Financial Advisor
NAIFA kicks off ambitious agenda.(Meeting Coverage)(National Association of Insurance and Financial Advisors): An article from: National Underwriter Life & Health [H] [T] [M]
Warren S. Hersch (Digital) The National Underwriter Company 2004-09-20
Release date: 2005-08-01
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Answers
I am 64 and own my own small business. How do I find someone who is paid by the hour and has a deep and broad understanding of estate planning, when to start taking Social Security, etc, etc. I have heard that most "financial advisors" make money by selling insurance policies. I have nothing against insurancy policies but I want someone whose income is dependent on his real skills. Is there such a thing as a National Certified Financial Advisor association?
You may find some freelance financial advisors at website like http://www.getafreelnacer.com/ .
For over 100 years NAIFA-Ohio has made its members more prosperous and successful while protecting them from regulators and politicians that ...
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How to Save Big on Life Insurance in Four Easy Steps « Best Over ...
How to Save Big on Life Insurance in Four Easy Steps
The majority of us are not rich. Many people, nowadays, live paycheck to paycheck. Last thing we need is to get taken for an expensive ride by a life insurance salesperson whom is nowadays cleverly hidden behind the title financial advisor. There are laws to protect from the worst of cases, but you can save thousands and more by following these tips:
1. Find out what your current limits are if you have insurance through your employer. On average employers only provide $50,000 coverage if they do at all. This is not enough coverage. As a general rule you should have $250,000 - $500,000.
2. Educate yourself. Just like buying a car, you don't want to pay full retail price. Everything is negotiable. Look up and compare whole and term life. Do your self a favor and look it up on the internet. You will see a wide range in prices for the same coverages. For instance Ameritas was less than 1/2 the yearly premium of Allstate and Met Life for the same coverages - that means a 50%+ savings every year for the same coverage! That amounts to thousands upon thousands of dollars saved in just a few years. Make sure you pick an A rated carrier that has been around a long time.
...News
NAIFA: What Did The Fiduciary Standard Do To Stop Madoff?National Underwriter Life and Health Insurance News - Feb 24, 2010
Thomas Curry, president of the National Association of Insurance and Financial Advisors, Falls Church, Va., has scoffed at the universal fiduciary standard and more »Vancouver Sun - Feb 24, 2010
CFP -- Certified Financial Planner, a designation awarded by the Financial Standards Planning Council, based in Toronto, and dealing with the basics of and more »TODAYonline - Feb 25, 2010
This is in collaboration with other associations like the Association of Banks in Singapore, Life Insurance Association, General Insurance Association and and more »The Guardian - Feb 25, 2010
The FSA said it was also concerned about the high rates of commission being paid to advisers to sell these products. Smith said: "I would ask the providers FSA pans life settlement market's 'significant' problemsFSA slams life settlement market for 'major flaws'all 10 news articles »
KGO-TV - Feb 25, 2010
In addition, she was elected president of her regional professional association and named to the board of directors of her national association.MarketWatch (press release) - Feb 25, 2010
annuities and life insurance through a national network of benefits consultants, financial institutions and independent agents and advisors. and more »Crain's New York Business - Feb 25, 2010
Some legitimate financial advisers who help entrepreneurs find financing do expect monthly retainers, but approach those arrangements with caution—and only