Financial Advisor
How to Land a Top-Paying Financial Analysts and Personal Financial Advisors Job: Your Complete Guide to Opportunities, Resumes and Cover Letters, ... What to Expect From Recruiters and More!
Brad Andrews (Paperback) Emereo Publishing 2009-05-28
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$44.95
Answers
We are developing a website that will sell a low-cost ($29.95) fully-customized report to consumers who are in debt. The report, utilizing a system known as "snow-balling" will detail the payments the consumer would need to make to payoff their debt quicker than they normally would, attacking the higher interest rate debt first. We are not offering securities of any kind, simply offering personal financial advice in return for payment. Should we be looking to register with the state? Thanks in advance for any help!
I doubt you need a license. Sounds like an awful lot like plans which are described by Dave Ramsey and Crown Financial. I can get this plan for free on various websites, why would I pay?
A personal financial advisor can make between $20000 to $3000000 a year based on experience and job performance. Learn about the salary and ...
I am studying finance because i want to become a financial advisor. Where can i find an expert financial advisor that is willing to take me on as a protege`?
i work in a securties office..you need to start to network with some of these guys and and ask for a chance to learn....you may get alot of no's becasue of the security in the industry..but keep trying..if you show promise someone will agree to help you out.start by asking who people do business with like ask your dentist who is financial advisor is..who is for your parents etc..then when you are trying to meet with someone you can say "hey my dentist does business with you and he mentioned your name as someone i should talk to"...etc....good luck
Ive always had an inclination towards this type of work but always thought i couldn't do it. This is my first year filing out my taxes, my parents never filed taxes. And i try to read the business section in the newspaper but it just seems all jumbled up. Does anyone know where i should start to begin understanding tax laws, investing in stocks, or anything to do with personal financial advising? Any steps anyone recommends is greatly appreciated.
Take courses in college and read finance topics on the internet - google & yahoo finance and other websites. See links below.
Price: $30.00
hi,
i'm looking for a good personal finacial advisor to help me invest my money in the right direction.
QUESTION>>>> do any of u know how to find honest&reliable financial advisor that knows what he's doing?
thanx in advance
Financial planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a home, saving for your child’s education or planning for retirement. The financial planning process consists of six steps that help you take a COMPREHENSIVE "big picture" look at where you are financially. Using these six steps, you can work out where you are now, what you may need in the future and what you must do to reach your goals. The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans.
Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes (marriage, children, death, taxes, retirement, estate planning) and feel more secure that your goals are on track.
There are many type of "financial advisors" available for the public. However, like doctors, attorneys and CPAs, financial advisors are not created equally. One of the better nationally accreditted financial advisors is known as a CFP aka Certified Financial Planner. (see links)
Why should you speak with a CFP instead of a "financial planner" at Schwab, Goldman Sachs, eTrade, or the local bank? First the big name institutions usually won't make time with you unless you possess well over 25k, 100k, 250k or 500k. Even if they do meet with you they rarely take the time to create a comprehensive finanial assessment for your unique situation/needs. But most importantly is the fact many are quite bias and have conflicts of interest in how they are paid and most advisors are not CFPs. See this article: http://articles.moneycentral.msn.com/ret ...
A good financial advisor will possess three things:
- a strong list of client referrals whom you should check (make sure to interview the CFP as you would a job candidate)
- no conflict of interest in how they are paid versus fulfilling the clients financial needs (i.e. if someone is paid w/commissions, they it is a red flag if they churn your investment accounts, or likewise advises you to buy insurance that is the most expensive)
- a CFP which demonstrates they're committed to competent and ethical behavior when providing financial planning. Individuals certified by CFP Board have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience and ethical requirements.
Financial advisors are all around you, but few possess high ethical standards AND possess a comphrensive financial background AND possess the necessary work experience to objectively help you. Yes you can use the do it yourself financial planning books, but remember none of them are specific for your needs. Also, CFPs dedicate their time when most people are working for a living to provide professional opinions developed just for you. Your needs are grossly different than the individual next to you and/or your coworkers. Read more at the links to educate yourself on the risks and benefits for using a CFP and not settling with just anyone who carries the title "financial advisor".
Is a bachelor degree necessary or not?
I know that a license is not necessary, but for those who want to sell stocks, bonds, mutual funds a certification is necessary; so what can a personal financial advisor do without a license?
Anyone can call themselves a personal financial adviser, but unless they are certified by a nationally recognized organization, such as the "Financial Planning Association," their advice is not worth anything. Savvy clients understand that, so you better get your certification.
But, no, you do not need a degree in financial planning...just the certification
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Financial Advice Woes | Personal Finance Connect
It is no secret that the economy is one of the most turbulent one in recent years. The future of the economy is also uncertain. However, this is not the end of the proverbial world as far as expanding one’s financial opportunities is concerned. The need for sound advice is truly important since this will yield the much needed help that some are in dire need of. But, how would someone know the advice on investing they receive will be sound.
You look for an established independent financial advisor someone who knows what he or she is talking about when it comes to your money and investments, and who can help you make sure you are set for the future.
A reliable financial advisor is one who is chosen based on a solid grounding in areas of finance the client is sincerely interested. Such areas of interest should always be in spheres along the lines of preparing for retirement or setting up a trust. Ask yourself questions regarding what it are that you wish to achieve. Some may be seeking the establishment of a retirement account which would be perfect for when your working days are over. Others will look towards weighing options regarding planning an estate or trust. Tax planning is another area of importance since it will involve your ability to hold on to as much of your hard earned income as humanly possible.
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The Personal Financial Advisor's Guide-Microsoft Office