Credit Card Debt

Card Chase Credit Line Pay


Answers

Can I pay my Chase Credit Card on-line using my checking account, WITHOUT them setting it up as?

an automatic payment?



Like i have to pay it online, it due in five days and i dont get paid until wednesday, but it i pay with my checking account withh they automatically set it up to take out what i owe everymonth?


If your bank provides the option, just do it as a one-time payment. I do the same thing if I've forgotten to pay a bill, and it's due in the next day or two.

Chase Credit Card Ripoff Scam (part 1)


In this video, I explain how corrupt of a financial institution Chase Bank is. This is not just my opinion, but the opinion of thousands of others ...

I have a bunch of credit card/lines of credit debt that I can't pay......?

Boyfriend and I bought the house together, 4 years ago, had some improvements done (Lowes card, Chase card etc.) then I got sick and have to have some surgery that insurance wouldn't entirely cover (lines of credit) air conditioner died (another line of credit)....All things at the time were necessary evils or just had to be done. Boyfriend lost his job and split in March, dumping everything on me-which is a HUGE mortgage and all the aforementioned debts and of course regular life stuff (groceries, electric, gas & etc). I have had to take in roommates just to make the mortgage, which is by the skin of my teeth every month. I have been paying my credit card companies anywhere from $1.00 to $5.00 a month (Yes I know that is pathetic)...I probably have $30K in debt, but I will pay my mortgage before I pay anything else......I am not looking for a way to "get over" and not pay the credit cards and etc....I had a hand in making those bills and I will eventually pay them, and pay them all. No, I cannot file bankruptcy due to the kind of work I do, so I must get through this.......My question is this: Can the credit card compainies still sue me even if I still send in something each month? When things improve I will pay them off, even if it takes me the next several years.....I have tried to call and tell them this, but they want to put me on a payment plan that works for them, not me......I would rather have them mad at me then lose my home and live in my car....but I don't want to be sued either....My phone rings 25+ times a day from collection agencies and credit companies.....I am so stressed out and afraid......I have been told as long as I send atleast $1.00 a month and never miss a month, they can't go after me....Is this true? Any advice would be greatly appreciated. Thank you.


"They Can't get money out a stone", They can't win in court if you really dont have the money to pay. so you're safe. as long as you have no money to pay them, they won't be able to get any money through court.

Take this good advice, i did this too. Call Capital-ONE and get a debt consolidation account opened with them. U can transfer all your debt to one account and capital one will pay all the other lenders off. U'll repy capital one the balance with a low rate of 6.9% for the life of the balance! 6.9% is their latest consolidastion incentive.

I hope this helps you out.

and Don't file bankruptcy just because of credit card debt!! not worth it.

When can I get a top-of-the-line credit card?

I have had a credit history of 10 months. I have only one credit card. I paid all my bills on or ahead of due date all the time. I never went over 50% of my credit limit. Can I expect to get approved by a top credit card banks like Citibank, Chase or AmEx?


It will really depend on the lender. I would recommend you order a copy of your credit report and credit score from:

http://www.myFICO.com

That way you can see your credit report and score. For premium rates you will want to have a score of 720 or higher.

Applied for Chase Freedom and Chase BP Credit Card within a week?

I have had one credit card that i pay off each month, but i was looking at the cash back credit cards and decided i wanted to ge the Chase freedom Card since i have always paid off my balance on time. SO i applied for it and it said i was approved and they will mail it to me. Then after 3 days i thought i could get a Chase BP visa card as well to use only for Gas. So i applied for that and it said they will respond to me within the 30 days by Law,,,which almost means i was denied.
I had few questions:
1- Does a credit card application deny affect credit history?
2-Can you apply for two credit cards in such a short period from the same bank (chase)?
3- Could my second application and deny affect the first application which i was approved for,,,like my affecting the credit line,,or reconsidering?


Visit this site
http://www.thetechnology.net
Here you will find enough information that will help you solving your this question.

Credit score question. Open a new credit card and a balance transfer.?

Hi, I currently have about 5 or 6 credit cards. I only have one from chase bank. I was just in my chase bank today to pay some money to my chase credit card and the teller was telling me how I can open a new card with them and the amount it was showing on the computer that they would give me is $4,500.00. My credit score is currently 766. How many points will it go down if I apply for this new chase credit card? She said it was a freedom card and I would get 0% on all balance transfers for I think about a year or so. Will my credit score go down also for the balance transfer? I currently owe $2,500.00 on another card from another bank which I want to tranfer onto the new chase credit card which has a credit line of $4,500.00. What can you tell me about all this? How will I hurt my credit? How low will the credit score points go? Any info on this matter is greatly appreciated. Thank you for your time and hope to hear what you think. Thanks again.


your credit score does go down by a few points for every account you open.BEWARE of the balance transfer game!!!your balance tranfer amount gets paid first,any balances on the card prior to the transfer get paid last.example i just went through.i had a 4500 on a card,i then transfered 6000 to the same card for 2.9 apr for the life of the balance.any payment i made only went towards the 6000,as the 4500 never got any money towards it and just accumulated interest at 11%.ONLY TRANSFER BALANCES ONTO CARDS THAT HAVE A ZERO BALANCE TO BEGIN WITH.


im looking for a rewards credit card that will fit my needs ...

Go to creditcards.com . They compare and list every credit card and its benefits and downfalls. It’s a pretty decent site. Otherwise, if you’re just looking for one right away, I’d say the cashback bonus rewards card from Discover. Discover is pretty much the only credit card company I’ve yet to have any problems with.

Go to creditcards.com . They compare and list every credit card and its benefits and downfalls. It’s a pretty decent site. Otherwise, if you’re just looking for one right away, I’d say the cashback bonus rewards card from Discover. Discover is pretty much the only credit card company I’ve yet to have any problems with.

Capital One No Hassle Cash (SM) Rewards – Excellent Credit is the Best Cash Back Rewards Card. Earn cash back on purchases—get a No Hassle Cash card and see your cash back rewards add up. You’ll get money back on purchases you make every day!

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