Answers
I was eligible for a master card and I had applied for it. When I received it, it already had charges of $179 on it for set up fees and that stuff. I didn't like that so I canceled the credit card right away. The person helping me on the other line warned me that rapidly canceling credit cards and accounts would make my credit score go down. Is this true??
I have a debit and credit card with BofA and a Shell card, and canceled the First Premier Bank card that I applied for. Would this harm my credit?
And is there any free sites to check out my credit score free of charge?
Thanks.
First part, yes your score has taken a hit and will now be lower. This is due to 2 things, first, the hard inquiry that was placed on your credit report when you applied for the card,(this remains on your report for 2 years: read the source)
Next you are reducing your debt utalization ratio which is based on how much credit you have available to how much you have used. When you opened the account you had more credit, so depending upon how much you owed on the other accounts, your utalization may have gone down, closing the account raised this utalization to what it was before.
Next part, there is no such thing as a free credit score Some credit card companies used to provide what is called a FAKO score, one that was usually way off but most of those banks went under.
Hope this answers your question.
DV-101 NOV 03 1998 VANCOUVER FRAUD WITH CREDIT CARD AT SHELL GASTATION ON MAIN ST
Nexus One Pricing Leaked | TmoNews - Unofficial T-Mobile Blog ...
Have got their paws on what seems to be an internal Google document revealing pricing for the HTC Nexus One , both subsidized and unsubsidized. Getting right to the point, the Nexus One will be $530 unsubsidized and $180 subsidized with a new 2-year contract with T-Mobile. Here are some details to take note of:
-$530 Unsubsidized price tag
-$180 Subsidized (new 2-year contract)
If you want the phone at the $180 subsidized price there is a catch. There’s only one rate plan: $39.99 Even More 500 mins + Text + Web for $79.99 (umm…What if I want unlimited minutes?). According to
I am gonna wait it out…..I think this is google testing the waters. I got a feeling 2010 is going to be a big year for T-mo. I like the Nexus1, HD2 and N900….I would get an N1 if I wasn’t gonna get kicked out of my current plan. So if I gotta spend $530, I’m gonna get the best phone. I will be checking out N1’s competition.
...News
Priced right out of townLexington Minuteman - Dec 30, 2009
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