Credit Card Debt

No Doc Line Of Credit


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Line Of Credit


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Answers

Which banks have no doc lines of credit?

I am aware that Sovereign Bank has a no doc Line of Credit product for businesses, does anyone else know of any other unsecured no doc lenders? A search on Yahoo yields LOTS of companies offering no doc solutions, but none actually lending. If anyone knows of any in the NJ area, I would GREATLY appreciate it.

Thanks


bank of america sometimes requires no docs. depending on your situation. if you have good credit and income that is not bs then its easy to get by without verifiying any docs. all they do is an appraisal which is paid for by them.

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or securities based credit line for your real estate financing needs. A securities based line of credit is an excellent no doc, no credit check ...

Hello everyone I'm looking to get a No Doc unsecure line of credit for 120k any suggestions?



Organized crime although I guess that is technically a secured loan.

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Home Equity Line of Credit ? No Doc ?

I am trying to get a Home Equity Line of Credit from my primary Mortgage holder on short notice.
How hard should this be ?
They took my information 2 days ago and said it should be a breeze but now thyere not returning my calls.
My house is worth 399k , I have 165k in equity and am asking for home equity line of credit of just 15,000
This is an emergency situation and i have no one to turn to otherwise.
If they turn me down, how easy is the process with another lender ?
I really need a no doc fast deal.


With the current market problems a no doc loan is almost impossible. If you have a good banking relationship check with them. Bank of America, Chase and Wells Fargo can do equity loans if you have good credit and plenty of equity.

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business unsecured line of credit (low doc)?

What bank has a nice program for unsecured lline of credit for a business with good credit and personal guarantor with excellent credit? Low documentation


Bank of America is a great way! There are no docs to sign! They loan up to 100,000.00. It is a very nice program..........You can even apply online!

line of credit, so far cant borrow from it cause i cant prove what i make?

im a hairdresser and cant prove all of what i make. i have 2 houses. i want to sell my latest to down size. i would need to get at my equity of which i have well over 100 thousand in it but mortgage reps tell me i cant cause they wont lend to someone who cant prove what they make. i would need maybe 30,000. i was able to get no doc loans in the past and now i cant. could i go directly to lenders like country wide or bank of america? do mortgage reps know everything?my credit is great, i have a great credit history. so is there any other way out in getting some cash to get another home?
i show a small amount of my pay as a hairdresser.


You would have to supply them 2 years of tax returns to prove income. It sounds like you are like many small business people who take a lot of deductions, and it shows as you make a lot less than you really do.

Low doc, no doc and state income loans are a thing of the past. You aren't going to be able to get a loan without proving income.

Mortgage reps know the underwriter won't approve a loan with no documentation anymore!


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News

Onstream Media Corporation Reports Fiscal 2009 and Fourth Quarter Financial ...

PR Newswire (press release) - Dec 30, 2009

In December 2009 Onstream's line of credit arrangement was extended for two years with an increased borrowing limit of $2.0 million. and more »
STATE OF THE REPUBLIC 2009

NewsWithViews.com - Dec 30, 2009

Then we had TARP – a $700 billion revolving line of credit to the Treasury Department. Remember that a revolving credit line may be paid down,
AG alleges Flynn Oil left customers cold

Hampton Union - Dec 29, 2009

The document also alleges that Flynn's failed to comply with the state law that requires an oil company that sells oil and requires prepayment by the and more »
Miami Worldcenter

Miami Daily Business Review - Dec 24, 2009

Miami Worldcenter Roberts also said he never extended lines of credit without Silverman's approval. He said Silverman signed every bank document and received financial
Onstream Media Corporation Reports Fiscal 2009 and Fourth Quarter Financial ...

CNNMoney.com (press release) - Dec 30, 2009

In December 2009 Onstream's line of credit arrangement was extended for two years with an increased borrowing limit of $2.0 million.
Millions More Are At Risk Of Foreclosure Than Anyone Realizes

The Business Insider - Dec 07, 2009

In addition, this is about the time that No Doc and No Ratio doc type options began to show up on every lender's rate sheet, which provided the ultimate in
AG alleges Flynn Oil violated contracts, attaches property

Seacoastonline.com - Dec 26, 2009

The document also alleges that Flynn's failed to comply with the state law that requires an oil company that sells oil and requires prepayment by the and more »