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Recently got an email about a job position from Monster.com?

I just posted my resume on monster.com yesterday. This morning, I got an email about a job opening for a financial service agency manager position from Farmers. Is this a scam or should I reply her? The job and the paid is very attractive, but I have never worked as a manager before. I am a recently college graduate. I had worked in as an administrative assistant for 5+ years. Should I reply or just wait for other job offering?

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Hi,


I work with Farmers District Manager, David Oyler. I was looking through the resumes posted on Monster and had to contact you regarding the Insurance and Financial Services Agency Manager position we have available. After reviewing your resume, it appears as though your career progression, skill-set, and previous experiences are a great match with the qualifications and range of skills necessary to succeed with Farmers Insurance. I realize that this is not necessarily the field that you were looking into when you posted your resume, but with your background and proven track-record, I think our career opportunity may be a great fit for your future career goals and aspirations.

Farmers Insurance Group offers the best entrepreneurial opportunity in the country today. As a Farmers agent, you are an independent business professional, consultant and financial advisor. If you are looking for a career rather than a "job", or want your compensation to commensurate with your hard work and dedication, then Farmers Insurance might have the answer. By operating a Farmers Agency, you are in business for yourself, but not by yourself. You will have the leadership, guidance, and support of your District Manager, Regional Office Personnel, and Home Office Management to build your financial future. Your new future starts with Farmers Insurance Group helping support you financially for the first 2+ years and provide you with the proven tools and training to become a successful Agency Owner.

TYPICAL AGENT INCOME
1ST YEAR: $70k 2ND YEAR: $150k 5TH YEAR: $250k

Our District Manager is searching for ambitious people in the East Bay area, who have strong business acumen, drive, entrepreneurial spirit, confidence, effective communication skills, independence and a strong desire to be financially successful. If you are interested in exploring this opportunity further, please spend some time reviewing the highlights of the career on our district website www.FarmersTeam77.com. Click through the web pages and give the career opportunity with Farmers Insurance Group careful consideration. If this career seems like it could be a match with you after reviewing our website, I encourage you to investigate the program a little closer and have all of your questions answered during an informative appointment with our Assistant District Manager.

Please contact me directly at (i'm going to hide the number). I can also be contacted via e-mail at (i'm going to hide the email).
If this position as an insurance agency manager and financial advisor is of no interest to you, I apologize for this letter. No reply necessary. Thank you for reading this!

Best Regards,


Julie Hite
District Recruiting Specialist for Farmers Insurance - District 77


Hi, Just checked their website out http://farmersteam77.com/ Looks like a sales agent job to sell insurance policies. Is that what you were looking for? The salary will be exaggerated because it will commission based. No harm in contacting them to find out more. But tread very carefully. Don't give them any money.

Careers in Financial Planning : Average Salary of a Financial Planner


The average salary of a financial planner usually corresponds with the salaries of the clients that they work alongside. Find out how financial ...

How come I can't stick with any career?

Right now I'm 16 years old. I go to High-School and I'm a pretty good student.

Even though I'm supposed to have fun, I do a lot of research about different careers that I'm interested in. A few of my friend's already have an idea in the direction that they want to go. I however, change my idea literally daily. Even now, in the summer, I still think about it.

It's so annoying, sometimes I just drive myself insane thinking about it. The longest that I've been with one career was a week. I just want to pick the right one or stop thinking about it.

Some of the careers that I thought of were a Psychologist, Psychiatrist, Pharmacist, Cardiologist, Heart Surgeon.

History Teacher (Elementary-College), Lawyer, Business Manager, Financial Advisor/Planner, something like what you see on Law & Order (The people that go out and integrate the people), and a Cop.

Computer Scientist, Computer engineer, Graphic Artist, Software Developer, and that's about all I could think of.

I truly have thought of all of these careers at one point. My true dream is to start a Business and become a billionaire. That's truly want I want in this life, but I can't think of any ideas that could get me there besides from starting a new technology company like Sony or Microsoft.

Please help me, if you'd like to know my interests, please feel free to read my profile or contact me through e-mail. I really need help with this, and I really want to stop thinking about it all the time.

Thanks for all your help!


Kurt Vonnegut's Commencement Address at MIT: (part of):

Don't feel guilty if you don't know what you want to do with your life. The most interesting people I know didn't know at 22 what they wanted to do with their lives. Some of the most interesting 40-year-olds I know still don't.

Hope that made you feel better :)

My banks branch manager revealed personal information to a relative. Any recourse?

I recently set up an electronic funds transfer for my mortgage. When I realized it was for the incorrect amount, I placed a stop pay, following the directions of the bank and paid the fee of $25. After checking for a couple days to make sure the EFT presented and did NOT pay, I called my mortgage company and set up another EFT for the correct amount.

When I followed up a couple days later, I discovered that both had been paid and I was in overdraft for almost $300. Upon discovering this, I contacted the bank. The EFT was for the exact same amount and the exact same mortgage company. When the next EFT payment presented, they paid it as well, thus the overdraft.

I talked to the bank branch manager, who happens to be friends with my brother-in-law (golf buddies). I explained this to him and he informed me that since the EFT had been re submitted without a number the second time around, it was no longer the EFT that I had stopped payment on, so it was paid. I disagreed by arguing that since an EFT was presented for the same amount and to the same company the very next day I should have at least been notified if they were going to pay it, before they did so.

We had a heated exchange on the phone after he informed me that I would have to wait 7-10 days before I would have the original $ back in my account from the mortgage company. I pleaded that I had to have money because I have a foster son that I am legally obligated to provide for and I had no money for groceries, gas, bills, etc. and asked if he could just deposit a minimum amount into my account to cover essentials till the money was back from the mortgage company, which he declined to do. He admitted the mortgage company agreed to reverse the transaction.

