Answers
i need some money really quick i can't wait for home offered.
Google 'best credit card offers' and then you can see what all is offered. But be careful, lots of high interest rate ones exist of you have little or no credit, or bad credit. Do you get offers in the mail offering you some credit? It can take up to 7-10 business days to receive your card after you are accepted.
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If not approved, does it state that the credit card company will be in contact via mail?
Usually applying online would give you and instant approval.
It would let you know your limit and everything and even give you the account number to use online etc, until you get your card.
Only rarely would you get an approval by mail.
If it states you will be contacted via mail it usually it is a decline letter stating you have the right to a copy of your credit report.
Make sure your offer says "pre-approved" and not just "pre-selected" Pre-approved means you have credit in good standing with them and you have already passed an initial credit screening. Pre-selected could be sent to anyone. They haven't had a peek into your credit but maybe you have done business with them in the past somehow and they just "selected you" to get a solicitation.
i apply credit card at on-line yester day but they got $150 Annual Fee and $6.50 account maintenance fee so
i don't want anymore. how can i do??
i try call customer service but they always busy
if i don't activate card that they can not charge Annual Fee??
i read "term and offer" they say " If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement." Is it mean if i do not activate
they can not charge anything???
plz~~~help me~~ it's too much headache. i do not want
that credit card~~~~~
card company is here~~
http://app50.imaginegoldcard.com/signup. form;jsessionid=aum5yMlMGt-5Qrbg1g
If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement.
This is your way out. They are saying that you are not responible for any fees if you do not activat or use your card. I would call and tell them that you do not want this credit card and they need to cancel this account ASAP.
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I have good credit, i want to apply for high credit line, i was wondering if any of you know which credit card company gives high credit line right at the beginning (due to some finacial difficulties)!!! your knowledge appreciated!
It depends what you consider "High credit line". Bank of America will give you up to $8,500 on certain Platinum VISA cards with a FICO credit score of 715 and no pending balances in more than 3-other credit cards and no recent inquiries.
American Express is another card issuer that provides generous credit lines but only on Blue and Costco TrueEarnings cards., the rest have no pre-set spending limits but each one comes with hefty annual fees.
Just fill in the form as accurately as you can. One of the criteria they'll look at is how long you've been self employed and how much you've made. It's all about credit worthiness.
Apply for Instant Bad Credit Credit Cards – Get Low Interest Cards in 2010
The interest rate you get on your credit card will be greatly determined by your current credit score. If you have very little or no credit at all then you are going to find it very difficult to qualify for a low interest rate credit card . If you are a student you will have a few more options as their student credit cards available but if you are not a student you are going to find it difficult to qualify for any type of credit card.
If you have very bad credit and you have missed several built payments in the recent past you were going to find it extremely difficult to get a low interest rate. Having some credit is better than having no credit but you are telling these lenders that you have been in bad with your financial decisions in the past which makes them weary of you not making bill payments.
Will It Be Problematical For You To Deal With Credit Card ...
These days people have a much wider range of choice as compared to the past times. A few years ago there were only two or three types of credit cards, but now there is such a big quantity of types of credit cards and their variations that it is very easy to get dizzy. We are able to choose a credit card that will suit our needs perfectly, but the problem is that such a credit card is not that easy to find in the overwhelming field of credit card offers.
You have to familiarize yourself with the options that are available to you. Just look through some credit card offers at first in order to get acquainted with them and to see what you might need out of them. If you are considering applying for a certain credit card, you have to study the entire credit card offer and read everything that is connected with it, especially the fine print of the credit card application.
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