Bank Of America Personal Online Banking

I am looking to move all of my personal savings and checking accounts into a new bank because going to the small credit union I currently use is very inconvenient.

I want to find the best, preferably nationwide, bank for personal accounts. I live in TX, in The Colony but work in Carrollton and frequently go to DFW Airport for business. I have only about 50k in savings and want to start paying bills online. I would like free checking and ATMs too. I want a bank that isn't heavy on the fees and has good operating hours.

The banks I know that are in the area are Bank of America, Wells Fargo, Century Bank, Washington Mutual and Chase.

Any ideas and suggestions are greatly appreciated since I don't have the time to do my own research. Thanks in advance!

My vote is for Bank of America!

2007-06-06 12:37:13 by neza006

Zeke's and Mere's Personal Finance Project on Banking

I'm looking to develop a personal finance web site which would allow me to manage my own budget and track my finances online (I've tried about every other site out there and I'm not happy with any of them.)

In order to do this, I'll need a means of retrieving a list of transactions from my personal bank accounts with Bank of America. I've tried contacting BOA in order to get information on their SOA interface; however, I'm not getting very far. Anyone have any advice that could help me out on this?

Most banks will NOT provide public webservices (not to be confused with internet banking) to access account details simply because that would remove at least one (session based) layer of security in data access.
If you actually meant "Internet banking" then you will have to subscribe to this service with your bank and you will have to implement browser-like security and behaviour to access "Internet banking" from your program...

2009-01-06 13:34:06 by Johnny K

Price: $59.95 $34.13

Safely and securely imports financial info automatically
Automatically categorizes expenses so you can see where you're spending
Personal-finance software organizes all your accounts--all in one place

I have recieved this email from the Bank of America - i assume it is a scam as i have never heard of them .. heres what the email says.

In order to protect your account from unauthorized access, we have set a limit of 3 unsuccessful attempts.Unfortunately, you have just reached that critical number of attempts, so your access to Online Banking has been locked for security purposes. Please download and complete restore form attached to this email and open it in a web browser.We appreciate your understanding as we work to ensure account safety. Bank of America, N.A. Member FDIC


Then asks for you personal bank card details!

Do i report this to anyone?!

This definitely a scam. Any one asking for your personal details such as your card number or SSN, or even transferring money through Western Union is a scam. Why would a bank ask for your details, when they most likely already have it, stored in a file?

You can report it if you want to, but you can just delete it. They know nothing personal about you and you havent given anything personal to them so youre safe.

Have you even reached these 3 unsuccessful attempts they mention?

2009-10-06 01:43:33 by skye0001

Price: $5.95 $5.95

I hate the bank I have now. I opened my current bank account with my mother and she handled all the personal information then.

I know I can get an account online but I would much rather open the account in person so I can ask someone my questions and get a real response.

I'd like to know what I have to bring to get a savings and/or a checking account. I don't want to have to make two trips to the bank.

First, you must be at least 18 years old and take with you...

Two forms of ID, a drivers license and a second form (ie credit card). Know your social security number. Also, take $25 to open the checking account and sign up for keep the change with a free savings account. Also ask if there is any reward for opening account...$25!

2008-01-25 08:56:10 by Lena

BE WARNED!
I have already received TWO (2) emails today that look VERY OFFICIAL from Bank of America and want me to click on a link and supply them with my "Banking Information".

First of all, Bank of America NEVER asks for your personal information by email.

Secondly, check the body of the fraudulent email you received and (in my case) look for typos like these I found:

1) It says:
"For security purpose, we are required to open an investigation into this matter."
SHOULD BE: "FOR SECURITY PURPOSES"

2) It says (at the bottom of the email):
"Bank of America Online Banking Departament"

'DEPARTAMENT"??? (B of A (or any bank for that matter) does not make spelling mistakes or typos)

Be careful, DO NOT click on any of the links, and contact your bank for an address where you can forward those emails.

For Bank of America, forward them to:
abuse@bankofamerica.com

No, I have not received an e-mail like that from a bank. All of the e-mails that I received like that said that they were from banks, but were really from somewhere else (maybe Nigeria).

2007-09-19 16:42:09 by Gene L