He accused me of not taking care of business and that the bank employees could not be expected to "read my mind" and further told me I should bank somewhere that could read minds.

Two days later while speaking with my sister, she asked me about the "problem " at the bank! She proceeded to tell me that the banker had explained to my brother-in-law that I had overdrafted my acount and was complaining about it! He wanted to smooth things over with my brother in law and make sure that it didn't affect thier relationship. My brother-in-law is a financial advisor and broker and makes mucho $ and banks with this same bank.

Do I have any legal recourse for this breach of privacy on the part of the banker?


Contact the home or district office for the bank and file a formal complaint. If you can find a website for the bank, look it over carefully and see if they have policies and privacy information anywhere that you can use as concrete evidence that it was a breech of bank policy. Or, go to another branch of the bank in person and ask for a copy of the privacy policies governing accounts.

Please help me Proof Read my Cover Letter that I am sending with my resume to multiple jobs.:)?

April 6th, 2009

Dean University

Hiring Manager

Financial Services



Dear Dean University:

I am extremely interested in a position with in your school for a full time Financial Aid Advisor, and or Admissions Representative. I believe that my knowledge, experience, and employment background is appropriate for these positions, if available.

While working for a student loan company, First Marblehead Education Resource/TERI, for four years, I was then laid off due to the Private Student Loan industry down fall. During those years, I have learned how to market the student loans through a student by student conversation, review credit, promissory notes, and detailed documents pertaining to the student loan process. I am very efficient processing loans and I am confident with multi-tasking, my organizational skills, as well as my customer service skills. I feel as though I could apply the combination of my knowledge and experience to the Financial Aid position within Dean University.

On a daily average, I closed approximately 50+ loans, reviewed approximately 100 + loans, processed credit resolution in a fast paced environment while receiving in average of 50+ calls daily. My beginning salary was approximately $30,000 and my ending salary was $47,000 per year. Enclosed is a copy of my resume, which more fully details my qualifications and background as well as my previous job duties.

I look forward to speaking with you in regards to your Financial Aid opportunity within Dean University.

Please feel free to contact me directly via email or by phone.

Thank you for your time and consideration. Have a wonderful day.



Sincerely,

Carrie XXXXXXX


Change line 1 to say "position as a full-time Financial..."

Line 7 "downfall" is one word or you can say "slowdown"

Line 7 take out the word "the" after market.

It sounds good. Send it off..

Resume...tell me if you think this is okay?

SUMMARY OF QUALIFICATIONS
Communication:
Unwavering socioeconomic skills in multifaceted setting
Generate correspondence for an in-depth understanding of what is required of myself and departmental needs
Disseminate at companies discretion approved prospectuses and mutual fund information
Administrative Culture:
Proficient time-management assisting management and Financial Advisors
Carry out all mass mailings, processing, correspondence, and ordering of supplies
Gain a clear understanding of what is expected of me in order to service all clients, management and Financial Advisors to the best of my proven abilities
Integrity of Confidentiality:
Adhere to all policies and procedures that employer delegate
Maintain strict confidence with respect to all materials handled
Careful of public disclosure and distribution of materials handled in back office
PROFESSIONAL EXPERIENCE

H&R Block (May 2006– Present)
(HRBFA) Select Client Group
Send Mutual Fund information to clients upon the request of the Financial Advisors
Handle incoming mail for processing, UPS shipments and re-ordering of department supplies
Follow-up on Bord-restricted accounts so trades can be made successfully
Post and deposit all checks into ILX/daily bank run

Edison Credit Union (September 2004 – April 2006)
Member Service Representative
Open new accounts and admit customers to safe deposit boxes
Assist marketing manager with marketing strategies/mailings and recruitment
Open CD’s and IRA accounts for members and problem resolution
Assist teller line with member deposits/withdrawals

Commerce Bank (October 2000 – August 2004)
Bankcard and Installment Loan(s) Collector
Contact delinquent, charge-off, or high-risk customers regarding deficiencies in account balances
Train with Quality Assurance manager in telephone productivity
Negotiate with customers to establish full balance repayment plans or settlements to cure delinquent accounts
Approve payment extensions to customers due to loss of job, illness or death in the family
Commercial Credit Administrative Assistant
Copy and distribute commercial credit reports to management for approval of pending loans
Distribute mail, send and process incoming faxes and copy paperwork for management
Prepare board room for upper-management meetings
Assist with monthly reporting
Teller
Promote and maintain positive relations with all contacts, customers and potential customers
Involved in ordering, receiving, verifying, and distributing cash
Promote the bank's products and services; consistently cross-sells bank products at every opportunity
Responsible for opening and closing the vault (dual control)

EDUCATION
Avila University (August 2006 – Present)
Pursuing Business Administration Degree

AWARDS, HONORS & ACTIVITIES
Dean’s List Recepient
Active member assisting the Help’s Ministry at Macedonia Baptist Church
Notary Commissioned
for the first three post so far I just want to say thank you for being honest about the literature on the question I asked about. It could not be more clear as to what it is that I needed from all of you. I do agree that it is a bit much. I have my original resume but I created this one which is waaaay too much info.

I wish I could pick all of you for best answer.


Wow, I really can't stand this resume. It is simultaneously vague and overly specific, full of laundry lists of disjoint items, it give me no feel at all of who you are and what you are really capable of doing. Please avoid the buzzwords. Nobody knows what YOU mean when you list "Administrative culture" as one of your qualifications.

Write something that is more of a narrative that give me an idea of what you are looking for and what are your strengths. Demostrate to me that you can write in complete, coherent sentences that actually say something.


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