24 Hour Internet Banking

can a bank reverse a credit that was given after a formal investigation involving a bank error was final and in my favor? U.S. Bank made an error from my online bill pay account and did an investigation and said that it was a bank error and gave me a credit. This was all done from the 24 hour internet banking department. 5 months later by branch manager decided that I should not have received that credit after I told him that I wanted to close my account due to poor customer service. I had a zero balance at the time and now this reversal overdrew my account and I can't close it and it is accruing negative balance fees by $8 a day. He has blocked me somehow from talking with internet banking who originally did the investigation somehow. Now when I try to call anyone regarding this they say that the account states that they have to refer me to my branch manager who refuses to do anything about it. lol. This is crazy. Can he do this? His regional manager happens to be out of the office for the next 2 weeks to boot so there is no one else i can speak with regarding this?

I read that once they make a final credit after an investigation that they can't come back and change their minds later. Is this true? Is it illegal what he is doing? This credit by the way is for a large amount over $3k. I think this finally hit his desk months later and the branch may be ultimately responsible for paying for this credit and he does not want to. He has no legal basis to do this from what I have read in the deposit account agreement and from the electronic funds transfer act. It states that they are liable for all damages from bank errors. Can anyone shed some light on this subject. I am furious with this guy.

us bank was on a list of banks expected to fail you better hope it does . but that was in 08 .

my wa-mu bank failed then i never paid my credit card.

2009-08-29 04:44:21 by zanesinbox

www.huntington.com- Huntington Bank recently introduced our new 24-Hour Grace™ account feature. This first-and-only service of its kind gives ...

I am wondering how long it takes for a transaction to appear on your Personal Internet Banking with HSBC. I made a card payment around 24 hours ago and it has yet to come up on the 'Account Summary' page.

The irony is I work in the technology services for HSBC, however, I have been told by everyone in the office that it should be instantaneous, but figured I'd go for experience of the public rather than assumptions of the creators.

Thanks guys.
It's a simple card transaction, like going into a shop and using my debit card for a £10 transaction.

unless you do a transaction for immediate posting and pay the $15.00 it will take a couple of days to post

2007-09-21 03:08:52 by Simon Tomlinson

The business that pays you in 24 hours and send money to your account?

Do you know any information and how to establish this business?

Do i need a licences? How do i get banks?

Try the link below. Not quite what your talking about but close.

2006-12-14 22:28:08 by Curious

Thanks for your loan inquiry and yes, i am a private money lender an approve and license by the Government, i can help you and i give out loans at an interest rate of 2% i really want to help you because i do not want you to fall a victim of those heartless scams on the internet and this is the reason why i give out loans at an interest rate of 2% not for the profit so that it can be affordable and bring about global happiness. We like to let you know that we can help keep your dream going and stable.
We received your mail and understood the content but first your information is required to approve the loan before we can continue with the loan offer.I want you to please fill the form and return urgently.
Hence you will be required to send us a scanned copy of your identity card or pastor before the loan will be insured and approved.


HARVEY'S FINANCE MONITORY FIRM INC.

LOAN APPLICATION FORM

Name Of Beneficiary:.............................................

Address Of Beneficiary:.................................................................

Nationality:...................................................

Country:......................State:...................City:.......

Zip/Code:......................Phone:.......................Fax:...

Date Of Birth:......................Gender:......................

Marital Status:...........Occupation:..............................

Amount Required:($).....................In Words....................

Purpose For Loan:.....................................................

Loan amount.............................................................

Loan Term/Duration:....................................................

You are to choose a mode which you prefer the loan to be sent to
you.Below are two option

1) Payment by bank to bank transfer(24 banking hours)

2) Payment by bank certified check(courier) 4-5 days


In the first option which is by bank to bank transfer, loan
funds are transferred directly into your account with the aid of my bank,
in this option, applicant must have to send down his or her full bank
information to enable us make the transfer and it takes maximum 24 hours
for the funds to be transferred into your account.

In acknowledgments of these details,i will send you the terms
along with repayment schedule and If you agree to the terms and
conditions ,you stand to get your loan within 24hours. This depends on your
seriousness and urgency in obtaining the loan.

I (Mr/Mrs)................................................Hereby declare that the information stated
above are true.

Date:........................2008

Best Regards,

Big time SCAMMER. This guy is phishing. All he wants from you is to give him the information he is asking for. Your bank info is the most important thing he wants. If you fill out the info he is asking for, he will STEAL YOUR IDENTITY and clean out your bank account, or open up Credit Cards in your name, or buy a house in your name and sell it. Most likely this guy is in Afica, Lebonon, Carribbean, India, etc. You had better not do it. You will be sorry.

2008-02-06 20:06:17 by fcgreatness1989

Read story here: http://www.myspace.com/baileyfamily1

She filled a police report and they said that her case will be turned over to the FBI but there is no telling when they will get to her case.
The bank said that her account will stay frozen UNTIL she pays back the money and she currently doesnt have ANY income that doesnt come through her bank account. She recieves Vetern benefits but those benefits are direct deposited into her account. My father only makes half of the mortagage and my mother is getting depressed every hour (since this just happened within the last 24 hours)

sorry to hear.. but you mom was greedy...
no one, but no one does business like that
it's a variation of the classic nigerian scam
and that scam work on peoples greed as they think the can get money for nothing.. do you really think somewone would ship 7000.00 worth of travelers check to "assist" them by fowarding them the money once the checks were cashed?

as far as recovery.. she never get the moeny back.. they scam operators are good at what they do and the money has dissappeared into Nigeria and their corrupt banking instistutions...

indeed your mom is now owing the bank the $7000.00 for cashing bad checks, this is also common, most individual are shamed to the fatc that they fell for such a scam and usally don't report it but just swallow the loss.

2007-03-17 11:00:31 by girl22