Marketing Plan New Financial Advisor

As the economic is bad. I'm here to helps those who are looking for jobs.

We are a part of a fast growing company that offers a systematic and secure path towards a successful managerial career. As we are expanding rapidly, we are seeking aspiring, enterprising and result-oriented individuals to join us in this challenging and rewarding career.

Responsibilities:
•Procure new clients and manage existing clientele base.
•Provide excellent customer service and cultivate long term relationship through effective relationship management in the area of:
•Portfolio advisory and management
•Group & employee benefit consultancy
•Implement marketing plans for products and services
•Established healthy customers management
•Servicing and providing support to existing customer as well as establishing new customers.

Requirements:

Candidate must possess at least a:
•Min. 4 “O" Level / Higher Nitec
•Applicants should be Singaporean citizens or hold relevant residence status.
•Fresh graduates/Entry level/ORD personnel applicants are encouraged to apply.
•Applicant must be 21 years & above.
•Full-Time positions available.

What You Can Expect:
•An excellent system to support you in your endeavours
•Good Career Advancement
•Development of leadership skills
• Overseas trips opportunities (Europe or Asia)

Interested applicants kindly email your resume to:
H.Resource31080@yahoo.com.sg
Our company are training up youngster and trainning is provided for unexperience candidates.=]

You really expect a 21 year old to be able to do this? Entry level? New graduates? That is totally unreasonable.

In Canada the most successful financial advisors are in 35+ years old, just because that is how long it takes to acquire the maturity, skills, and knowledge base necessary for this type of career.

2008-11-09 19:31:01 by Joel L

www.OnlineProfitStrategy.com Do you have a marketing plan for business? Here's the first step...

In September, the very day that Fannie and Freddie were taking the dive that began our economy's free-fall, I was coming into some mutual funds which had previously been held in trust. The funds had not been tended to for about a year previous and were already doing rather poorly. I knew that I wanted to pull the money out of the current funds, but reinvesting in an alternate fund seemed to me like a pretty risky (STUPID) thing to do at the time. However, I do not know a damned thing about economics our how our market works; all I know is, I see big, time-honored companies biting the dust and I feel that it is time to worry. So I asked my "advisor" (an employee of Citi Smith Barney) "Is it really a good idea to be investing right now, or should I just hold onto this as cash for awhile?" His response was that it's never a bad time to begin investing, and yada yada yada all would be fine. Transfer of ownership and selling the old shares took a couple weeks time and we were soon looking over the plans for my new funds. Things were obviously still looking down for the economy (hell, they still are) and I asked again, "Is it really a good idea to be investing right now?" And his response, once again, was that the market was not that volatile and that mutual funds are especially safe (do not suffer as extreme ups and downs as stocks -- well duh).
So I, being young, naive and by my own judgment STUPID, went ahead with the purchases he suggested for me -- handing him a tidy 4.75% purchase fee which I have come to discover is unnecessarily high. 6 months and 50% later, I can't help but feel a burning hatred deep in my soul for this guy...but there's nothing I can do, is there?

Let my follow up by saying that I completely understand that LOTS of people lost lots of money in the last year. I also completely understand that there are substantial risks involved in any investment. I just can't get over the fact that I, with no experience or training, knew better, yet this guy, with his degree and career, had no idea.
Hey Geniuses -- did I not already mention that I know ***I*** am at fault here? I'm not asking to be told that I am at fault, I get that and have definitely learned my lesson.
The question is whether the advisor can be held accountable in any way.

I just saw an add on TV regarding your question. I didn't catch the 800 number because it didn't concern me . Some advisors can be at fault. I wasn't paying much attention , sorry.

You might want to do a search on the net. Search tag words like :
lawsuit against Financial Advisor

2009-03-21 19:05:12 by salt shaker

Price: $44.95

Holy crow .. I darn near fell off my chair when I read this one!

Is this a good deal for the taxpayer - buying the toxic mortgages for far, far more than their worth, and letting the banks determine how much the taxpayer will pay for them?

Read this fascinating article before you answer. I'll quote it here for people who don't follow links.


The Free Market, Financial Style
How the Scam Works

URL: dubya dubya duba dot counter punch dot org slash
hudson03272009 dot html

By MICHAEL HUDSON

Newspaper reports seem surprised at how high banks are bidding for the junk mortgages that Treasury Secretary Geithner is now bidding for, having mobilized the FDIC and Fed to transfer yet more public funds to the banks. Bank stocks are soaring – thereby bidding up the Dow Jones Industrial Average, as if the “financial industry” really were part of the industrial economy.

