Answers
i need some money really quick i can't wait for home offered.
Google 'best credit card offers' and then you can see what all is offered. But be careful, lots of high interest rate ones exist of you have little or no credit, or bad credit. Do you get offers in the mail offering you some credit? It can take up to 7-10 business days to receive your card after you are accepted.
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If not approved, does it state that the credit card company will be in contact via mail?
Usually applying online would give you and instant approval.
It would let you know your limit and everything and even give you the account number to use online etc, until you get your card.
Only rarely would you get an approval by mail.
If it states you will be contacted via mail it usually it is a decline letter stating you have the right to a copy of your credit report.
Make sure your offer says "pre-approved" and not just "pre-selected" Pre-approved means you have credit in good standing with them and you have already passed an initial credit screening. Pre-selected could be sent to anyone. They haven't had a peek into your credit but maybe you have done business with them in the past somehow and they just "selected you" to get a solicitation.
i apply credit card at on-line yester day but they got $150 Annual Fee and $6.50 account maintenance fee so
i don't want anymore. how can i do??
i try call customer service but they always busy
if i don't activate card that they can not charge Annual Fee??
i read "term and offer" they say " If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement." Is it mean if i do not activate
they can not charge anything???
plz~~~help me~~ it's too much headache. i do not want
that credit card~~~~~
card company is here~~
http://app50.imaginegoldcard.com/signup. form;jsessionid=aum5yMlMGt-5Qrbg1g
If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement.
This is your way out. They are saying that you are not responible for any fees if you do not activat or use your card. I would call and tell them that you do not want this credit card and they need to cancel this account ASAP.
Before applying for any sub prime card, check out the site below for impartial information on sub prime credit cards.
I have good credit, i want to apply for high credit line, i was wondering if any of you know which credit card company gives high credit line right at the beginning (due to some finacial difficulties)!!! your knowledge appreciated!
It depends what you consider "High credit line". Bank of America will give you up to $8,500 on certain Platinum VISA cards with a FICO credit score of 715 and no pending balances in more than 3-other credit cards and no recent inquiries.
American Express is another card issuer that provides generous credit lines but only on Blue and Costco TrueEarnings cards., the rest have no pre-set spending limits but each one comes with hefty annual fees.
Just fill in the form as accurately as you can. One of the criteria they'll look at is how long you've been self employed and how much you've made. It's all about credit worthiness.
Mortgage foreclosures, credit card defaults, bankruptcies up locally
"It's not like there's any light at the end of the tunnel."
That's the gloomy but realistic prognostication from Lycoming County Judge Richard A. Gray regarding the rate of mortgage foreclosures and credit card payment defaults for the year ahead.
The picture is equally bleak in the federal bankruptcy realm, where officials saw a nearly 20-percent increase in filings this past year, according to statistics provided by Terry Miller, a clerk with the U.S. Middle District Bankruptcy Court.
Gray said the courts were hit with a significant rise in those kinds of civil cases this past year and he blamed an unemployment rate of 10 percent, saying it is not likely any promising decreases in the case load will be seen in the year ahead.
The 411 on the J.C. Penny Credit Card: A Store Credit Card Worth ...
The 411 on the J.C. Penny Credit Card: A Store Credit Card Worth Checking Out
The J.C. Penney credit card is a store-specific card created for use at J.C. Penney retail stores and at the online J.C. Penney store. Many consumers don’t realize that you can also use your J.C. Penny credit card at CVS Pharmacy and Eckerd Pharmacy. These options are fairly new. Find out what else you may not know about the J.C. Penny credit card.
The J.C. Penny credit card is fairly easy to obtain. So if you can be disciplined about your spending, it can be a good first credit card to obtain to build or rebuild a positive credit score by making monthly payments on time. The J.C. Penny stores...
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