Answers
I want to apply for Care Credit, I want to get approval and in the same time I want to increase my credit line fast.
You should first obtain your credit reports from three credit bureaus including credit scores. You have to review them and contact the credit bureaus if there are any mistakes. If you have collection accounts then contact collection agencies or creditors and offer them Pay for delete deals. Pay all your bills in full and on time.
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I need a guaranteed credit card, no minimum balance, no checking/saving/credit card to apply. I have bad credit, but I'm a mom in need of some money quickly, but can pay it back. I need an actual CREDIT card with a credit line tho, not a prepaid credit card. HELP?!
BAD
They do charge you 250 that is your limit you will be charges fees and high Rates
ONCE you cancel your FICO Score and CREDIT RATING is screwed
DO NOT DO IT
IT IS A SCAM
PERSONAL EXPERIENCE
i applied on-line for the credit card but wasn't instantly approved,does it mean i won't be approved or can it just mean they or reviewing my app further.they said i'll know in 7-10 days.
my 3 ficos are
652
669
672
thank you in advance
no , that doesn't mean that you were declined , but they will look at your credit report and will determine after . don't worry when you apply online , the information of your credit report enters their computer as points , if it matches their limit , you will be approved right away , if it didnt . a representative has to look at it and then tells you . :)
you will be approved :D
I went to Kay's and applied for credit. I was approved a line of credit for 500 but due to the fact my credit wasn't great they said whatever I buy I had to put 20% down. I get the credit card in my hand like a month later. I go to the store and pick something out. Give them my card only to find out I do not have any credit. kays claim that there systems were down and they issued a false approval and when the system came back up the card was denied. I don't understand how im looking at a kays charge card right now. why I just got embarrased at the kays store? do they have to honor the initial approval? I never got anything in writing saying I don't have a credit line.
after making a big fuss, they gave me the line of credit, actually added $50 to my limit. thanks for y'alls help
♥ If you went to the actual store then you should have received some sort of paper stating your credit limit, the terms, etc. I'm not sure they can honor the initial approval, they can't make the card work seeing as how it's activated through the credit system online. If your credit is not good enough & you get denied then there isn't nething they can do about that.... If I were you I'd go and speak with a manager and have them explain the process to you. Even if you dont get a credit card out of it maybe they will feel bad and give you a little gift card or something. Good Luck!
I applied for a First Premiere credit card for people trying to rebuild there credit. But it said that they are not able to process my application under the terms of this credit card, however, they are going to offer me another line of credit. The original terms for this credit card is for $250.00, but when I put in my employment info, and how much I make a year, and since the last time I applied, my credit score has went up. I don't know if that had anything to do with it or not. Could I be over qualified for the card, and they are going to offer me a higher credit limit?
Each card has different terms, you could make too much money for the particular type of card you applied for therefore they are going to give you another type of card( just an example) I have a card that when I applied for a higher limit they told me they could not increase my limit due to the term of my credit card agreement. Turns out that particular card only went up to a certain limit and an increase would have went over the limit but theey did switch e over.They will explain it to you when they send you the card. Dont worry. At least you got the card and if you dont like the terms dont use it then close it.
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Instant approval credit card offers may appear in your mailbox, pop up on your computer screen or beckon you at retail outlets. If you’ve gone through the application process in the past, then you probably had to wait weeks to receive a decision. With the ease and accessibility of the Internet instant approval credit card applications are as easy as 1-2-3 and can take only a matter of seconds.
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