Line Of Credit
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Answers
I had a personal line of credit with HFC but they closed my account (not my fault). They closed several accounts due to ecomonic environment. My credit is good (680)but I can not get credit from a main bank due to bankrupcy 7 years ago.
I can give you $500 cash that you never have to repay if you have a credit score of 610. Money available immediately. Please email me at hiredantere@yahoo.com
Go get access to $100000 without having to show documentation or put up any collateral. Put your good credit to use and get an unsecured loan ...
Please, no self-advertisement if you're a loan agency, etc... I simply want to be informed about APL's and getting a personal line of credit from the bank.
Robby, you have been asking a lot of questions about finance; personal loans, credit cards, etc. But you have not mentioned anything about systematic ways to save some of your money.
You are young, I believe 22 years of age. Unless you will at sometime inherit a large fortune, you probably are not a wealthy individual. But I can tell you how you can be wealthy one day.
A portion of every paycheck should be set aside in a form of savings. If you could set aside a certain percentage of every paycheck into an investment portfolio, it's possible that you could be a millionaire by the time you retire.
It doesn't matter how much money you earn, if you have a lot of credit, other than a home mortgage and car loans, you won't have much left to save. Remember this, that with forty or so years from the time one begins a job or career, it will be time to retire. All that will be there at retirement when get there is what you send on ahead.
My suggestion for you is to see a Certified Financial Councelor to help you plan for your future, and forget about all the different ways to get yourself and your future in budensome debt.
I have a credit score of over 700. What else would make the bank give me a somewhat large line of personal credit? Say $50,000. What other factors will they look at? For what stated reasons would they be most likely to give one out. Thanks.
Ok, suppose you have debt, but you want to use the line of credit in part to pay off that debt? Will they look positively on that?
Along with your credit score, they will likely check how much debt you're in.
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Is it a good idea to pay off a credit card with a personal unsecured line of credit? Thanks.
A line of credit allows you to make purchases, usually through your bank account and then you will have to apy it back.
A credit cards allows you to make purchases with a credit limit and is usually through a company such as Citibank ... They are very similar though.
Read this:
http://www.allbusiness.com/business-fina nce/business-loans-business-credit/906-1 .html
Good Luck!
If I have bad personal credit can I use my businesses credit?
Usually personal and business credit are pretty much scrutinized at the same time, and if one or the other has a bad credit rating, you are pretty much out of luck. How you conduct your personal finances and business finances is considered a track record for both entities.
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Personal Finance 101 – Credit Checks | Equifax
Source: articleage.com
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