Credit Cards
GFI Network Security and PCI Compliance Power Tools
Brien Posey (Paperback) Syngress 2008-09-22
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Answers
Ever had your credit card details scammed?
PCI DSS makes no difference to my feelings towards a company, as compliance is no measure of actual performance. The enforcement of the rules is woefully inadequate, and even when companies have their approval removed they are still permitted to process transactions.
I bought an Nvidia 7800 GS AGP at Best Buy, but it doesn't fit in my computer. I need to get a PCI. Will i be able to get a store credit for it? If i get a cash refund, I will have to wait 10 days for it to come in the mail because the purchase is over $250. I don't want to exchange it right then for various reasons. Does anyone know?
I'm assuming you can, as long as you haven't had it very long. They should have a record that you made the purchase.
Also, the 7800GS doesn't come as a PCI card, only PCIe - therefore, you need to make sure you actually do have PCIe and know the difference before you go and waste more money. The PCIe counter-part will actually be less expensive.
Also, before you go I will warn you that the Best Buy sales associates will be all up your a/ss about upgrading your power supply when you buy a graphics card. That's probably all you'll hear is "You may need to upgrade your power supply". Sometimes you just want to say, "No s/hit, sherlock".
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My small business accepts credit cards when we travel to trade shows around the country. Last year I was contacted by e-mail and told that I needed to purchase a plan from a company to protect the information from my customers. They said I needed to be PCI DSS compliant. Is this a scam? Is this something I should keep doing? How does something like this protect anyone? As I recall the cost was several hundred dollars. It is time to renew, and I want to be sure that this is legitimate.
Is your company big enough that you have to worry about one of your employees stealing a customers information? In all honesty, A small business where only a select few have access to such info is something I would not delve into this.
I personally when taking orders have not ever had one customer ask me if I used any type of insurance protecting their information from being stolen.
So unless you have a company large enough that you do not personally know your people that are accepting the credit card info (and afraid they will steal it for whatever reason) I wouldn't worry about it right now.
Also, if you want to use that as a "hey customer, we have this in place to protect you" to help your business, then do it.
I personally do not use this service as my company isnt big enough that I dont know who I employ personally and I have yet to have a customer inquire if I am insured if their info is stolen thru my company.
Also, I would tend to steer away from an unsolicited email proposing to sell me the program. If you didnt request that information, then that is one of those emails that hope that can get your business.
Goto google and type in "PCI DSS" and you will find lots of legit companies that will be able to provide you the insurance you need.
It is NOT a law anywhere that you must have this. It does protect a company if someone runs off with all your customers information. Also, when you search google or yahoo for that above term. do not just go by the first few results, those are paid to be there which is fine. But ALWAYS compare a few of the companies and then goto the BBB online to further investigate to be sure you are safe.
Is PCI a certification that is awarded or a set of rules that must be followed in order to process credit and debit cards?
It is a certification that is awarded after an independant company audit of procedures. The cost of this audit runs several thousand dollars.
The PCI compliance falls on the shoulders of the processor and/or software developer.
How can we find out where it is safe to shop with our credit cards?
In theory: all of them, because it's mandatory.
In practice: probably 80% of the large ones and 20% of the small ones. Unfortunately, as with all self-regulation, PCI DSS is not strongly enforced, and is just there to make consumers feel better.
Buy Cheap
PCI DSS Has a Serious Effect on Customer Loyalty
PCI DSS Has a Serious Effect on Customer Loyalty
No matter which industry you operate in, if you are in business, you deal with credit cards. Of course, there are bound to be businesses that still operate on a cash-only basis. But nowadays, most consumers, whether shopping at retail locations, on the Internet or in a catalogue, expect to be able to pay for products and services with a credit card or debit card. The convenience of using cards for payment is one we have become more and more accustomed to. With the proliferation of these card payment processes, breaches in security have increased over the years. Unfortunately, this has led to more instances of i.d. or credit theft. In order to reduce the occurrence of this type of crime, the Payment Card Industry has issued a standard of information security.
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