Card Chase Credit Line Payment

an automatic payment?



Like i have to pay it online, it due in five days and i dont get paid until wednesday, but it i pay with my checking account withh they automatically set it up to take out what i owe everymonth?

If your bank provides the option, just do it as a one-time payment. I do the same thing if I've forgotten to pay a bill, and it's due in the next day or two.

2008-09-01 12:21:14 by cinderella

In this video, I explain how corrupt of a financial institution Chase Bank is. This is not just my opinion, but the opinion of thousands of others ...

I have the following debts:
Wells Fargo Mortgage- $62000.00
Citizens Auto Finance- $25000.00- Behind 3 payments
Debt Consolidation Loan- $18000.00
GE Money Line of Credit- $8000.00
Chase Credit Card- $5500.00- Behind 3 payments
Sears Card- $1600.00- Behind 2 payments
JC Penney Card- $1200.00- Behind 4 payments
Wal Mart Card- $1500.00- Behind 1 payment
Natural Gas- Behind 4 months

HELP!!! I only make $45000 a year before taxes!!!

First CUT UP THOSE CARDS!!!!!

Next you need to try and cut down the debt. If possible refinance and consolidate- though I see you have a Debt Consolidation Loan... so if you can, do it.

If you can't, of course pay the highest interest rate cards first. Or calculate the amount each card will cost + interest in the long run according to the amount you owe.

Next sell your car, or give it back, obviously you can't afford whatever type it is. Buy a used car -or even better, use public transportation, a bicycle, or your own two feet.. Who cares if the car is nice, when it's costing you an arm and a leg?

Next you have to CHANGE YOUR LIFE STYLE, as in cut your other expenses

Take shorter showers- get wet, turn off water, soap up, rinse off.

Turn off lights, go buy energy saving light bulbs. Don't use heating for your house, if you're cold suck it up and wear a damn extra sweater. Similar if it's burning up outside, only use a fan, carry an ice pack, go around with light clothing.

Learn to cook, at home, no exceptions. Brown bag your lunch.

From all the store cards you have I'm guessing that you buy a lot of things- either pawn them, or sell them on ebay.com, half.com, amazon.com etc.

Have a garage sale and get rid of your junk-it's amazing what people will buy.

Try to work overtime.

If you live by yourself, consider getting a roommate to cut costs, or move into a cheaper place.

Does this all sound stupid?

It's lifestyle choices that will help you from now on, even if you file for bankruptcy, because the choices you made were the ones that got you into the debt.

If you buy stuff to keep up with appearance and to impress people, you'll only look a fool later because they'll be hearing about your bankruptcy.

Make a strict budget. Don't break it, or get frustrated and say F-this. It's what will keep your from going into further debt, or in the future, from falling into the same cycle. Living within your means, it what will allow you to live comfortably.

2007-07-27 10:32:15 by Tanner C

This month I did not receive a reminder to check my statement. They keep sending you email to enroll solely in electronic communication so you have no record.

I always pay in full and on time and I use the maximum of their rewards programs, so I'm probably not a profitable customer for them. With all the financial trouble lately, I wouldn't be surprised if someone in the chain 'ordered' someone to do something. I know Chase and Citibank are the type of companies where bottom line is very important and if a fraction of the people don't reverse / notice the charge, then it would be very profitable for the particular group in this financial quarters results.

Anyone notice this? You can google credit card stories on how they will wait until the last minute to post your payment, so they can hit you with the fees.

This to me seems like a good way to also do it. "We sent the email, our records say! Pay the late fee!"

And yes I checked my junk mail box.

Citibank is scum. If you are 5 minutes late they will raise your rate to 23% and charge you 39 bucks, even if you are a long standing solid paying customer. They are only interested in stealing every penny they can from your pocket andf then doing any damage they can to you. I have switched to a lower rate card and am telling evryone I can find to do the same. Doesn't matter, even if they don't bill you they still expect payment. You are ALWAYS wrong, no matter how wrong THEY are. They are an poutstanding example of whats wrong with american business today.

2007-09-23 12:02:21 by xeroxman2901

I talked to an old college roommate a few months back, and he told me that he has opened up 4 credit cards and that he basically leaves them alone, and thus he has developed a credit line strong enough where he could even purchase a house.

Now, I have a credit card from Chase Bank, which I've used for a year and always made every monthly payment promptly.

So if I went to Capital One and got a credit card from them, how would Capital One already know of my personal credit that I've built with my Chase credit card?

They wouldn't have me start on a new credit scoring system, would they?

When you use credit you start accumulating a credit history that other creditors can use to determine whether you reliably pay it back on time. Things that are not supposed to be credit (utility bills, like phone, etc.) don't count towards your credit if you pay them, but can count against your credit record if they become too delinquent.

The longer your credit history, the more reliable the data. Having credit and using it wisely helps your credit rating. Using too much of your available credit or paying it back too slowly (minimum payments) can count against you. Having credit that you never use could leave questions about whether it would be a waste of time and money giving you more credit. So if you have multiple credit sources you should at least vary which you use to build a history with both, even if you pay them off right away (they still make money from merchant fees).

2009-06-06 01:13:48 by Samian's Eleventh Account

One of the card was actually a Providian card who got bought by Washington Mutual and then got bought by Chase. Chase closed my account or revoked because my credit history has delinquent payment on a home depot card which is paid off. I am worried that now if I pay off my Chase card and the capital one card off all the way they will close my account or reduce my credit limit. It is sad after Obama talked about passing new law on the credit card companies I received a letter from all my credit card compnay that they are raising my APR to 29.99. Should I pay off but a little balance so that they dont close my account? Please no one line answers or if you dont have no idea dont just leave comment.

Chase closed your account to new purchases. So, keeping a balance will only incur interest charges. You can no longer use the card. So just pay off the card and tell them all to shove the cards where the sun don't shine. You and everyone else wil be much, much better off without credit cards. Besides, some banks are charging annual fees up to $99 (BofA) on some accounts to see what their customer's reaction will be.

Wouldn't it be wonderful if EVERYONE dumped their credit cards and went to cash only (except for cars and home mortgages). The banks would not have any measuring stick for FICO scores other than car loans and mortgages. Their credit measuring system would collapse.

2009-10-31 21:45:54 by Ricky