Answers
I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn't been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.
Thanks in advance.
if you are looking for the free credit report usa national site, check out this site
http://free-credit-report-national.com/< br />
Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.
Learn how to get a credit card fast in today's economy. The tips included in this video are for people with good and bad credit. Apply these ...
I know you can get cash advances from credit cards but you start to pay interest on that instantly. I want to be able to go to like walmart, buy some stuff then say "and id like $20 too." would I be able to do that? I know you can do that with a debit card but I'm talking about just a normal credit card. And, if so, does the interest start to accrue instantly like if I would just do a cash advance from a bank?
if you are looking for the best and fastest loan website, check out this site
http://best-payday-loans-usa.com/
Here you can get the best rates available for you.
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I am specifically interested in cards that can be used internationally as well as domestically, mastercard, visa, or american express. Discover is not as widely accepted.
could you expand on how a credit union works?
You go to a bank that offers "secured" credit cards to depositors with no credit, you deposit money at that bank, and then you obtain a "secured" credit card from that bank.
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I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?
Definitely NOT Bank of America.
They recently upped peoples APR without any explanation or reason; it was all over the news. Try a company that's a little less shady. There are plenty of horror stories of what this company has done to their consumers.
I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won't be hurt by having no credit.
I'm thinking I want a card with no annual fee and a low APR. The card would only be used very occassionally and paid off immediately. I have no desire to repeat previous mistakes.
Does anyone have any recommendations for a good card for this purpose?
Okay, as I said, but everyone is skipping, is that I have decent credit. My credit score is 700.
When I got into trouble I went into debt consolidation right away BEFORE my credit got screwed up.
But I do appreciate those of you who are taking the time to answer.
Congrats, on your cleaning up your debt and your credit score. What you want to do is compare credit cards and the good news is there are many internet sites that will allow you to.
Check www.creditland.com, www.bankrate.com, www.credit.com On these sites you can look and compare the credit cards that have no annual fee and a low APR. Also if you belong to a credit union, they have excellent rates. You may also consider doing a search for LOW credit card rates in search engines. USA Today does a comprehensive list every year.
I hope this helps you out.
Good Luck



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