Why are the very worst offenders – Bank of America (now owner of the Countrywide crooks) and Citibank the largest buyers? As the worst abusers and packagers of CDOs, shouldn’t they be in the best position to see how worthless their junk mortgages are?

That turns out to be the key! Obviously, the government has failed to protect itself – deliberately, intentionally failed to do so – in order to let the banks pull off the following scam.

Suppose a bank is sitting on a $10 million package of collateralized debt obligations (CDOs) that was put together by, say, Countrywide out of junk mortgages. Given the high proportion of fraud (and a recent Fitch study found that every package it examined was rife with financial fraud), this package may be worth at most only $2 million as defaults loom on Alt-A “liars’ loan” mortgages and subprime mortgages where the mortgage brokers also have lied in filling out the forms for hapless borrowers or witting operators taking out mortgages at far more than properties were worth and pocketing the excess.

The bank now offers $3 million to buy back this mortgage. What the hell, the more they bid, the more they get from the government. So why not bid $5 million. (In practice, friendly banks may bid for each other’s junk CDOs.) The government – that is, the hapless FDIC – puts up 85 per cent of $5 million to buy this – namely, $4,250,000. The bank only needs to put up 15 per cent – namely, $750,000.

Here’s the rip-off as I see it. For an outlay of $750,000, the bank rids its books of a mortgage worth $2 million, for which it receives $4,250,000. It gets twice as much as the junk is worth.

The more the banks holding junk mortgages pay for this toxic waste, the more the government will pay as part of its 85 per cent. So the strategy is to overpay, overpay, and overpay. Paying 15 per cent is a small price to pay for getting the government to put in 85 per cent to take the most toxic waste off your books.

The free market at work, financial style.

Michael Hudson is a former Wall Street economist. A Distinguished Research Professor at University of Missouri, Kansas City (UMKC), he is the author of many books, including Super Imperialism: The Economic Strategy of American Empire (new ed., Pluto Press, 2002)

(end of quote)

Please someone ... how do people intelligent enough to rise to the positions of financial advisers to the Administration and Treasury make such errors?

Are they truly errors, or is this an example of what happens when you let the wolves guard the hen house?

The taxpayers got scammed , and that other word that starts with an S.

2009-03-29 17:36:13 by Ruby

Price: $39.95

Since the 80's political leaders have been encouraging people to invest their savings instead of keeping them in savings accounts. The vision was an "ownership society" where everything is privately owned and makes a profit for the people who own part of it. There was intense political pressure for the middle class to seek financial services or plan investment strategies to take advantage of the new economy.

My mother became obsessed with this and invested all her money in shares. She always had books from the library on investment strategy and checked share prices daily. My mother's sister conversely sought financial advice from a financial adviser and invested in managed share funds.

20 years later my mother has lost most of her savings in the financial crisis due to the share market crash. My mother's sister did even worse because the financial advisers told her to take out loans to invest in their managed fund. She has lost all her savings and may lose her home pending the results of a class action court case against the investment fund.

Do you think the "ownership society" was just a ruse for an inflated economy that was seeking more investment funds?

Yes, it was propaganda to direct more money to Wall Street. I am sorry to hear about your mother's and aunt's losses. Sadly lower income people were affected too as a big push of the "ownership society" was to encourage people who had never owned homes to buy them at inflated prices with accelerating, "adjustable" interest rates. It seems though that in the end there may be little difference in outcome with middle as well as working class families losing their homes and savings.

Edit: I just read Art's post. He was a responsible and informed adviser, and it seems he did right by his clients. However, that does not mean that this was not a scam ultimately - almost all the equities were way overvalued.

2010-02-21 03:53:55 by Mentor M

can somone summarize this article
using these words

Unemployment
Budget
Inflation
Recession
Depression
Deficit
Interest Rate
Deflation
Prosperity
Recovery
Surplus
National Debt
Standard of Living

"How many of you have jobs?" financial advisor Angela Dockum asked the marketing students at Columbia River High School.

A third raised their hands.

"All right. How many of you have money left over at the end of the month?"

Not a hand raised. They laughed sheepishly.

