Financial Advisor California

I would like to know what exams I need to take to be certified as a Financial Advisor. I live in Northern California.
Also do I need to get some company to sponsor me for these exams?

I found a huge list of California financial advisors. http://www.findpersonalfinance.com/Calif ornia-Personal-Finance.html I think nearly all of them can help answer your questions.

2008-08-05 15:40:38 by Gult

www.LogosWealth.com Financial Advisor Upland, Logos Wealth is a group of experienced financial advisors near Upland, CA. Our consultants have, on ...

After checking many Financial Advisor search websites, I have determined that there are no good financial advisors in my area, so, I am looking for a remote (online) financial advisor that is licensed to practice in California.

Most financial planners I have called, either: (1) do not return my phone calls. (2) do not want to offer remote financial advice, or (3) require a minimum net worth of more than 500K (which I do not have).

I need to be able to correspond with the financial advisor by email and phone. Any documents and information that a financial advisor normally needs, I can send by email.

I need a financial advisor that can advise me on retirement planning, tax planning, and possibly estate planning.

If anyone knows how I can find a financial planner to help me, please let me know.

Thanks

maybe your bank can help you

2007-07-13 15:15:27 by Dr.Chapa

Price: $44.95

Our fico scores are in the low 500s. We've made some mistakes in the past that we're working on. Can anyone suggest a financial/credit advisor that help us with a plan?
We're in California, Bay Area.

For buying a house Credit History is much more important than credit score. Often, the lack of credit history is equated with bad credit. You should be aware that lenders will go through your credit report once you apply for loan for buying a house. Therefore you should polish your credit report. Anyway, in order to establish a good credit history and at the same time risen your credit score in a short time do following things:

1) Close all of your credit cards but one. It reflects in your credit report and it is a very good sign. For instance say that you have 5 credit cards with $1000 credit limit for each. Therefore you are responsible for $5000 of possible debt. But when you close 4 of them, now you are only responsible for $1000 of debt which lowers the level of risk of lending money to you.

2) If you have any loan, like car loan or any balance on your credit cards, try to pay more than your monthly payment for 6 months or something. I mean say your monthly due on your car loan is $150, try to pay $250 each month. Lenders can see these trends in your credit report and they see that you’re a responsible borrower.
If you don’t have such loans, I suggest getting a $3000-$4000 loan and paying it off in full in 5-6 months. You might pay $200-$300 of interest but you will save thousands of dollars in your home mortgage and interest rates.

Also checkout http://www.howtoestablishgoodcredit.com/ Credit_Articles/index.php
There are lots of articles there, related to your question, which you can find useful to boost your credit.

2007-03-20 14:31:50 by p.y.t

Price: $39.95

PLEASE READ: This is assuming the advisor already has a california real estate broker's license on the side, and that the practice of real estate would only be in the evenings or on weekends so as not to interfere with the normal job of advising. Thanks.

If your brokerage firm is ok with it and that you do not expose yourself to any conflict of interest with your clients, you should be able to do both.

2007-08-03 21:26:44 by gsdubz

I would prefer anyone with financial advisor expertise to answer this. We lived in Central Cali, sold our house there and are buying a new one now in El Paso, Texas for cash and will have money left. In a year or so, I would like to move back to California, but to southern California, and would like to buy a halfway decent house there. I decided that I want to live somewhere that I can have a nice garden, mild weather, and be close to major attractions. What would be your advice for me on how to tackle this difficult task?
I also forgot to mention that I'd like to live within an hour of the beach.
I guess what I mean is, should I invest in some other properties first to help pay for a house we want to buy, wait for foreclosures, etc,.? Things like that. We will probably have about $300,000 to work with initially.

Homes in Riverside Ca are starting to level out. It's still affordable hear, and meets your criteria. By the way I am a loan officer if you need to get preapproved for a home loan, send me an e-mail.

2006-06-15 10:05:19 by trancegoddess2001