Line Of Credit
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Answers
i applied on-line for the credit card but wasn't instantly approved,does it mean i won't be approved or can it just mean they or reviewing my app further.they said i'll know in 7-10 days.
my 3 ficos are
652
669
672
thank you in advance
no , that doesn't mean that you were declined , but they will look at your credit report and will determine after . don't worry when you apply online , the information of your credit report enters their computer as points , if it matches their limit , you will be approved right away , if it didnt . a representative has to look at it and then tells you . :)
you will be approved :D
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I applied for a First Premiere credit card for people trying to rebuild there credit. But it said that they are not able to process my application under the terms of this credit card, however, they are going to offer me another line of credit. The original terms for this credit card is for $250.00, but when I put in my employment info, and how much I make a year, and since the last time I applied, my credit score has went up. I don't know if that had anything to do with it or not. Could I be over qualified for the card, and they are going to offer me a higher credit limit?
Each card has different terms, you could make too much money for the particular type of card you applied for therefore they are going to give you another type of card( just an example) I have a card that when I applied for a higher limit they told me they could not increase my limit due to the term of my credit card agreement. Turns out that particular card only went up to a certain limit and an increase would have went over the limit but theey did switch e over.They will explain it to you when they send you the card. Dont worry. At least you got the card and if you dont like the terms dont use it then close it.
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need an instant line of unsecured credit.
I'm sure there is, however, the interest rate will likely be above 20%
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This is a credit card that Citibank offers to AA customers.
I just got an offer to apply an get 40,000 miles if I buy regularly with their card.
I would like to know the minimum credit line offered and a phone number that I can call to for more information.
The number that I have is for getting instant approval.
Thanks,Christian
I think for Visa Signature and World Mastercard and World Mastercard Elite, the minimum is $5000
For a credit card or line of credit.
I knwo it is instant but I am wondering how they get there decision. How can they possibly determine a answer in 60 seconds.
It is instant, anywhere from 30-60 seconds and you will know if you are approved or not. Some store credit cards like Best Buy and Lowe's will go ahead and give you your number if you want to use it before your card gets there.
They pull your credit report.
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