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i am a british citizen working and living in Saudi Arabia i cannot find a credit card application on line without needing an address and residense details for either the USA or the UK , how can i find a card that does not require this
Change your name to Rodriguez or Sanchez and say you are here illegally from Mexico...Bank of America will be very happy to accommodate you.
www.nochex.com Accept Credit Cards Online Today! Accept Credit Cards Online - No Monthly Fees - UK - London - Leeds - Business - Newcastle ...
I cancelled my (UK)credit card in March this year, having paid off all the balance. Then out of the blue a few weeks ago I received a bill for £140 on the cancelled card. This turned out to be payment for a home insurance policy with direct line which I had also cancelled (two years ago!). Direct Line have admitted fault and I am awaiting a refund. Unfortunately they cannot refund the card because it no longer 'exists' since I cut it up. So I am still waiting for a cheque. However, the issue remains with the credit card. Do they have the right to make a payment from a cancelled credit agreement, even if, originally, the premium was renewable annually? Surely if I have canclled the card they should refuse payment to any creditors who present for payment, and refer them back to the customer? Did the credit card company act illegally? Can I refuse to pay?
the sentence you said, :"Unfortunately they cannot refund the card because it no longer 'exists' since I cut it up." makes no sense to me since the reason they CAN refund the card is because an account still exists on the record.
I don't believe the credit card company acted illegally, it was merely an error that could be corrected easily if you present documents like the letter you sent them cancelling the credit card. There is no need to "refuse to pay" since you didn't owe it to the credit card company. Once they see the dates of the cancellation and the date of the payment request they will correct your account and will write and tell you it's been corrected. Be sure that you check your credit report to see it's been cleared. If not, send then a copy of the retraction by your credit card company.
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I'm working in France right now and I want to access my bank account on line and transfer some cash to pay my credit card bill so I don't miss a payment. How safe is it?
I pay all of my bills over t'internet. I cant see it being a problem no matter where in the world you are.
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the national UK lottery only seems to take debit cards, is this correct?
but I have no money in my bank account, I have spent it all on lottery tickets..
But they have lent me £30,000 so far, what's another £30!!
Yes, of course you're right, I'll acquire another credit card, why didn't I think of that!!
This is such a rediculous question,
How can someone justify going into debt to gamble on winning against major odds?
Nothing to show for, and will file Bankruptcy, while those who "Pay" their debt will absord this as part of the credit card's loss mitigation.
WE PAY for people like this to run up cards and not pay.
The Credit Card Companies, RAISE the interest rates on us to remain profitable, (they DON"T lose ,trust me).. Credit card debt is the the WORST kind of debt, with typical $2,000 debt taking 12-15 years to pay off, at an amortized 30 or more percent return to the company.
Insane.
Hello.
I have to say how extremely unhappy I am with the MBNA voice recognition system.All you get now is a pre-programmed voice recognition system. Here's the highlights of the conversation with a machine!
Machine:In order to help you,please tell me why you've rang today?
Me:I want to activate my new credit card.
Machine:I'm sorry,I didn't quite catch that.Could you tell me why you've rang today.
Me:(Slowed my speech down to that of a child).I.Want.To.Ac-tiv-ate.My.New.Cre-dit.Card.
Machine:I'm sorry,but do you want an update of your credit balance?
Me:(Shouting down to that of a simple instruction.)No! I.Want.To.Ac-tiv-ate.My.New.Credit.Card!
Machine:What is the credit card number?
Me:My credit card number is **.
Machine:I'm sorry,I did not recognise that number.Would you repeat it please?
Me:(Talking like a child yet again) My credit card number is **.
Machine:Is your credit card number **?
Me:(Yelling)Yes,it is you useless piece of junk!
Machine:Your current balance is £**.**. The last payment we received from you was £**.** on the **/**/** and the minimum payment of £**.** will be taken from your account on the **/**/**.Do you wish to make a further inquiry?
Me:Yes,I want to speak to a Human Being.
Machine:I'm sorry,I do not understand. Do you wish to speak to a Customer Services representative?
Me:(Losing the plot and shouting ever louder) Yes,I want to speak to a Human Being damn you!!!!!!!!
Machine:(Putting me through to Customer Services):Thank you for your call.All our customer services representatives are busy dealing with other customers.You are being held in a queue and we estimate your call will be connected in (clicking,whirring in background) approximately 15 Minutes.
Me:Hangs up in disgust yet again and dials their emergency UK fixed-line number which has until recently been a 'push 1 for this' thing.
Machine:In order to help you,please can you tell me why you rang today?
Me;Slams phone down in disgust.
Waste of time as we start all over again.
Poor me! I'm taking my business elsewhere! I've had enough of this useless system and have told them so. Is it me? Or is everyone with MBNA in the same boat? Does this useless contraption recognise any language,dialect,or overseas accents?
Give it a try and you'll see what I mean.It'll drive you potty!!!
Their number is a freephone one being 0800-028-1290.
All the best.
Big L 266
Yes, and every card holder should cancel their card and go with someone else. I like USAA.
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Credit Finance » Blog Archive » Guide to Acquiring UK Credit Cards
Applying for UK credit card can be both easy and difficult at the same time. Getting a UK credit card is quite as easy like splurging your bucks on shopping spree. Being informed before filling out for a UK credit card application will also help you reduce the possibility of getting stuck up in a credit card debt trap.
You can choose the right UK credit card by comparing their features, interest rates, and benefits. Among the UK credit cards available, you should find the credit card with 0%, has the best rates and APR for balance transfers or purchases. Most importantly, never forget to look for the UK credit card with lowest rates by reading the descriptions carefully before you apply for a credit card online.
...News
AP Technology NewsBrief at 12:10 am ESTTMCnet - Dec 30, 2009
Its first product resembles a cube: a tiny credit card terminal that plugs into the headphone jack of an iPhone. The goal is to make it easier to complete a and more »Telegraph.co.uk - Dec 30, 2009
Credit.com NewsMost often, this will be a store card or a credit card. Darren Cook, spokesman for Moneyfacts, said: "If you do have existing outstanding debts, Challenging times for consumer creditall 142 news articles »
NPR (blog) - Dec 30, 2009
Morning Report: UK Sees Weakest Economic Growth Since 1940'sMeantime, Bank of America's new CEO says he'll pull back on the credit card business when he takes over next month. Bank of America is the nation's and more »Daily Mail - Dec 30, 2009
Money Mail's guide to a world without chequesIt also expects a growth in emerging solutions such as mobile phone payments, prepaid cards and new forms of online payments. Credit card giant Visa Europe and more »
CNET News - Dec 28, 2009
AT&T ceases online iPhone sales in NY areaAT&T has stopped selling the Apple iPhone in the New York metropolitan area through its Web site, perhaps due to data congestion, credit card fraud, and more »TMCnet - Dec 29, 2009
However, the problem can be easily solved by doing extensive on-line research. Payday Loans No Debit Cards can use the resources within 24 hours after and more »OfficialWire (press release) - Dec 24, 2009
Credit.com Newsby Cheaper-Credit-Card.co.uk Online consumer credit card guide Cheaper-Credit-Card.co.uk has today suggested consumers should continue to shop around for Coping with Christmas debtsTHE PERFECT CHRISTMAS CARDEnveloped wishesall 188 news articles »


