Advisor Financial Group

it is a man and woman in the tri cities area, bristol, johnson city or kingsport area one part of the name is maurice

I think you are referring to :-

Carrier & Maurice Investment, which is situated in the Tri-Cities and whose address is

129 W Depot St
Greeneville, TN 37743
Phone: (423) 798-2500

2007-08-12 13:49:36 by mike o

AFA Financial Group Wire House Adviser Independent Broker Dealer

I am planning on enrolling at a college this fall. I am a new student and have filled out my FAFSA already. I have gone to a group advising meeting and am now able to meet with an advisor individually. I don't know yet what student loans I am eligible for though. Should I meet with a financial aid advisor first or should I go ahead and meet with the enrollment advisor and register for my classes? What's the best order to do things in? Thanks!

Is there a time constraint on either one of these?

If you need to meet a deadline to register for classes and meet with your academic adviser, you should absolutely go ahead and do that even if you haven't received any information regarding student loan eligibility. FAFSA processing can take months, and you shouldn't let it prevent you from registering for classes.

In the meantime, I suggest checking out websites like FinAid (http://www.finaid.org) and Scholarship America (http://www.scholarshipamerica.com) for additional financial aid and scholarship info. There a lot more scholarship opportunities out there than people realize--you don't have to rely solely on student loans. And don't just focus on the big prize money, either. Applying for 5-10 $1,000 scholarships may end up being better than applying for 1 $50,000 scholarship. Your chances of getting a few smaller scholarships are much better than one large scholarship. Also, be sure to look for niche scholarships like "Children of Teachers" and "Left-handed Students" (no joke, these exist!).

To find out some more scholarship tips, check out this article:
http://bit.ly/kjVdB

2009-04-13 12:03:00 by ilovebobsaget2

Price: $24.95

I received an unsolicited email earlier tonight offering me a job interview with MetLife as a "Financial Services Representative/Financial Advisor". The email says the company I will be interviewing with is the Allentown branch of East Penn Financial Group, and as best I can find out, they are a real company and a real subsidiary of MetLife.

Has anyone else received similar emails? Is it a scam or do I actually go to the interview on Thursday?

I have no idea... definitely be VERY careful. People find the most convincing of ways to screw you over, sometimes. Receiving the job offer by email is sketchy enough. If you didn't even request it, it sounds like some variation of a scam.

2009-07-21 23:53:44 by hi24home

Price: $29.95 $29.95

On my eighteenth birthday, which is in just over a month, I come into the first $20,000 (US) of a lawsuit settlement. I am going to be in school, but I have $4,000 in grants (that covers all my tuition) and $12,000 in subsidized loans (no interest at all while I'm in school) for next year.

I come into the rest of the lawsuit settlement, $51,500, right about as I'll be finishing school, on my 21st birthday. I'd like to invest as much of this money as possible, in somewhat low-risk places. Since my loans are all no-interest while I'm in school, I figure I'm better off waiting to pay them off while my settlement money grows.

I've already registered with two financial advisory groups (the Respond Financial Planning Services Team and the National Association of Personal Financial Advisors [NAPFA]), which send all your information to financial advisors. Unfortunately, most financial advisors require a minimum portfolio of $100,000 (or they only do taxes, or they only work on retirement portfolios...).

So my question is two-fold.

(1) Do you have any advice for me? How should I invest that money?

(2) If you think it'd be good for me to talk to a financial planner, how do I find one who will accept someone with as small an amount as I have to invest? Are there any books I should read?

Thanks.

Your situation is unique. Your school tuition appears to be under control. Your financial furture once you get out of school looks bright.

I reccommend you take the first installment of your settlement and invest it in a varied portfolio of domestic and overseas options. At your age, it would be best to look into low-risk investments that show a decent rate of return, usually CD's. Get the longest term that you can. When it matures, drop the money into another CD. Keep doing that until you get the second installment, then look at stocks and bonds. If you handle your investments wisely, you'll develop a nest egg for yourself that will see you through any storm.

Of course, it always helps to have a good financial planner to guide you through the unfamiliar landscape of investments. Talk to family members (chances are, they can reccommend someone that you can trust) and close friends. They will always be your best resource. the planner does charge for his services, so make sure you discuss that and get "the biggest bang for your buck".

Good luck in school and in the future!

