Answers
i need some money really quick i can't wait for home offered.
Google 'best credit card offers' and then you can see what all is offered. But be careful, lots of high interest rate ones exist of you have little or no credit, or bad credit. Do you get offers in the mail offering you some credit? It can take up to 7-10 business days to receive your card after you are accepted.
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If not approved, does it state that the credit card company will be in contact via mail?
Usually applying online would give you and instant approval.
It would let you know your limit and everything and even give you the account number to use online etc, until you get your card.
Only rarely would you get an approval by mail.
If it states you will be contacted via mail it usually it is a decline letter stating you have the right to a copy of your credit report.
Make sure your offer says "pre-approved" and not just "pre-selected" Pre-approved means you have credit in good standing with them and you have already passed an initial credit screening. Pre-selected could be sent to anyone. They haven't had a peek into your credit but maybe you have done business with them in the past somehow and they just "selected you" to get a solicitation.
i apply credit card at on-line yester day but they got $150 Annual Fee and $6.50 account maintenance fee so
i don't want anymore. how can i do??
i try call customer service but they always busy
if i don't activate card that they can not charge Annual Fee??
i read "term and offer" they say " If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement." Is it mean if i do not activate
they can not charge anything???
plz~~~help me~~ it's too much headache. i do not want
that credit card~~~~~
card company is here~~
http://app50.imaginegoldcard.com/signup. form;jsessionid=aum5yMlMGt-5Qrbg1g
If you do not activate or use your card, then you will not become legally responsible for any fees under your Agreement.
This is your way out. They are saying that you are not responible for any fees if you do not activat or use your card. I would call and tell them that you do not want this credit card and they need to cancel this account ASAP.
Before applying for any sub prime card, check out the site below for impartial information on sub prime credit cards.
I have good credit, i want to apply for high credit line, i was wondering if any of you know which credit card company gives high credit line right at the beginning (due to some finacial difficulties)!!! your knowledge appreciated!
It depends what you consider "High credit line". Bank of America will give you up to $8,500 on certain Platinum VISA cards with a FICO credit score of 715 and no pending balances in more than 3-other credit cards and no recent inquiries.
American Express is another card issuer that provides generous credit lines but only on Blue and Costco TrueEarnings cards., the rest have no pre-set spending limits but each one comes with hefty annual fees.
Just fill in the form as accurately as you can. One of the criteria they'll look at is how long you've been self employed and how much you've made. It's all about credit worthiness.
Credit card holders have to pay service tax or use points
HSBC Bank Malaysia Bhd general manager for personal financial services Lim Eng Seong said HSBC would be charging the RM50 service tax.
“However, our cardholders have the option to redeem (the service tax) using their points,” he told StarBiz .
“Furthermore, the credit card industry as a whole has come to a consensus that this tax will be borne by the cardholders and not the banks,” he added.
A spokesperson from Standard Chartered Bank Malaysia Bhd also confirmed that its customers could also opt to use their reward points to redeem their service tax.
“Our bank will continue to find ways of rewarding loyal customers through discounts and promotions so that they can see more value in keeping and using Standard Chartered credit cards,” the spokesperson added.
Apply for a Business Credit Card even without a Credit History
Creditors and investors usually prefer business partners with good to excellent credit history. This is the reason why businesses who haven't established a credit history are finding it difficult to deal with lenders and investors.
If you are just a new entrepreneur, you don't have to worry because all businesses the chance to build its credit history any time. Below are steps on how to start building your credit history:
Register with a Business Bureau
Having your company registered with a business credit bureau is the first important step you need to do to build a credit history. The country has two (2) major business credit reporting agencies - Dun & Bradstreet...
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This is also going to push interest rates on loans and credit cards much higher as well. This comes on the heels of the credit card bill of rights that is and more »Malaysia Star - Dec 28, 2009
The Government had announced in Budget 2010 that an annual service tax of RM50 will be imposed for each principal credit card and RM25 for each No tax on debit cardsCostly cardsall 9 news articles »
Akron Beacon Journal - Dec 28, 2009
For financing flexibility, nothing beats a revolving credit line (RCL). Structured much like your personal credit card, RCLs allow approved borrowers to tap