Online Banking
How NOT to Make Your Mortgage Web Site Successful.(Brief Article): An article from: Mortgage Banking [H] [T] [M]
Array (Digital) Mortgage Bankers Association of America 2000-06-01
Release date: 2005-07-28
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In other words, are there hidden fees that I am NOT seeing on my list of transactions when I'm looking at my checking account activity? For instance, if they charged me $2.00 for every online check I wrote and got sent to an address using online banking, am I being charged under the table?
no they do not charge you!!!
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I am a minor and I was wondering if I could have my own online banking account for just my account. When I had bought something or need to know what my account balance is, I would ask my parents to check it using their online account. My checking account is tied to my parents because I am a minor, but is it possible for me to have my own online banking account so that I can check my balance and spendings by myself, without having my parent check it using their online banking account and without having any control or seeing their own accounts?
If you have a social security number, i think you can have your own account. Contracts with minors are voidable by the minor. That means that you can change your mind at any time ... which scares a bank. Go in and don't tell them your age and see if you can open an account. /
You need the ID code. Basically, click on the help links on the site. It will walk you through the steps and tell you were to find the information that you need.
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and don't tell me to call customer service, i already have several times.
Something I don't understand is that my account balance is never current. I make my payment 5 days before the due date, and my balance doesn't change... 2 weeks later, my balance increases, and the payment i made from my checking account while indicated by a -225 is not reflected in my credit card account s a +225.. what's up with that?
When you make a payment using online banking through BOA, the money comes out of your account the day you specify. Not when you submit the payment. So you have to keep that in mind when you set up your payments. You may think you have more money in your account than you actually do. The exception is if you are making a payment to a BOA credit card. That money will come out the same day unless you specify a different date and you will see it immediately online.
When we check our balance on line, it shows pending transactions and all. It will show that once all our transactions go through, our balance will be one thing. But once the transactions actually do go through, our balance is less. I don't get it. Whats up with this?
The online banking DOES show the math as if the pending transactions have already been subtracted.
Pending transactions show but are not deducted from the account balance. It's really pretty clear and straightforward. If you don't understand, go to a branch location and ask someone to explain it to you.
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javabuckeye.com » If you run an online account
If you run an online account that gives you a line of credit or financial product, you can easily borrow money from it on the internet and make immediate use of it. Quite unlike having to spend extra hours in your bank managers office as in the real paper banking. Borrowing money is just few clicks away, thanks to online banking. Are you banking online? If yes you are doing well in keep up with the latest technologies. But there is something you must bear in mind. Every time you are on your banks website, make sure you are on the right website. This is because there are many scammers launching fake bank websites with just a little difference from the original banks website. They do this with the purpose of getting your details. Watch out for these fake websites. When I first l heard about online banking I was really skeptical about it and it took a lot of convincing before I sighed up for an account that just allows me to pay my bills on line. I now use it very often. I am sure you will also realize how convenient and better it is to get involved in online banking, if you try it just one time. Using the bank of America online account to settle your bills will reveal to you that it is a step ahead of other banks online banking offers. Apart from the ease in transaction, your account is not debited until the payment is received by the payee. That means unlike other banks that debit your account immediately you authorize payment, your money still accrues some interest for say 4-7 days for your account before it actually leaves it.
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