Line Of Credit
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Answers
an automatic payment?
Like i have to pay it online, it due in five days and i dont get paid until wednesday, but it i pay with my checking account withh they automatically set it up to take out what i owe everymonth?
If your bank provides the option, just do it as a one-time payment. I do the same thing if I've forgotten to pay a bill, and it's due in the next day or two.
In this video, I explain how corrupt of a financial institution Chase Bank is. This is not just my opinion, but the opinion of thousands of others ...
I have a business credit card that I use for personal expenses. I am going to discontinue doing this at the advise of my credit card company (Chase). However, I recently decided to increase my credit line from $17,500 to $20,000 for no reason really. They declined it and sent me a letter stating that they received their information from Experian. The letter's tone is negative overall.
Will their declining of my credit line increase request negatively affect my credit score? Keep in mind that it is a business card.
Thanks.
Declining the credit line increase won't affect your credit score.
However, if this is a business credit card, it shouldn't even be showing up at all on your personal credit file.
i applied on-line for the credit card but wasn't instantly approved,does it mean i won't be approved or can it just mean they or reviewing my app further.they said i'll know in 7-10 days.
my 3 ficos are
652
669
672
thank you in advance
no , that doesn't mean that you were declined , but they will look at your credit report and will determine after . don't worry when you apply online , the information of your credit report enters their computer as points , if it matches their limit , you will be approved right away , if it didnt . a representative has to look at it and then tells you . :)
you will be approved :D
i have a 300 line of credit and cash access line of 60 bucks.
on top of the check it says "use the check attached below to access your available credit" what? i use the check not the card?
They want you to be indebted to them for life so they can make money off the interest charges and fees on your account. Credit cards should only be used for emergency situations.( NO,BLOWING ALL YOUR FUNDS to go out and get a PS3 or WI doesn't qualify as an emergency )
I have had a credit history of 10 months. I have only one credit card. I paid all my bills on or ahead of due date all the time. I never went over 50% of my credit limit. Can I expect to get approved by a top credit card banks like Citibank, Chase or AmEx?
It will really depend on the lender. I would recommend you order a copy of your credit report and credit score from:
http://www.myFICO.com
That way you can see your credit report and score. For premium rates you will want to have a score of 720 or higher.
Police chase agents of credit card racket kingpin : Rupee Times
He had been running this racket for the past seven months. Police recovered 22 fake credit cards , a pen drive that contained 500 data of foreign credit cards, two swiping machines used by merchants, one laptop and an encoding machine, which can skim, read and write datas on the magnetic strip of the credit cards from his place.
Interrogations revealed that he had bought credit cards from another person for Rs 5,000 per card and collected over Rs. 50 lakh using these cards.
Vijaykanth got the details about foreign credit cards after paying his contacts in Canada and other countries. He produced many fake credit cards using an encoding machine. Valuables worth over Rs 50 lakh were purchased using the cards, police said.
...News
New Chief at Bank of America Seeks Credit-Card FixWall Street Journal - Dec 29, 2009
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Wall Street Journal - Dec 30, 2009
Credit card receivables account for 38.1% (or $31 billion) of all TALF eligible ABS transactions in 2009 (which total $81.3 billion). Chase Issuance Trust's and more »Digital Transactions - Dec 30, 2009
The index picks up credit card, debit card, automated clearing house, and alternative-payment transactions at the sample merchants. and more »Consumer Loan Wire - Dec 30, 2009
The new card will give card carriers similar rewards to the Disney Rewards Chase Credit Card but is instead, linked to a debit account.FOXBusiness - Dec 30, 2009
Several of the nation's largest credit card companies -- including Chase and, just in recent weeks, Bank of America and Capital One -- have announced that and more »Appleton Post Crescent - Dec 29, 2009
Major banks, including Bank of America, Chase and Citigroup, have raised interest rates and balance-transfer fees, or added new credit card fees. and more »The Guardian - Dec 30, 2009
Thomas was called up for the ride on What A Friend yesterday morning, following the 24-hour postponement of the Lexus Chase from Monday's fog-bound card and and more »