Banking Online

How dangerous is online banking, especially for a teenager? Is is easy for fraudsters to get a hold of your account info because i think i would find it easier to bank online than to have to keep visiting my bank.

It's not that dangerous, as long as you AVOID PORN SITES on that computer. At least, use a known clean list of sites and never go anywhere else.

It's how most people get viruses. And keyloggers. But as for online banking, it's all done using encryption. I've been using it for a long time.

2008-10-26 03:58:08 by danc3r65

There are security flaws with many online banking websites. Learn what holes there may be in your banks security plan.

i want to know how to login to inroll online philippine national bank atm remittance, a net pnb banking.

you need to go to your branch to enroll your online account. when you have an online account then you can transact.

I bank with BPI and it is easy to do online transactions with them.

2007-12-26 05:24:47 by chalitgaspar

Price: $195.00 $195.00

Or is money wired to the payee from my bank? Doesn't online banking cost the bank money? How come banks don't charge for this service. I'm not naive I know they pass on the cost to me but how?

Online banking is a bigger term than simply online bill pay. There are several ways your bank can pay your payee - one is that they simply mail a check. The other, if they do a lot of business with the payee, is to simply make an electronic payment (ACH) to your payee - usually places like your electric company. Another way, if the payee banks at the same bank, is to simply deposit money to the payee's account at the bank.

Any of these cost the bank no more than if you had written a paper check or had initiated an ACH/wire transfer and in some cases, costs them less.

Some banks offer these services for free, others don't. One of my banks charges me about $0.65 to send a check from the bank but doesn't charge me to electronically pay someone. Another of my banks charges nothing to send a check but they don't like doing an ACH so they charge me for that.

In the long run, nothing at a bank is free - it will be paid for somehow. Usually with banking fees.

2007-10-31 12:06:12 by HSB

Price: $195.00 $195.00

I heard that if you pay credit card bills with online banking that it wont help you build score. Im trying to pay off a credit debt and im paying with online banking instead of driving to the bank.

Paying it off is..........paying it off...
doesn't matter if you pay it off in pennies!!
HOW you pay it off matters NOT!
As long as it's NOT LATE

2008-01-28 14:55:07 by redwing90022

I was trying to make a online banking account for my mortgage because it didn't use to appear at first at my BoA online banking account, then when I made a new account the mortgage info appeared on my old account. I have now 2 online banking accounts that have the same info. Do I keep them both in case I lose one of the passwords?

You should straighten this out with the Online Banking department at Bank of America and not keep both accounts because the payments could become confused, or one system may not post properly, causing you to have late payments, or canceled payment notifications.

The system is set up to detect duplicate checking accounts and it will eventually give you a problem.

Online banking has a special phone number -

1.800.792.0808 (California)
1.866.399.0122 (Idaho, Washington)
1.800.933.6262 (All Other States)
Monday through Friday 7 a.m. to 10 p.m. (Local Time)
Saturday and Sunday 8 a.m. to 5 p.m. (Local Time)

2010-02-13 15:39:41 by jfs1988