Bank Credit Line Royal

as i live in northen ireland i need to get a credit account with on-line royal bank of canada thanks for your help

Move to the US, open a Capital One line of credit.
:)
Or you could open a line of credit where u live and it's good where ever you shop.

2007-07-11 15:15:51 by moonbeam

Royal Bank of Scotland Credit Card ad

whether this bank is real or farse .i have got a mail for fund transfer from this and suggest me.as below i got message like below

Every paper work to effect your payment of US$10,850,000.00 into your Indian account has been concluded, and an on-line account has been opened on your name.

To check your on-line new account, go to our website www.creditunion.net.tc Click on corporate Login, then put in your username: 80456445588 passwords: roy94853

Be informed that this bank could not credit your online account with the above mentioned fund (US$10,850,000.00) because you have not paid A STAMP DUTY FEE OF ONE THOUSAND TWO HUNDRED AND FIFTY GREAT BRITISH POUNDS (₤1,250) to the British Revenue department, this fee must be paid for, and receipt issued which will be presented to this office and the Admin department of the Royal Palace, before your fund will be credited to your on-line account and further transfer into your Indian account.

You are hereby advised to make this payment of ₤1,250 for a stamp duty to the Royal palace account with the HSBC bank as stated below:

Bank Name: HSBC Bank London
Bank Address: 8 Canada Square, London
Account Number: 57026622
Swift Code: MIDLGB22
Sort Code: 400515
Account Name: DRUMATIXS OBRIEN

Inform this office with the copy of your payment slip once you make this payment to enable us effect your transfer immediately.

Yours faithfully,
Richard Brown.

It's a scam.

Appalling english, nobody would send a communication that badly written from a bank

070 numbers - a scammers tool to make you believe they are in the UK - they most certainly are not, probably calls a re redirected to Nigeria.

Stamp duty is payable on property transactions in the UK. Why would you need to pay it on transferring funds. It is paid to Her Majesty's Revenue & Customs, that is the taxman, not to the Royal Palace!

The scammer is very stupid as the Sort code and account number are valid. Suggest you forward e mail to HSBC bank asap so they can catch him in the act.

2009-08-20 07:30:55 by venkat

Price: $19.75 $12.68

I'm looking to consolidate a credit line and car loan that are both with TD Canada Trust. So, I went in and sat down with someone at my branch. They are able to do this for me with 11.75% interest over 5 years. I decided to check out Royal Bank and they are willing to give me 9.1% over 5 years. Why does a bank that I do all my business with cost more then the other?

I get asked this question all the time.

Different banks carry different cost of funds. Cost of funds are determined internally by financial institutions and it is basically the cost for banks to lend money to individuals like yourself.

The bank then charges a "spread" over the Cost of Funds to come up with your all-in-rate. For example:

Bank A: 5 year COF=5.00% + 6.75% spread = 11.75%
Bank B: 5 year COF=4.00% + 5.01% spread = 9.01%

The difference between Bank A and Bank B may be due to a number of different factors. Bank B may be able to borrow money from the government at a cheaper rate than Bank A. Bank B may have less "overhead" to cover as compared to Bank B. Various internal costs are also baked into the COF. Alternatively, Bank B may be more willing to take a hit on the loan profitability to gain the rest of your business.

Hope this helps!!

2008-04-17 20:11:46 by Brian

I've recently started working for a Telecommunications Company in Cayman. For the next two months, I will be working from Canada; I then, begin working in Cayman on September 1st.

I have a few of questions:

1. I would like to open a Bank Account immediately, in order for my pay to be deposited. I am considering 4 Banks: Cayman National; First Caribbean; Scotia Bank, and Royal Bank. Are there any pitfalls or anything that I should be aware of, when choosing a Bank to open a personal checking Account?

2. I have Visa's and a Line of Credit in Canada. Is it possible to transfer the balances from Canadian Credit cards and Loans to Cayman issued Credit Cards & Loans? If so, what are the eligibility requirements?

3. If I become a customer of one of these banks, will it be easier to obtain a credit card or loan? And if so, are certain banks more flexible than others?

Thank you!

I would contact Royal Bank of Canada as they have had a presence in the Caribbean for a long time and have a great deal of experience with expats.

2006-07-06 14:27:48 by Greg R

I'm going on a cruise on monday. Its 4 days to the Bahamas and Key West. I deposited 5,000 in the bank on Wednesday, however I forgot about the holiday weekend. I have $200 in available funds and 5,000 in pending funds. The money will become available the day after the cruise ends. My credit cards are maxed out so I have to use my debit. Will the cruise line allow me to use my money ? What should I do ?

i believe that the cruise line will ask for a card when you register. you will then receive a cruise card to which everything is charged to. you simply settle up on the last day. i think that some people do cash but you must give them a $200 deposit. my bill for the week was approx. $600. it is mostly liquor, but whatever you buy is added.
call your bank also and see if they will release variable funds every 2 days or so. there are alot of factors why a bank does what they do. sounds like you do not normally carry this amount, the depositor is questionable, or you have not established credit with the bank or haven't been there long enough. that's fine. just call them and ask them. if anything else, give the cruise your debit card. they will only authorize it up front. then charge the tab when you leave.
probably won't beat the money anyways.
oh, have fun. and PAY YOUR BILLS !!
what if you had an emergency????

2008-08-30 18:11:10 by Shelly