Answers
In your own experience which of these should I avoid and which of these should I get?
I am currently a full time student and do not have any credit at all. I am very responsible and if I do get a credit card I will use it wisely. I want to get a credit card because I do a lot of online buying (but with my mothers credit card). Its time to build my own credit. I am scared of extra fees and stuff, which of these cards are the best for me?
Citi mtvU, Capitial one No Hassle, Chase +1, Bank of America Student Platinum?
I have Citi platinum select and a Bank Of Ameirca they are both great!! Don't Get capital one they suck... Chase is good 2 I had they for one year for 0%. Just pay one time EVERY month!!! And They are good... Any card is good if you pay on time and pay more than the min and don't pay annual fees. And just get one to start and don't apply for to much credit it is bad for your credit even if you have none.
In this video, I explain how corrupt of a financial institution Chase Bank is. This is not just my opinion, but the opinion of thousands of others ...
I am focusing on cash backs. I am a full time student.
I picked Chase Freedom
* 3% bonus cash back on gas, groceries and fast food purchases for the first six months*
* 1% unlimited cash back on everything else. No cap, no expiration*
* 0% intro APR on purchases for up to 12 months*
* No annual fee
* Earn up to 10% cash back when you shop online with Chase Rewards PlusSM*
* Shop securely with Chase. Our innovative fraud monitoring system detects and alerts you of suspicious charges
* Zero liability on unauthorized purchases*
And Citi Bank's Dividend Platinum Select
5% cash back at supermarkets, drugstores, gas stations & utilities for 6 months; 2% thereafter2
Earn 1% cash back on all other purchases2
* 0% APR for 6 months on Balance Transfers, Purchases & Cash Advances1
* No Annual Fee
* No minimum income or cosigner required1
* Access credit education tips and tools
Looks like Citibank is the best choice.
creditcards.PersonalFinanceAndInvestment.com | Credit Cards
Www.creditcards.personalfinanceandinvestment.com Apply Chase Platinum Visa Credit Card To apply for a Chase Platinum Visa credit card is not for everyone. First of all you need good Fico score because no good credit means no Platinum Visa credit card. But then again, you still can apply and see what happens because Chase Platinum Visa credit card is sure a great card to have. Learn more by following this link now.
News
National credit card ratesBankrate.com - Feb 25, 2010
MiamiHerald.comChase extended the grace period on its cards from 20 days to 21 days, and Fifth Third Bank switched from two-cycle billing to the average daily balance Today's Best Credit Card Interest Rates Offers – Citi, Chase and Capital One New Credit Card Law Takes EffectCredit Card Tricks and Traps - -all 2,254 news articles »
CNNMoney.com - Feb 25, 2010
Last week, the bank reported that credit card charge-offs and delinquency rates fell in January from December. That could be a sign that the worst is over and more »PR-inside.com (press release) - Feb 25, 2010
Hyatt (NYSE: H) and Chase (NYSE: JPM) today announced a multi-year, strategic alliance that will create the first-ever Visa-branded credit card that allows Hyatt and Chase offer Visa with Hyatt Gold Passport RewardsHyatt, Chase to team on Visa-branded credit cardHyatt, Visa and Chase form alliance, release Visa-branded rewards cardall 4 news articles »Los Angeles Times - Feb 24, 2010
Some card companies, like Discover and Bank of America, had lower charge offs, Moody's said. And JPMorgan Chase's rate likely jumped because of the and more »American Banking News - Feb 26, 2010
Citibank (NYSE: C) and JP Morgan Chase (NYSE: C), two of the nation's largest credit issuers, are largely sidestepping the Credit Card Accountability, and more »MarketWatch (press release) - Feb 24, 2010
approximately 145 million credit cards in the United States and Canada. The firm is a leader in investment banking, financial services for consumers, Hyatt Hotels, Chase Card Services to partner on a Visa-branded credit cardall 16 news articles »Wall Street Journal - Feb 20, 2010
The GuardianLast year, Bank of America Corp. and JP Morgan Chase & Co. suffered combined net losses of $7.8 billion in their credit-card operations, and this year will Banks Focus on People Who Can Pay More for Credit CardsBanks nervously await new credit card lawApply For Instant Bad Credit Credit Cards – Chase and Citi Continue Changes - -all 762 news articles »