Line Of Credit
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Answers
I know of this student from Yemen who's studying here, but his student loan from his own country fell through or is delayed, and he's wondering if he can get a student loan, bursary, grant, or even a student line of credit from Canada.
Government loan: no
Student Bank Loan: maybe
www.cma1.ca CapitalOne secured credit card canada www.canadian-money-advisor.ca www.canadian-money-advisor.ca Alot of people ask me about how to ...
Credit reporting agencies are required to provide a copy of your information to you if asked as long as proper identification is provided. However, the manner in which they provide this information is up to them. All of them will provide a copy via the mail for free. However, for instant access they charge you a fee. Just another way for them to make money off your personal information.
Interesting how it is your information, yet they are the ones making money from it.
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Does Canada have a different Social Security and Credit system? Would a person be able to move there and start with a clean slate (no debt)? My friend has been talking about moving to Canada and I just wondered if this would be one of the benefits.
How do they access your credit info in Canada? In the U.S., we do it with Social Security numbers. Are those numbers used there also?
Nope. When they do a credit check, they ask for prior addresses. If they see you've lived in the US, they will get your SSN and check on your US credit history.
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I'm looking to borrow $20,000 for training tuition.
I heard that the CIBC loans out $15,000 per year.
Thanks.
One of my friends just received a $20,0000 student line of credit through TD Canada Trust.
Here is a website where you can apply:
http://www.tdcanadatrust.com/student/stl ine.jsp
Hope this helps!
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What exactly happens to your credit if you do debt consolidation ...
When I did a debt consolidation, it went on my credit report and some creditors viewed it negatively and others thought nothing of it. The company negotiates a price for you to pay each month with your creditors and that is how much you pay each month. It usually is significantly lower than what you’re paying now, though. I think it’s worth it.
The companies will negotiate with your credit card’s to work out the monthly payments, usually you can tell the debt consolidation firm how much you can pay per month and they try to get it to that amount.
My husband did it and it is on his credit record. It has effected his score negatively so places that just go by the numbers it will effect.
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