National Credit Card

My boyfriend and I have both gotten credit cards in the mail from "The First National Merchant Credit Card Advantage." Is this company a scam or is it legit? Do they always randomly send credit cards to people?

To me this sound like a scam. Read this websites listed below.

It makes you think your doing business with First National or First Merchants bank both banks have no connection with them at all.

This place should be closed down.

2006-12-15 19:50:57 by apeystar

A short video by Informa Research Services with Mavel Carlu, Manager Consumer Lending Research, and James Eramela, Consumer Lending Research ...

I got involved with National grants and everyday since I regret it, but I keep hoping and trying to re due my plan that they rejected. I paid for it by credit card and I was hoping even though it has been 4 months that I can get the cc company to charge them back.

Start by calling your credit card company and disputing the charge (it may be too late). Then, send a letter by certified US mail with a return receipt, demanding a refund. It probably won't work but to take it any further you will need that returned receipt anyway.

If all else fails, consider it an expensive lesson learned, and not only learn from it but teach others so they will not make the same mistake.

There are a lot of scams out there, and there were a lot of scams ot there 100, 200, 500, 1000 years ago. If it sounds too good to be true, IT IS!

I too have learned these lessons the hard way, more than once!

2008-08-24 19:03:43 by George P

want to cancel a application and need to know how to get in touch with customer services. this is a matter of the upmost importants.

Try this address:
National Platinum Plus
2 Wisconsin Circle, Suite 700
Chevy Chase Md 20815

Or this:
Marketable Results,
LLC. Attn: BrassyPixie.com,
10580 N. McCarran Blvd #115-388,
Reno, NV 89503

I suggest you send certified letters, return receipt to both addresses.

You definitely don't want this. Not only is it a credit card or a catalog of overpriced merchandise. But it appears they now offer $1500 cash advances which come from a payday loan.

2007-09-24 18:15:27 by MELISSA H

Price: $100.00

I just recieved my checkcard in the mail the other day. I just opened a new checking and savings account through national city and I can use it like a debit (a pin) which is what I thought it only allowed but they want me to sign up for national city points which is a rewards program and its free through national city but they say I have to use it like a credit card ( no pin, just sign) so my question really is even though my checkcard is a debit and it takes out money from my checking account. If I use the card as credit will it still take the money out of my checking account? I dont want a credit card that I have to pay back the only reason why I opened this account is so I could get a checkcard that takes the money out of my checking account.

By the way the card is through VISA if that helps any.

Thank you so much!

yes you can. Not BS. Just select credit when you're paying at the store and when you're online it will automatically be a credit purchase. Have fun shopping beiotch.

2007-02-25 15:24:16 by justme42057

I received in the mail a credit card w/ a $6,500.00 credit limit. The letter(s) state that all I need to do is call to activate my credit card. Is this credit card just like any other Visa or Master Card credit card? Please help!

here is what i found for you :::::::
Consumer Credit Services
First National Card

61 W. Utah St., Suite 63, Las Vegas, NV 89102




CCA/CCS/First National
• First National Card: Too Good to be True?
• Consumer Complaints

Gabriella of Jamaica NY (02/28/08)
I received a card with my name on it and pre-approved for $6,500. I decided to research it via the internet, and found this website. I would like to say thank you to this website and all the people who posted their comments, as you all saved me from a scam, and hopefully with me posting this will help someone else. Please note that I did not apply for the card, it just came to me with my name on it and was pre-approved, just like most of the other complaints.

Steven of Daytona Beach FL (02/25/08)
I have made several attempts to try get these jerks to stop mailing me their rip-off trash. I don't want my information in this bunch of thiefs' hands. What can I do to stop them from contacting me?

Bunmi of Sterling Heights MI (02/25/08)
I got an unsolicited mail from 1st National card, enclosed is a card that looks like a credit card and information on how to activate with other information. I read closely and perceived this is fraudulent and shared the information with my wife who also felt the same. Disturbed by this strange mail and offer of $6500 credit purchase limit, I decided to go on the net for more information about this company. I thank God for the information available on this site and I wish the general public be notified. I still have the card with me, unactivated, and I do not hope to activate it.

Crystal of Pawtucket RI (02/24/08)
I received the first national card a couple months back, either january or december. I was baffled that the card already had my name on it. I was concerned about that, I didn't think I had applied for the card and I thought I may have forgotten about it. I did go online and tried to look up a catalog site and did not find one. The page never loaded. I put the card aside. Being aware it was here and that very tempting $6,500 offer, I thought about it due to the fact my husband has just returned home from Iraq and as most army wives know, everything falls apart when the husband is away so long. I put the paper away and figured I would read it later. (I never did).

My husband received one last week sometime, around the middle of february. This time I made sure I checked out the internet. I knew it had to be a scam knowing that I never did receive a catalog in the mail and got nothing on the internet. This time this website did show up. Thank God I listened to my instincts on this. Thank You Consumer Affairs for confirming my suspicions. As for those of you receiving offers for your children, i have not gotten one for mine, it may come soon though. I did however receive mail offers for my DOG in prior years. Apparently if you use your children's or pet's name or any other you can think of in the phone book, with the idea that you don't want to pay for an unlisted # you are not required to use your real name in the book but you do so have to on the bill. Any one will and can get your info (ie name&address) from the phone book. It is a sad day when all people have to do is look for phone records to get their mailing list. here is more::::::::::::::::::You’ll also see that if you activate by phone, you must provide banking information and you’ll have an 8 to 14-day "trial period" before your bank account is hit for $199.99.

Additionally, activating by phone will enroll you in a 30-day trial of two “great programs" that will cost $99.99 each if you don’t cancel in time. Oh, and don't forget to tack on a $198.00 annual fee and a $29.99 “rush processing fee.”

That adds up to $627.96 -- pretty expensive considering it gets you just about nothing of indisputable value.

Unfortunately, many consumers -- perhaps short of cash and starved for credit -- don't read the offer carefully and have no idea how much they'll be paying upfront for something that may not help them.

A typical complaint goes something like this: “I just got this card in the mail and when I called to activate they said I needed to give them my checking account info. This is a scam!”

2008-03-02 21:03:31 by Blue4U