Instant Credit Line Approval

For a credit card or line of credit.
I knwo it is instant but I am wondering how they get there decision. How can they possibly determine a answer in 60 seconds.

It is instant, anywhere from 30-60 seconds and you will know if you are approved or not. Some store credit cards like Best Buy and Lowe's will go ahead and give you your number if you want to use it before your card gets there.

They pull your credit report.

2009-05-14 14:51:02 by SoSweet83

Credit Cards,Gift Cards,Loans,Banking,Insurance Browse,Compare And Apply For Your Visa Or MasterCard Credit Card and Also All Types Of LOANS With ...

i applied on-line for the credit card but wasn't instantly approved,does it mean i won't be approved or can it just mean they or reviewing my app further.they said i'll know in 7-10 days.
my 3 ficos are

652
669
672

thank you in advance

no , that doesn't mean that you were declined , but they will look at your credit report and will determine after . don't worry when you apply online , the information of your credit report enters their computer as points , if it matches their limit , you will be approved right away , if it didnt . a representative has to look at it and then tells you . :)
you will be approved :D

2008-08-13 20:44:26 by LADY Y

I applied for a First Premiere credit card for people trying to rebuild there credit. But it said that they are not able to process my application under the terms of this credit card, however, they are going to offer me another line of credit. The original terms for this credit card is for $250.00, but when I put in my employment info, and how much I make a year, and since the last time I applied, my credit score has went up. I don't know if that had anything to do with it or not. Could I be over qualified for the card, and they are going to offer me a higher credit limit?

Each card has different terms, you could make too much money for the particular type of card you applied for therefore they are going to give you another type of card( just an example) I have a card that when I applied for a higher limit they told me they could not increase my limit due to the term of my credit card agreement. Turns out that particular card only went up to a certain limit and an increase would have went over the limit but theey did switch e over.They will explain it to you when they send you the card. Dont worry. At least you got the card and if you dont like the terms dont use it then close it.

2007-08-18 20:31:24 by tilishabingo

This is a credit card that Citibank offers to AA customers.
I just got an offer to apply an get 40,000 miles if I buy regularly with their card.

I would like to know the minimum credit line offered and a phone number that I can call to for more information.

The number that I have is for getting instant approval.
Thanks,Christian

I think for Visa Signature and World Mastercard and World Mastercard Elite, the minimum is $5000

2009-08-22 09:29:38 by if

i want to get 15000 to payoff some credit cards because the minimum payments is killing me and the debt is not coming down. does anyone know where i can get instant approval for this kind of loan or line? i need it for bad credit because my DTI is kind of high right now.

Short answer... can't be done.

Long, but correct answer... Start a business (Inc or LLC), set-up a business banking account, and apply for credit under the business name.

You will need help with this, and it does take a little bit of time. Do an Internet search for companies that can help with this.

Good luck!

2008-03-04 11:00:06 by derekbgriffith