its beneficial qualities to the nation and made commercial banks truly competitive or obsolete. Of course, none of that happened because all major White House policies must be approved first by Wall Street—i.e., the ruling class. fatten Wall Street, states continue to battle the credit crisis. In the search for innovative solutions, some political candidates are proposing that states generate their own credit by setting up their own banks.
...
News
Commercial real estate loans drive more banks onto FDIC's 'problem list'Christian Science Monitor - Feb 25, 2010
Washington PostCommercial real estate loans drive more banks onto FDIC's 'problem list'Overall, the banking system is challenged but stable, but is performing its credit extension role.' “Bair said it takes longer for losses on commercial real More than 700 US banks now considered troubledSick banks may mean feeble recoveryFDIC May Close More Banks This Year Than Last - -all 577 news articles »
Washington Post - Feb 24, 2010
Reuters former Federal Reserve Board Chairman Paul Volcker and called on Congress to ban bank holding-companies that combine commercial and investment banking White House in New Push for Wall St. ChangesSenate to Can Volcker PlanVolcker: Thaw Congress -all 163 news articles »
Washington Post - Feb 24, 2010
SDNNJames Bullard, president of the Federal Reserve Bank of St. Louis, and Thomas Hoenig, head of the Federal Reserve Bank of Kansas City, have reputations for George Kerevan: Bernanke is betting rate rise will get banks lending to each otherYellen Says US Economy Will Perform Below PotentialSan Francisco Fed chief takes stock of economy - -all 635 news articles »
Reuters - Feb 24, 2010
The sector also came under pressure after state media reported China's banking regulator had told commercial lenders to restrict new loans to local Fed Backs Law to Audit Emergency-Loan Programs, Bernanke SaysBernanke to try to reassure a skeptical CongressBernanke Talk to Be Scrutinized - -all 1,835 news articles »
istockAnalyst.com (press release) - Feb 25, 2010
to bank reserves because the funds stay in the banking system. (The data on US Government deposits at commercial banks can be obtained in the Federal and more »MarketWatch (press release) - Feb 24, 2010
FedFirst Financial Corporation is the parent company of First Federal Savings Bank, a community-oriented financial institution operating nine full-service and more »BusinessWeek - Feb 24, 2010
Property WireApartment defaults will peak at 5.3 percent at the end of 2010, said Real Capital, which based its analysis on bank filings and data from the Federal Dodd Urges Action on Commercial Real EstatePlans to Hide Commercial Real Estate Losses Won't Avert a Double-Dip DownturnCommercial Real Estate Getting Better and Worse - -all 78 news articles »