Ge Money Line Of Credit

Two days ago my wife and I went to a furniture store to shop for furniture and was talked in to buying over 12 thousand dollars worth of furniture using a GE credit line that the store was offering with 2 year terms with nothing down and no payment or interest for 2 years. The next day we realized that we had spent way to much money and we decided to call and cancel our order for this furniture since it was not scheduled to be delivered to us until Feb 2007. When we called we were told we could not cancel the order and that they had already placed our order to the manufacturer. My question is can I cancel this order if I do not want to take delivery of this furniture in Feb. 2007? We feel we were talked in to buying way to much furniture by the salesman and would like to not buy this furniture. It was all charged on the stores GE credit line that we opened on the day of the sale. Any help would be appreciated

You should be able to cancel, but you may pay a cancellation fee depending on the store's policy. Take it up with the store manager and you don't get any satisfaction go further up the pecking order. It is unlikely the furniture would have begun to be manufactured or prepared for shipping just yet. Just act on it quickly.

2007-11-26 02:05:17 by golfshoe

Dan Moore www.walkwithmillionaires.com 561-247-2261 Call Me!! Need More Money To Shop At (Sears)? . . . . . . Official Sears® Site www.SEARS.com ...

I have the following debts:
Wells Fargo Mortgage- $62000.00
Citizens Auto Finance- $25000.00- Behind 3 payments
Debt Consolidation Loan- $18000.00
GE Money Line of Credit- $8000.00
Chase Credit Card- $5500.00- Behind 3 payments
Sears Card- $1600.00- Behind 2 payments
JC Penney Card- $1200.00- Behind 4 payments
Wal Mart Card- $1500.00- Behind 1 payment
Natural Gas- Behind 4 months

HELP!!! I only make $45000 a year before taxes!!!

First CUT UP THOSE CARDS!!!!!

Next you need to try and cut down the debt. If possible refinance and consolidate- though I see you have a Debt Consolidation Loan... so if you can, do it.

If you can't, of course pay the highest interest rate cards first. Or calculate the amount each card will cost + interest in the long run according to the amount you owe.

Next sell your car, or give it back, obviously you can't afford whatever type it is. Buy a used car -or even better, use public transportation, a bicycle, or your own two feet.. Who cares if the car is nice, when it's costing you an arm and a leg?

Next you have to CHANGE YOUR LIFE STYLE, as in cut your other expenses

Take shorter showers- get wet, turn off water, soap up, rinse off.

Turn off lights, go buy energy saving light bulbs. Don't use heating for your house, if you're cold suck it up and wear a damn extra sweater. Similar if it's burning up outside, only use a fan, carry an ice pack, go around with light clothing.

Learn to cook, at home, no exceptions. Brown bag your lunch.

From all the store cards you have I'm guessing that you buy a lot of things- either pawn them, or sell them on ebay.com, half.com, amazon.com etc.

Have a garage sale and get rid of your junk-it's amazing what people will buy.

Try to work overtime.

If you live by yourself, consider getting a roommate to cut costs, or move into a cheaper place.

Does this all sound stupid?

It's lifestyle choices that will help you from now on, even if you file for bankruptcy, because the choices you made were the ones that got you into the debt.

If you buy stuff to keep up with appearance and to impress people, you'll only look a fool later because they'll be hearing about your bankruptcy.

Make a strict budget. Don't break it, or get frustrated and say F-this. It's what will keep your from going into further debt, or in the future, from falling into the same cycle. Living within your means, it what will allow you to live comfortably.

2007-07-27 10:32:15 by Tanner C

Price: $6.97

i recently purchased a street bike for my fiance, but i had to take out two more lines of credit to finance it.(worse mistake of my life) because one card has 24% interest and the other has 22% and both cards are around $7000.00 - $8000.00. we pay extra every month but it doesn't even make a dent.HELP!!! do I just call the creditors and ask them to lower the interest? does it even work that way? the creditors are HSBC and GE Money Bank.

Yes, you can. They will only lower the interest rate if you have a good history of paying on time. However, if that doesn't work you can tell them that you are having some economic hardship and they can put you on a program for a year or 6 months and you will not accrue any fees during this time. And they may suspend your account during this time...which is a good think if you're looking to lower the balance.


Keep trying, it might not work the first one or two times, but it does happen if you speak to the right person. Always ask to speak to a manager. And if that manager says no, there is always another one that will introduce you to a program. Don't take no for an answer.

2008-10-16 11:09:00 by Kira

Price: $6.99

It's not how it sounds! I'm organising his surprise 40th birthday party and he is the bread winner and the banker in our family.

I'm a stay at home Mum so I can't get my hands on any funds to make a deposit on the party hire ($200) without him noticing.

Asking family and friends is not an option. Any ideas on how to sneak money from the account or somewhere else so he doesn't know? I can't take little bits at a time because I have to pay the deposit soon!

I have a GE Credit Line card that I can get cash out from but he'll see when I repay that and quite possibly the bill! The party isn't until September!

Why not be honest.. and tell him there is something important you need to take care of.. and that you need $X from an account.

Your are married... NOT his slave.. you have just as much right to the marital money as he does...

Just do it...

2009-05-13 17:13:57 by jbond

I got a letter in the mail from GE Money Bank addressed to someone who's name I've never seen, but the address used is mine. The letter says that they applied for credit with JC Penney 2 weeks ago but they got denied due to Insufficient Credit History On File.

Should I be worried that someone tried to open a line of credit using my address?

Yes, you should be worried.
Contact http://www.annualcreditreport.com to check your credit. You can also contact the credit bureaus to put a fraud alert in your credit files. The alert will notify you if someone is trying to open any new accounts using your information.

2009-12-07 20:02:55 by Matt