Answers
I'm currently unemployed and up to my ears in debt and have no other recourse but to file, or at least explore, bankruptcy.
Does anyone have any firsthand knowledge on what the process is these days? I hear it's much more complicated than it used to be so I'd like to know more about what I might be in for. Consumer Credit Counseling did me no good..just FYI.
Also, if you have any recommendations on where to go in the Southbay area of California (Hermosa, Redondo, Manhattan beaches, etc.) I'd really appreciate it!
Thanks so much.
Also, does anyone know how much an attorney charges for assistance in bankruptcy?
Best website is the US Bankruptcy official website...www.usbankruptcy.gov It's an excellent site for information on each chapter of a bankruptcy filing. You can contact a local bankruptcy attorney for a free consultation, most will see you and go over your information to be able to tell you what you qualify for. Another informative website is www.bcsalliance.com, great info on credit, debt and bankruptcy issues. Good Luck!!
The government has many websites to apply for free grants, loans and scholarships. Find out more about each grant option with tips from a consumer ...
A Good Agency for the Consolidation of Debt That is Non Profit ...
There are several good agencies for the consolidation of debt that are non profit. In this article we will look at several of these agencies and what they will offer when it comes to debt consolidation.
Debt Management Credit Counseling Corp. , is an agency for the consolidation if debt that is non profit. This agency utilizes the highest quality standards in the industry. They provide education and budget counseling to their clients to teach them to manage their personal finances and provide credit counseling through programs for debt management and personal budgeting.
When you apply for a debt management program through DMCC you will be assigned a Certified Credit Counselor who will ask you a few questions about your debts and the amount of money you make. From there they will review the information and work up a few plans for you to look over. You will work with the credit counselor to pick the best plan to fit your particular situation. You will then sign a contract with DMCC to start the ball rolling.
...News
Next credit card bill may be startlingThe News-Press - Feb 23, 2010
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Unemployment also is pushing up bankruptcy filings, said Mike Cherry, president and CEO at Consumer Credit Counseling Services. “There are a lot of people Bankruptcies up in central Illinoisall 3 news articles »Credit Union Times - Feb 18, 2010
Utah Now 'A Sand State,' Says League's SimpsonThe debt relief package is being touted by Robert Manning, a Rochester NY consumer finance educator and author of “Credit Card Nation: America's DangerousDaily Journal of Commerce - Feb 17, 2010
Stay away from credit repair or credit counseling that suggests you enter into a lease agreement so you can remain in your home; that tells you to forward
Oak Hill Gazette - Feb 04, 2010
While this bill passed and was signed into law by the Governor, bills relating to debt management and consumer credit counseling companies did not pass. and more »
Trading Markets (press release) - Jan 30, 2010
Unthinkable ID thieves: Mom & Dad or so young victims last year at Consumer Credit Counseling Services, a nonprofit agency on North Oracle Road where she works as a debt counselor.Leagle.com - Feb 09, 2010
The Statement of Financial Affairs ("SFA") question 9 states that Martin paid nothing for debt counseling or bankruptcy. Page 3 of the Voluntary Petition and more »