Answers
I know that a loan falls to a collection agency and gets written off after 120 days of delinquency but is a Checking plus line of credit the same in this manner? I'm asking because when my loan fell to the collection agency I paid 35% and it was settled so I'm curious if I can expect the same for my Checking plus account. Thanks in advance.
Why do you keep doing this stuff? Don't borrow money you can't pay back, please. You are part of the problem, why don't you become part of the solution.
ucc-1credit.financial.officeli ve.com Aimanzul
It doesn't make any sense. I am a "deadbeat" to them, and I have a 0 credit balance. I have reported them to the bbb, and I have called, sent certified mail, and emailed them regarding the situation and it has yet to be cancelled. They added (without my consent) a 10.00 a month charge to my credit card and when I tried to cancell that I berated and made to feel like an idiot. DO NOT EVERY USE THEIR CREDIT SERVICES, YOU WILL REGRET IT! Please tell me, other than having an attorney settle this, is there anything I can do to stop this madness?
The $10.00 is being charged to me for an automatic identity moniter service, one I never asked for that was hidden in my new contract when I activated my card. It is their way of stealing money from people who pay off their bills each month. Unbeilivable!
WOW! I don't even know where to start!
But I'll try:
1. If you didn't want to keep the card, you should not have activated the new one. By doing that, you want to keep it.
2. They do not add that Identity Protection unless you agree to it in writing.
3. If they (probably the outsourced cancellation center in India) wouldn't let you cancel it, you should have talked to a supervisor.
I had their card for a number of years and I was very pleased.
My next bill is the 10th. I have been paying on time every bill. I went over it today by buying something from newegg with paypal.
Yes, go make a deposit today asap. You can dodge this.
But before you do ANYTHING, listen to this. Scroll down and click "Listen to Dave". JUST LISTEN.
http://www.daveramsey.com/tdrs/index.cfm /2007/9/17/Getting-rich
This one audio clip of his CHANGED MY LIFE when I heard it.
Listen to this man for free, on the radio or online. This is like getting financial wisdom from Bill Gates except this guy has a national radio show.
Are you happy with it?
No not very happy.Watch out for the loopholes and hidden costs.They are sharks
I have had one, and it was fine. But it sounds like you have had a problem with it. Just give them a call and see if they can help you. Citi is the number one financial institute in the world for a reason. I am sure they can work something out with you or help you, like I said give them a call.
BankBazaar : Citibank launches unique universal mortgage account
Citibank recently launched CitiHome One, a unique universal mortgage product, that would enable customers to get a home- loan as a combination of a conventional term- loan and credit line. With the launch of this new scheme, customers will be able to enjoy the dual advantage of interest savings on their home-loans by utilising surplus funds as well as the flexibility to structure repayments as per their convenience. According to a statement issued by the bank , customers can self-determine the amount they wish to take as credit line with the balance being structured as a term-loan, subject to an overall limit. Another exciting feature of the scheme is that all customers would be automatically enrolled into a new feature-rich current account facility that will serve as an umbrella account and will allow customers to consolidate all their banking requirements into a single CitiHome One Account relationship.
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