Find Financial Advisor

Where can I find a financial advisor in the Philippines? Is there a financial company that has advisors or stockbrokers that could do all this work for me. I want to invest in GOLD and SILVER there but I don't want to deal with any scams.

Do you know of any financial companies in the Philippines (Makati, Manila, Alabang) that have financial advisors?

Have you checked with your local bank manager lately? You would be surprised at what some of these bank managers for bigger bank mangers like Philippines National Bank (PNB), Metrobank, Citibank, HSBC, Bank of the Philippines (BPI) and like banks know. Get to know your bank manager. Many of these good people surround themselves with circle of friends who have financial contacts that have become very successful.

2008-04-17 09:48:54 by g-money

Advise on how to find a good financial advisor

My parents are recently retired and have a poor grasp of how to manage their retirement savings and investments. They have most of their money in private banking and are paying very high fees. How can I find them a reputable independent financial advisor who can give a second opinion on their overall financial picture?

Assurances Ngo Van Tan Financial Planner
600-1001 DORCHESTER SQUARE, MONTRÉAL, QC H3B 1N1, Canada
(514) 867-8268

2007-03-09 09:44:07 by hardoon

Price: $2.99

Rich, you should avoid blanket statements.

Starting with CFP's is a good idea. you can use the Financial Planning Association's Planner Search feature on their website (www.fpa.net) to find a list of CFP's near you.

As far as annuities go, they have their uses. To assume that an annuity is wrong for you without knowing anything about you is not very objective.

Don't be afraid to ask hard questions when interviewing planners.
Questions to ask:
How do you get paid?
Who is your broker/dealer and how do you determine what financial products to use?(Some B/D's apply pressure to their representatives to sell proprietary products over others. You want to avoid this.)
How long have you been providing financial advice?
Do you have clients that would be willing to talk to me about your services? If not, why?

If the planner gets nervous or evasive about answering these questions, don't bother asking any more questions. A trusting relationship with a worthy financial planner is an incredibly valuable relationship.

2006-02-15 18:16:46 by torpe

Price: $22.00

I am studying finance because i want to become a financial advisor. Where can i find an expert financial advisor that is willing to take me on as a protege`?

i work in a securties office..you need to start to network with some of these guys and and ask for a chance to learn....you may get alot of no's becasue of the security in the industry..but keep trying..if you show promise someone will agree to help you out.start by asking who people do business with like ask your dentist who is financial advisor is..who is for your parents etc..then when you are trying to meet with someone you can say "hey my dentist does business with you and he mentioned your name as someone i should talk to"...etc....good luck

2007-11-13 09:50:59 by Claudio F

hi,

i'm looking for a good personal finacial advisor to help me invest my money in the right direction.

QUESTION>>>> do any of u know how to find honest&reliable financial advisor that knows what he's doing?

thanx in advance

Financial planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a home, saving for your child’s education or planning for retirement. The financial planning process consists of six steps that help you take a COMPREHENSIVE "big picture" look at where you are financially. Using these six steps, you can work out where you are now, what you may need in the future and what you must do to reach your goals. The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans.

Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes (marriage, children, death, taxes, retirement, estate planning) and feel more secure that your goals are on track.

There are many type of "financial advisors" available for the public. However, like doctors, attorneys and CPAs, financial advisors are not created equally. One of the better nationally accreditted financial advisors is known as a CFP aka Certified Financial Planner. (see links)

Why should you speak with a CFP instead of a "financial planner" at Schwab, Goldman Sachs, eTrade, or the local bank? First the big name institutions usually won't make time with you unless you possess well over 25k, 100k, 250k or 500k. Even if they do meet with you they rarely take the time to create a comprehensive finanial assessment for your unique situation/needs. But most importantly is the fact many are quite bias and have conflicts of interest in how they are paid and most advisors are not CFPs. See this article: http://articles.moneycentral.msn.com/ret ...

A good financial advisor will possess three things:
- a strong list of client referrals whom you should check (make sure to interview the CFP as you would a job candidate)
- no conflict of interest in how they are paid versus fulfilling the clients financial needs (i.e. if someone is paid w/commissions, they it is a red flag if they churn your investment accounts, or likewise advises you to buy insurance that is the most expensive)
- a CFP which demonstrates they're committed to competent and ethical behavior when providing financial planning. Individuals certified by CFP Board have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous CFP® certification process that includes demanding education, examination, experience and ethical requirements.

Financial advisors are all around you, but few possess high ethical standards AND possess a comphrensive financial background AND possess the necessary work experience to objectively help you. Yes you can use the do it yourself financial planning books, but remember none of them are specific for your needs. Also, CFPs dedicate their time when most people are working for a living to provide professional opinions developed just for you. Your needs are grossly different than the individual next to you and/or your coworkers. Read more at the links to educate yourself on the risks and benefits for using a CFP and not settling with just anyone who carries the title "financial advisor".

2007-01-28 17:26:40 by Alexa L