Credit Card Debt

Scotia Student Line Of Credit


Answers

How much savings do you need to apply for a student line of credit?

I have applied for a student line of credit through scotia bank. Both my parents have co-signed it. I dont have very much savings because I just paid half of my tuition. Do you think i will qualify?


If your parents are considered strong co-signers then you will get your student line of credit. (because if you default and run up the card and then not make your payments on time... they get to pay it off).

It is the same as a credit card.

You get a preset spending limit and of course a monthly bill.

CapitalOne secured credit card canada


www.cma1.ca CapitalOne secured credit card canada www.canadian-money-advisor.ca www.canadian-money-advisor.ca Alot of people ask me about how to ...

Can I combine my PC Home Mortgage with my Scotia Bank Professional Line of Credit?

I would like to get rid of my Professional Line of Credit (this was my student loan). I have around $40Gs left on it and I would like to put it on my mortgage and just pay a higher bi-weekly mortgage payment. Can I do this? and how?


You would have to refinance your current mortgage and use the equity in your home to payoff the existing loan, assuming you have 40K in equity.


Canadian court rules that student need not repay 50K of student ...

Alfredo Abdo won his case in bankruptcy court this week, with the court concluding that the Royal Bank of Canada was at least partly responsible for what happened.

“I question whether advancing all that money at one time was prudent banking on the part of RBC,” registrar Richard Cregan said in a written decision.

Abdo was a promising engineering student at Dalhousie University in September 2004. He had good grades, a scholarship and lived at home with this family.

In his second year, at the age of 19, he borrowed $20,000 from RBC though a student line of credit. He made bad investments online, according to court documents, and he accepted an offer from the bank for another loan of $30,000 to solve his problem.

...

Read more...

News

Which debt should you pay off first?

Globe and Mail - Dec 05, 2009

Which debt should you pay off first? I would tackle the student debt now, and possibly consolidate those lines of credit to make the payments more manageable (its really hard to keep track of and more »
A diary of the top national and international news events of 2009

Winnipeg Free Press - Dec 19, 2009

7 - Settlement announced in class-action lawsuit filed on behalf of people alleged and known to have been abused by priests in Nova Scotia since 1950. and more »
The successful money habits of ordinary people

Globe and Mail - Dec 11, 2009

The successful money habits of ordinary people In the eyes of Nova Scotia businessman Thomas Nolte, it takes a community to raise the savings stake. Mr. Nolte, his wife Gillian and their two young and more »
The Torontonians: Christopher Spence — fixer, risk-taker, thinker, educator

National Post (Blogs) (blog) - Dec 05, 2009

The Torontonians: Christopher Spence — fixer, risk-taker, thinker, educator With four books on education to his credit, he is a leading thinker on student success. “Every time I question one of Chris's ideas,” says Josh Matlow, and more »