Dockum, a guest speaker in the class, smiled. Composed with a slight Southern lilt, she forged ahead to the nut of her lesson.

"A lot of Americans are in that rut," she said. She herself had once maxed out credit cards and had to pay them off. She didn't want these 17- and 18-year-olds to make that same mistake. Not in this economy.

Embarrassed or not, many of the students seemed to understand. Not because it had been taught in school — personal finance classes are rare in schools — but because they live in this rut Dockum talks about, internalizing the tension their parents feel when layoffs are announced, wondering whether they'll have the money to attend college next year, after all. Add to that news headlines about the economy collapsing, banks closing and corporate America going bankrupt, and there's little left to inspire confidence in the future.


A new generation

James Gaynor, 17, who invited Dockum to his class, has been through two family recessions.

"Our financial situation has been shaky since 9/11," James said. In that time, his father, nearing retirement, got laid off. His mother had been attending college, so the family found itself with additional debt. Years later, his mom also got laid off, and the family has been patching together jobs to make ends meet.

Gaynor, a soccer player, coaches and referees up to 25 hours a week to pay for his playing costs. He wonders what his life might have been like if he'd been born 15 years earlier. Would he have been the middle class teenager his younger years seemed to promise?

Those questions aside, James knows these times have pushed him to be smarter about money, smarter about scrimping and saving. He doesn't feel entitled to anything and knows he could lose everything in a matter of days.

"It's taught me to grow up and mature a lot faster than other teenagers my age, given my circumstances," he said. "But I also see it as a positive, an advantage I have over other people."

That's partly why he wants to be a civil engineer, a steady, intellectually appealing job, he says.

Karah Ambrose, 17, is another student who has become more money conscious. Her mother stays at home, and her stepfather works in the real estate market.

So Ambrose nannies to pay for gas and school lunch. She wears her uncle's oversized green fleece, and she's proud of that. It's proof that she's frugal, that she's not wasting her money on frivolous shopping sprees.

Situated in a suburban part of Vancouver, Columbia River High students aren't known to pride themselves on touting expensive brands or driving late model cars. But bragging about frugality is new.

"I love to go shopping, but it's like a scavenger hunt," Ambrose said. "It's like a competition. What can I get on sale?"

Ambrose said her generation of teens is somewhere between Depression-era pack rats and the current generation of 20- and 30-somethings that had vague dreams and entrepreneurial ambitions coming out of high school and college.

"We understand the need to save and the want to spend," she said. Gaynor agreed and pointed out that he, too, wears hand-me-downs.

When Ambrose and Gaynor talk, there's no glimmer of American dream idealism. No discussion about grandiose plans of becoming an entrepreneur, a retiree at 35, a freelance writer living off fumes and the joys of life.

"My mom tells me, 'Don't worry about money, do what you want, God will provide,'"Ambrose said. "She says, 'Don't sweat the small stuff.' But I have to. How can I not think about money?"

At Clark College, Professor Gene Johnson said he senses that anxiety about the future from his personal finance students more so these days than five years ago.

"They recognize that corporate America is not a great generator of new and lasting jobs," Johnson said. "The job tenure has gone down. It used to be that people would go to work and retire, but that's not the case anymore."

But Johnson isn't too worried for his students. He says young people — those 40 and younger — should invest all their savings in stocks in a no load mutual fund account. He recommends financial services companies TIAA-CREF and Vanguard and socking away money — 10 percent of earnings, ideally.

"We thought our parents were leaving us with a terrible world," said Johnson, 62. "Inflation was raging, jobs weren't so hot, especially in 1973 when I got out of the Air Force. But now our parents look pretty doggone good. Now we

Sure I'll help you. :D

How about this:

Angela Dockum, a financial advisor asked the class of students how many of those who have jobs have surplus money at the end of the month. Not of the students raised their hand. Our country deals with recession and an economic depression these days due to deficit where everyone has to make the best of what they got and budget rather then enjoy the highest standard of living. In todays world, much of the citizens elderly, middle aged and even those who are still students notice the inflation and interest rates of just many common needs we need to live off of increasing. Youth ones who are still students have also realized that in this country filled with unemployment and national debt that we need to make every penny count. Looking on clearance to wearing hand me downs, students know not to waste money until our country in time notices recovery, a deflation in prices, and somewhat of a prosperity where most, if not all people are employed.

Hope I helped!

2009-04-12 15:15:54 by Chandler