2008-08-03 14:15:54 by Elizabeth

I go to university enrolled in Bachelor in Science program, and I needed a job. My childhood friend (haven't talked to him for quite awhile) asked me to go to a World Financial Group meeting. He says he's a financial adviser which I don't believe since he is a high school drop-out and never even went to college. I told him I would think about it which was my polite way of saying "no". I typed "World Financial Group" on Google and was shocked by the amount of negative things about this group like they scam people and their meetings are like brainwashing cult sessions to try to persuade you. It doesn't seem like a very ethical company. I hear they will hire ANYONE like a high-school dropout like my friend. I think I'm going to stop talking to him for now on. He says I should give him my phone number so we can hang out. However, I think he will just keep pestering me to join what he says is a "lucrative" and "golden" company, so I never answered him back. He sounded like a salesperson to me rather than a friend. I think he feels trapped in this company and is trying to get anyone to go down with him.

Has anyone had any experiences with World Financial Group, this supposed "legitimate" company?

Before I answer I want to also note two things. I'm not naive about business. My brother created a franchise which now has over 200 stores in it. My mother had a small business for many years. I've had my own radio show and other business. When I first looked at W.F.G. I was skeptical because its business model was somewhat unique. Guess what? That uniqueness is what's allowed it to explode into the market place in the past fifteen years or so.

I'm not someone easily "brainwashed" - what I saw were trainings designed to help people from all walks of life who were mainly employees learn how to build and run a business - a skill set and mind set which needs to be very much different from being an employee. Below are some pros/cons of the business. Oh, you'll find "negative" things online. I couldn’t help but note that lots of those sites also have links to other sites that promise the world if you just join. Case in point - look at one of the answers above this one.

Pros – W.F.G’s backed by a financial giant. Its target market is middle class, rather than just the top 2% of the population, so there is a larger pool of potential clients. Many individuals from lots of backgrounds have made a decent or better than decent living here. (Last time I saw the figures over 1500 reps were making over six figures - very few companies anywhere can match that.) Reps don’t get paid to recruit and they’re trained and licensed as are all financial reps according to whatever province or state or federal regulation is necessary. Does everyone get accepted? Not by a long shot, BUT you don't have to be rich, college educated, or have an MBA to learn how to run the system. You don't even have to have graduated high school. You DO have to have a desire and the brains to succeed. No one cares about your color, ethnic background or gender. You can begin on a part time basis. There is a proven system in place. You don't need lots of capital to begin nor do you need to heavily leverage yourself. You can own your book of business and you can put as many offices as you can open pretty much where you please.

You get to help the folks that many companies have chosen not to consider their market. My favorite part is you actually have mentors - people who started where you start and who show you how to get to where they are and how to avoid a lot of mistakes along the way. I can't tell you how MUCH I wish I'd had one of those when I had my radio show.

Cons: You actually have to work and work hard. It’s not easy. It’s simple but not always easy. It's not for everyone and it’ll take time to build your business, just like every other business. My brother didn't get a paycheck from his franchise business for about five years. There's never something for nothing. You have to follow the system designed for the business (just like you would have to follow the system for any other business out there if you decided to duplicate it over and over.) Friends may insult you. People will say no. People come and go. You need to give up an employee mentality - that's often hard.

As for your "ethical" and "supposed legitimate" slap - I find your comments almost insulting. W.F.G.'s parent company is one of the100 largest publicly traded companies on the planet. W.F.G. is now in the U.S., Canada, and China. Billion and trillion dollar companies have done their due diligence with it and have decided to work with W.F.G. Is it a scam? No. I also firmly feel that it's a business that believes honest, ethical, hardworking folks should have a shot at an industry that some elitists seem to feel should only belong to the born rich.

As for your friend - he sounds new in the business. Cut him some slack. The reality is likely that he's excited and sees a vast potential for himself that he wouldn't have had otherwise since after all, he's just "a high-school dropout." Maybe he's also thrilled that someone sees him and not just his grades. Heck, I attended one of the most exclusive schools in the U.S. My classmates were uber-rich and I couldn’t get into the industry. I was offered a position at a traditional broker-dealer. The offer was rescinded when they found my dad pumped gas and my mom was a sale's clerk. I was told: "Sorry, you'll never make it in financial services." Why? Because their philosophy of business is to work with the top 2% and let the rest figure it out on their own. Bad? No, just a different philosophy. Doesn't make this one right and that one wrong - just means they have different philosophies. Though it sure slammed a door in MY face and the face of a lot of others like me. One that stayed slammed until W.F.G. came along.

So maybe the question you should be asking is: Do I like working with middle class individuals and educating them? Do I want the chance to own my own business with little capital outlay or would I prefer to work for someone else. Both are totally okay, they're choices that we all make and live with.

2008-09-24 23:30:58 by Jake G