Pay Off Credit Card Debt

I've heard of companies like cureadebt.com that will settle your credit card debts for 70% of the amount owed. I've also heard of government grants to pay unsecured debt(credit cards), but I don't know where to get the info on them. I'm considering a second mortgage to pay these off with a lower interest rate. Thoughts?

We no longer use credit cards, so the balance only increases because of high interest rates.

Transfer your current credit card balance to an interest free card. This usually gives 9 months to pay off. Make paying off the debt your main priority above everything else. If you have balance at the end of the 9 months on the said card, transfer to another of the same free interest.By the way the credit card should not be used for any more purchases whatever. The sole purpose is to pay over all monies owing

2009-07-27 09:41:27 by The Bees Knees

Learn how to reduce your credit card debt faster using the Snowball Method. Visit www.debtopedia.com for more helpful information and to get a ...

Kidding.. but if anyone does have extra cash..I'd be grateful for the offer. Actually, I'd like to know advice on the best way to pay off credit card debt. I have about 10,000 in credit debt. Mostly from going through a divorce a few years ago.

I'm going to check your answers because I need the same help!! GOOD LUCK!

2007-02-06 14:11:25 by 1yugpj

Price: $5.95

I'm just curious. I should be coming into a little money sometime soon and I didn't know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down the toilet right now. What is my best option and why? I'm making large (yet still minimum) payments on my credit cards and when I get the money I would like to just pay them off and it will still leave me with a little bit of extra cash that I would most likely save. Good idea or no?

Knock out your debt and get your cards paid off. I've been paying off what's left of our debt this past year, including my student loans and our vehicles which are now paid for. As Dave Ramsey says, "If you save now and live like no one else...later you can live like no one else."

2009-01-30 12:40:58 by complicatedtallblonde

Price: $0.99 $0.99

Allows you to export data via e-mail
Creates custom payment plan based on your criteria
Offers simple and advanced modes

I have some credit debt left and I'm wondering if I should put the extra money I make from selling my home into the new house I'm purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision?
Just wanted to say I'm not late on my credit card bills, just wondering if I should go ahead and pay them off in full right away

Have you lived in it for at least 2 of the last 5 years? If so, there's no capital gains tax from the IRS, and the money is yours to spend as you wish.

Glenn is correct - This all depends upon what you'll do with these newly cleaned up credit cards..... It's a falacy that people can get out of debt by placing all their credit card debt onto their house. They usually run up their cards again in a few years and are then worse off than before.

Put the money to the house. Start paying EXTRA to your credit cards. Start cutting up your credit cards. Then start sending extra to your house.

FREEDOM!!!!!!

2007-06-05 06:05:26 by Cookie On My Mind

how long will this afect the credit score when using a credit card company to pay credit card debt

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - freecreditreport.sinfree.net

2009-05-23 16:38:32 by Dat