Answers
Hi!
I’m from the Philippines who is buying some books from an online US Seller. The method of payment is international money order. Unfortunately, international money orders are no longer available in post offices here in my country. I learned that international money orders could be purchased in banks so I tried in the Bank of the Philippine Islands. They suggested Demand Draft instead, which they claimed to be as same with international money orders.
Now, can the seller from US receive my Demand Draft as payment? Take note, the Demand Draft will be made from Bank of the Philippine Islands. Can the US seller collect it? How? Does he/she have to have an account in BPI?
Thanks.
I can't really offer an answer to your question but I would ask the seller if he was willing to use Paypal. It is international, easy, safe and can be used by anyone who has an account and Internet. Good luck.
With BPI Express, a tourism travel thru Baguio City & La Union in Luzon presents a remote uncrowded surf spot that truly shouts Wow ...
I need to open a savings account and the website of the Bank of the Philippine Islands is not very helpful. i have to open one online but i also need to know what specific stuff i have to fill in. I dont have an existing BPI account.
I need to open a savings account and the website of the Bank of the Philippine Islands is not very helpful. i have to open one online but i also need to know what specific stuff i have to fill in. I dont have an existing BPI account.
I visited a branch and the lady told me i could get an account online because the BPInoy account dint need any maintaining balance or initial deposit. She also said to just pick up my card the next week. thing is, their site is confusing.
to open an account, you will have to go to a BPI branch to complete any account opening... so you might as well drop by a BPI branch which can be found almost anywhere. Drop by any branch and look for the New Accounts division, if not, you can ask any of the employees (wearing a uniform or with an identification card) because all personnel are usually trained about the products available and they can help you with whatever product you are interested in.
For a personal account, you will need to bring at least 2 valid ID's and a proof of billing for them to confirm your address... its been over 3 years since i last worked there but i think you should have at least 5 thousand for a savings account, and 10 thousand for a checking account... you can also go to their website at http://www.bpi.com.ph/ OR https://www.bpiexpressonline.com/
Reposting: ARYSTA MARKETING SCAM « beRDeNG ManSAnAs
. Because our local government allow them to. Because despite the numerous complaints from victims they still operate.
This is my Mother In Law’s story but I want you to know, because who knows, maybe their next victim might be your own mother or mother in law, or aunt or sister or brother or worse, it might be YOU.
My mother in law is a senior citizen, she is an unemployed widow without any pension. Oh, don’t worry, she can manage, my father in law made sure she would be well taken care of before he died, so her financial status is not something she ever had to worry about, The phone book , however, because people here rarely update their listings on the phone book, they never assume because some people have their phone numbers still registered to the same person even after their death. So my MIL said that the number was old and that it was still registered to her diseased husband, when she asked what the call was about, this lady started telling her about a Of course my MIL was skeptical, after all, how can anyone win something without joining any contests or raffle draws or whatever. She asked the lady why she had won when she hasn’t join any contests or raffle draws and the lady simply said it was because “her” number was the one flashing on her computer screen which meant she was a winner. . My MIL asked told Reno about the call she has gotten early in the morning and the supposedly “surprise gift” she has won, Reno asked if that was the only thing the caller told her and asked about a “control number” which my MIL provided. After checking that the “control number” was “valid” more of their staff went out from the small back office and congratulated my MIL for winning an awesome price in the form of a massage chair. So they asked her to try it out, she sat on the massage chair and then the staff, there were 5 of them now all surrounding her, accommodating her, seemingly screaming in her ear with exaggerated excitement. My MIL felt that there was something off but she was too overwhelmed by the screaming and the continued chatter going on around her. She didn’t quite understand what was happening. She just sat in the massage chair while some of the staff talked to her about their other products. She finally got up from the massage chair, but one staff member still kept massaging her back while the others hovered around to ask her some questions. They asked if she was a PLDT subscriber, and she said yes, a burst of screaming, clapping and exaggerated excitement rung through the air from the staff that my MIL felt really uncomfortable, she said she felt weak and that something was pushing against her chest. They were congratulating her yet again as she received another “free gift”. Then someone asked her if she had a credit card, to which she said yes, and then they asked if it was a BDO (Banco De Oro) credit card, and she said no, it was a BPI (Bank of the Philippine Islands) credit card, another round of exaggerated congratulations, screaming and clapping, she won another “free gift” this time from BPI. At this point, my MIL remembers one of the staff asking to see her credit card to supposedly “verify” if it was indeed a valid credit card so she can receive her supposedly “free gift”. They gave it back after a few minutes. They swiped the freakin card without her approval, without her knowing, without her being fully aware of what was happening! She drank the water and shortly after, they resumed hovering over her and shoving all these supposedly “free gifts” at her. Somewhere in all the chaos, she was able to utter phrases like, “Am I dreaming?” and “Is this for real?” to which the staff responded with a boisterous round of laughter and exaggerated laughter. My MIL was not at all appeased, she felt more uncomfortable, sort of dizzy but didn’t know exactly what to make of it. So then one staff member asked her to pick an envelope, the envelopes contained more “free gifts”, . My MIL chose one, and surprise surprise, she won the highest prize of P2000. The staff let out another round of loud congratulatory screams, laughter and relentless clapping. By this time, my MIL has totally lost it. She was so overwhelmed with the noise that she didn’t quite place what was happening. One of the staff members of ARYSTA MARKETING then explained to her that the value of all the “free gift” she has gotten has reached P107,00++ but because she was a PLDT Subscriber with a BPI credit card, they are going to give her a 50% discount and then because she also opened a P2000 envelope the total amount comes down to P54,900. My MIL couldn’t grasp what was going on as she was still feeling dizzy and more uncomfortable than ever. The staff packed all of her “free gifts” and offered to take her home, but before they did, they asked her to compose a letter, the letter said something like “I, Lucita Fallarme, am allowing the use of my credit card for yadda yadda yadda..”. I don’t know the exact contents of the said letter, but I didn’t have to know, everyone knows you don’t need to write a letter when you use your credit card! This is totally something unheard of!!! Of course you need to sign a receipt but that’s about it and then of course you get to keep a copy of the said receipt. They didn’t give her a copy of the letter they asked her to compose as well as the receipt of the transaction, I don’t know if they did give her a receipt, she didn’t mention it, I’ll ask her in the morning and tell you later. They were supposed to set it up and try it out as soon as they got to our house, but thankfully, there was a power interruption and they weren’t able to set it up. After they have left, my MIL was still feeling uncomfortable and so she decided to take a bath. After her bath, it was like her senses were back to normal and she realized what has happened to her, she quickly dressed and went to the bank and told the bank what had happened, the bank said that the best they can do is block ARYSTA from charging anything on her account but advised her to ask them to cancel the transaction. She also asked the bank if they called her to congratulate her for using her credit card and they said no, they don’t do that. Of course, they gave her all kinds of excuses and stuff, she demanded they cancel the transaction because she was not herself during that time and she claimed she has been “hypnotized” or something. They reminded her of the letter she made out, to which she said she wasn’t aware of and she pointed out that if she were to use her credit card, she didn’t need to write a letter like that, . Fourth, it is not a credit memo, which we need to show the bank to be able to have the bank completely cancel the transaction. Fifth we are not asking for a refund, but a cancellation of transaction.
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