Guaranteed Personal Line Of Credit

Can Anyone tell me a few websites for Business Line of Credit or loan, that do not require personal guarantee? I tried to Google it already but i just got a bunch of junk sites. Thanks for the help.

You can approach your bank, if you have good credit score. If your business plan is attractive, you will get venture capital.

2007-06-08 08:56:48 by thelivingparadox

Details here studentloans-withoutcosigner.c om you can find all site about loan information here http and loan consolidation here prayover.net

I stood guarantee for the business line of credit. The business is almost gone and the loan stands at 95,000 USD. Bank is coming after me. What do i do ? Personal bankruptcy has been suggested by friends. what are the consequences of personal bankruptcy? I am so very worried. Is there a nicer resolution for this? My credit score is very good right now.

The lender can and will hold you responsible.

I suggest that you attempt to work out repayment with the lender.

Be carefull. If you get the bank to accept less than what is owed, then the forgiveness of part of the debt is income. You will have to pay taxes.

The bankruptcy will hurt your credit. It stays on the credit report for about 10 years. You may stil be required to pay back the debt, depending on the terms of bankruptcy. Personal bankruptcy, Chapter 7, will erase the debt, but you lose you home, savings, etc. Chapter 11 (business)or chapter 13 (personal) is a debt restructuring. You still have to pay back the loan.

If the business files bankruptcy, it will show up on your credit.

2008-09-07 15:22:17 by kate_v24

I currently have four business accounts (Dell, Staples, Office Depot and Exxon). I would like to get a business line of credit or credit card without a personal guarantee, so I can eventually have a business profile under my company name. All of my credit cards are in good standing. But I don't want to have my personal debt tied in with the business debt.

I keep getting offers from Advanta but they ask for the Social Security Number for the business owner. Where can I go to get business credit solely based on the company's Tax ID Number? All of the other credit card accounts were obtained this way.

Do you have any suggestions?

Business credit cards come with a variety of reward options. Travel rewards, stay in hotel, cashback, savings on courier services etc. are some of them. The type of your business and services you require can be compared with various business credit card offers and the most suitable credit card can be applied for.

More money when you need it most

Business credit cards are specially designed to cater to large funding requirements of businesses. The credit limits on business credit cards are higher than normal credit cards. So, you are doubly sure to get that large expense properly handled without any anxiety.

Easy application process

If you have an established business, business credit cards are very easy to get. Small businesses or fresh startups need not worry here, because credit card companies are equally eager to give business credit cards to companies with good prospects and to those who show promise. So, even if you are just starting, you can get a business credit card.

Expert business help

Business credit card issuing companies have established a good online help archive with expert advice on how to run your business in a more productive way and to achieve the maximum. If you have any kind of problem it is very easy to tap into this knowledge pool and help yourself. Check out a list of popular business credit at: http://www.credit-card-gallery.com/Busin ess_Card.html and apply online according to your choice.

2007-10-04 19:32:08 by Hoping he will bless me with #1

I need website links to lenders who process fast, unsecured by property, and that do not need personal credit report to process financing for a business acquisition- utilizing paydex score only within the United States

For small business loans / personal loans you may try following P2P - Peer to Peer (or Person to Person) sites:

They are simple and many individuals will loan you money at an interest rate you can afford.

To know more visit the link below:
http://en.wikipedia.org/wiki/Person-to-p erson_lending

Following is the list of Site / Organizations where you can
seek your money need.

1. you can seek money from
www.Propsper.com.

2. http://www.virginmoneyus.com/PersonalLoa ns/tabid/54/Default.aspx

3. http://www.lendingclub.com/

4. http://www.zopa.com/

5. https://www.fygo.com/

6. Coming soon:
http://www.loanio.com/

Please note that you should provide a good, honest and detailed reasoning about Why you need money and how and when will you replay it.

Finally here is a nice article with some reviews.
http://reviews.cnet.com/4520-3000_7-6530 959-1.html

Good Luck.
-N

2008-01-02 12:15:04 by sbhelgirl21

They normally cannot do this on a joint account but they can verify your income and still take it if they have a court order to do so....

2008-07-16 08:34:30 by trixie77