Credit And Debt Counseling Illinois

I was on oprah site looking at the debt diet. Im 21 years old and have $14,000 credit card debit. I need to do something or im never going to be able to have credit ever again. I found this website www.usdoj.gov/ust and found a counseling service but i dont know if its a good one to go ot. i live in illinois and was thinking about the bloomington one. By the way i am currently working and going to school full time. So its not like im just not doing anything about it. Any suggestions?
By the way im not charging on my credit cards they are all over the limit. I can barely afford to make min. payments...

Congratulations on your efforts to get your life back, firstly.
i think your first step should be to cancel your credit cards, and not worry about not being able to have credit again.

If you haven't got the money on hand, you can't spend it unless you have a credit card. Lay-by the things you want instead, and make sure you really want everything you buy!

All the best!

2006-07-19 19:04:54 by jenks1545

Credit Provisions Inc. 773-701-7949 708-620-2202 www.yellowbook.com

Illinois Governor Rod Blagojevich’s threat to halt the state’s dealings with Bank of America Corp. over a shut-down factory in Chicago extends a “dangerous” trend of politicians meddling with commerce, a former general counsel of the Federal Deposit Insurance Corp. said.

Blagojevich, a Democrat, yesterday said the biggest U.S. retail bank won’t get any more state business unless it restores credit to Republic Windows & Doors, whose workers are staging a sit-in.

“They’re absolutely right,” Obama, who gave up his U.S. Senate seat from Illinois last month, said over the weekend. “These workers, if they have earned these benefits and their pay, then these companies need to follow through on those commitments.”

Cook County Commissioner Mike Quigley said he’ll introduce an ordinance to block the state’s biggest county from doing business with Bank of America. “I’m usually cautious, but this is an extraordinary example at an extraordinary time,” Quigley said in an interview.

Dear Presidential elect Obama . . . there's a financial crisis right now. Banks are not offering short term debt financing SO THERE ISN'T ANY MONEY TO PAY THE EMPLOYEES . . .

Does it raise any hairs on your back when Obama did not acknowledge that perhaps the company that employees these people had no intention of NOT paying their employees . . .that what happened was outside the control of any one business?

Well, let's see. Obama is a politician in Washington DC. Politicians in Washington DC are almost all ignorant of how the economy works. Therefore it is a good chance Obama is not up on economics.. He did vote for the bail-out after all.

The economy is failing because government is in the way. Banks are hording all the money to keep them from failing and are waiting for the economy to recover first. If they didn't have the bail-out, they'd be forced to lend or fail.

A company that fails shouldn't get bailed out by a bank, just as a bank shouldn't get bailed out by the government.

Now Bank of America will lose its business with the state and county government, which will cause them to hold more money rather than lend. And that will hurt the average bank customer who wants to get a loan, which will in turn hurt the average checking and savings holder.

2008-12-09 08:07:09 by CHARITY G