Credit Applications On Line

To get the pre approval? Or Go to a dealer?
Are there any benefits?
HELP!

go to the dealer
the finance managaer can look over your app and only submit to the banks he thinks will approve you ...leaving less marks on your credit ..besides that includes your local banks
the online application is probably only factory finacing

2007-03-05 12:33:19 by TD

www.ecreditcardworld.info Apply for a credit card online today.

I have a credit card with a maximun of 1500$ I can pay it of before asking for the line of credit. I am willing to ask for a line of credit for about 8000$ to the same company. I am self employed. do you think I have some chance of getting approved for the personal line of credit? having a blog wich sells ads is really self employment? How can I prove how much a make in case the credit card ask me to. please help. Can you evaluate my chances before I send my line of credit application?
Need the cash to pay out high interest loan. I mean killer loan

First off, you need to evaluate why you need the credit in the first place. If you are digging yourself into a hole with personal expenses, then that needs to be addressed first before you start taking out loans.

Now in terms of whether you will get approved or not, it will depend on your FICO (credit) score, income and other factors.

2007-03-08 19:10:49 by Carole B

Price: $5.95 $5.95

my sister met a guy on lavalife a month or so ago. they met a couple of times in person but he only wants to be friends. anyway, he recently wanted her to be a guarantor for his application for a line of credit. he has no family around, they live overseas. he says he has no one he can trust, but trusts her. she is only a supply teacher and has limited income and no real assets. he went bankrupt in the past and says that he needs to re-establish his credit but can't without help. and now he's giving up as no one can help him. he is giving a very sad story to her. he says he would only have it for an emergency and not even use it. he would also send her monthly statements. should she do this for him?? is this even something to ask of a friend??

Have you ever watched Judge Judy, Judge Joe Brown. The answer to the question is a big fat NO!!!! The writing is on the wall already...This person has filed for bankruptsy he is not worth the risk. Your sister will be allowing him to ruin her credit. And after he reaches the limit on the card she will probably not see him again...WAKE UP LADIES....OPEN YOUR EYES....HE IS A USER....DON'T FALL FOR THIS NO MATTER WHAT HE SAYS. YOU WILL BE THE ONE HOLDING THE BAG IN THE END...NOT HIM

2007-01-04 22:58:50 by pookysong

Price: $5.95 $5.95

http://www.ecardapply.com/goodyear/web/a pplication.asp

2006-06-15 08:59:32 by julie w

Hi my name is Jane and I am living in Virginia.
I purchased a house in Woodbridge VA in Dec/2004.Tom was my mortgage agent. I made 10% deposit. (Contract amount was $535,000.00)
US Express Mortgage Company approved first and second mortgage (1st $374K and 2nd $107K). About two months after settlement I received check book from BB&T Bank (3rd lien - Line of Credit $125,000).

I called Tom (Mortgage Broker) and asked about the check from BB&T because I had never applied or asked Raymond to open a Line of Credit for this property. He said "Jane, you did not need a loan application and you didn't have to sign anything because you have a good credit and your Woodbridge house had an immediate equity right after you closed the deal. So BB&T approved the loan based on your excellent credit and equity of your house.

By the way I did not close the account and unfortunately I used the money.

December, 2008, the house was foreclosed (by 1st lien holder) and 3rd mortgage lender; BB&T Bank filed a lawsuit against me in the amount of $125K. I received complaint by mail in 01/15/2009.

* Right before foreclosure I requested all the documents regarding this loan to the entire lender including BB&T. (I was not sure what they have but I tried.)
Shockingly enough, there was a Loan Application which I have never seen and someone forged my signature.

BB&T Bank was not a wholesale lender. (BB&T had a wholesale department but I am not talking about them)/I didn't know at that time because Tom and Bank loan officer were acting like they are…/The loan officer had to contact with borrower directly but it didn't happen. Someone forged my signature in Loan Application, Credit Line Agreement, and Credit Line Deed of Trust (Notary Public? I don't know who she is and there was no seal)
So they foreclosed my house and also asked me to pay. Yes I did use the money. If I have to pay then I have to. But how about a FRAUD. (Forgery and violation of lender’s liability...
Q #1. What should I do? Do I have to pay them and bury that fraud?
#2. We have 2 years of statute of limitation for fraud in Virginia. Someone told me that when I received the checkbook from BB&T Bank I should have known that it was a FRAUD (He said this is common sense). What do you think? I confirmed fraud when I saw someone forged my signature on Dec.2008–My deference is –“Jane you did not need….. your excellent credit and equity of your house.”
#3.Can I fight with the lender for anything like-Breach of Contract or Fraud or Lender Liability… I don’t know.
Thank you so much

P.S. Just for your information, Mortgage Broker and the loan officer are in federal prison committing Bank Fraud, money laundry etc. But not for my case.

You questioned the line of credit initially and found out that it was a 3rd mortgage placed on your home.

Had you returned the money and then asked to see the loan documents you would have a good case. But instead you used the money (why not tell us what you purchased with it). You had full knowledge where the money came from at the time you received it.

Now that it is time for someone to take responsibility for that money you want to say.. "I never asked for it".

Too late. While you know now that your signature was forged, you had to know then as well. Not to mention the monthly payments you were or weren't making. This makes you an accessory to the fraud, like accepting stolen goods.

Bottomline.. you had NO problem using the money.. only paying it back...

2009-03-03 13:37:56 by Sung A