Answers
If I have an ecommerce website, and someone from Europe wants to use a credit card to pay for the product, will that be any different from accepting credit cards from people in the United States? I plan on using Visa, Mastercard, AE, and possibly Discover card as payment options. I am using authorize.net as my gateway. Thanks for the help!
It's no different from accepting US based credit cards. The most important thing to know is that foreign credit cards do not support AVS or CVV and this means you have no means to verify if the credit card is legitimate or or not. This increases your likelihood of fraud especially considering the international orders are high risk anyway.
Basically if you're going to accept international be careful as your risk goes up significantly. Also, be sure to notify your merchant account provider that you intend to accept international orders as they may not allow that. This will prevent them from freezing your account and holding your money.
Authorize.Net shouldn't matter but it turns out they do. They apparently have an issue with handling AVS from Canada and the UK. If you plan to accept orders from there you should make sure you don't have Authorize.Net set to decline orders that Fail AVS automatically.
When you signup for PayPal, you can start accepting credit card payments instantly. As the worlds number one online payment service, PayPal is the ...
I have a $2500 credit limit. I am a student and have a job. Last month I requested for a credit line increase of $500 for a BofA card. I got it instantly but I need to increase it another $500 just to pay this month's rent. I will be paying most of the card off in mid-September because that is when I will be getting my money. Will I be able to get the increase? Is it better to call the credit card people or request it online and see if I get it instantly? Should I tell them about this (rent payment and will be paying it off in mid-September so need it on a temporary basis)? I have paid $500 just 2 days ago, bought a ticket for $500 and then paid another $350 back today. Will that help at all? I have paid all bills on time (min. payment) and sporadically paid $250 or some higher than minimum amount. I have never been late on any payments whether it be the credit card or a water biIl. it best to call and request it? Rent is due by 3rd September. Any help will be greatly appreciated!!!
Had the card for about 9 months now. I do have another cc with a $2000 that is almost full too. I had to pay summer fees with that but am slowly paying it off.
You just got an increase. Does your financial situation improve such as your salary increase? You can try but I doubt that you will have another increase so soon.
The credit card company is closed today, which is Sunday, the same day I applied. I am going to call tomorrow and see if they will let me cancel. Does anyone know if they will let me cancel this card before it gets sent out to me.
You have to call to activate it. Don't call the activation line, and be sure to shred your credit card up or cut it with scissors.
Is it possible to do without a merchant account?
Thanks Richard - how do I use paypal to accept a payment? Say someone rings up to pay me can I still use paypal? Sorry for being thick!!
why not use paypal?
I would like to have my line of credit put at around $7G though, to avoid going over 2/3 of my full line of credit. From your experience, what companies are the best for transactions like this?
Chase and American Express if you qualify. They both have 0% APR rates for 12 months on purchases and 2.99 APR on balance transfers. Both are reputed lenders and so will not be easy getting an approval.
Chase Freedom
Amex Blue or Blue Cash
Capital one and B of A are scumbags. Easy to get approved, higher interest rates.
Go through your bank where you have a checking/savings account if you do not hold a credit card with them already.
Good luck.
City of Elmira to Accept Credit Card Payments
ELMIRA --- You can shop online, pay bills online, even grocery shop online, and within the next few months, Elmira residents will be able to pay annual taxes online too.
Monday night, the city council expanded a measure to allow residents to pay any city transactions with a credit card at the clerk’s office.
The city is also working on a website so people don't have to go to city hall.
Mayor John Tonello says people can pay any fee from dog licenses to annual property taxes with a credit card.
Despite concern this will propel people deeper into debt, Tonello says the good outweighs
Japanese Fleur: How to Accept Credit Card Payments for Small ...
One reason consumers are so loyal to their credit cards is that so many cards come with perks nowadays. If they pay with a credit card, they can get cash back, frequent flier miles, or other rewards. As a small business, you will have to give up a transaction fee to the credit card companies. It usually runs 2.5% to 5.5% of the sales. However, the risk of getting stiffed on receivables goes away. When that transaction is authorized you know you will get your money You can go directly to the bank or to an independent credit card processor - a company whose business is processing credit card transactions for small businesses. Whether a bank or an independent processor, they will evaluate your product...
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