Earth Credit Card

I'm trying to close out my credit card account! The rep gave me the balance of my account & I send the payment in before the due date! Low & behold I got a statement that I still owe 27.50 which was interest added to my note (they called it rolling interest). If I pay that amount will that close the account?
No wonder people with credit cards never will get out of debt! Help.....I'm getting deeper in debt!!!!!

No, paying that will not close the account. It will just leave the account with a zero balance.

The 27.50 is for the interest that accrued between the statement date and the payoff date. There's no magic there, just standard business practice.

If you want to close the account, cut the card in half and send it to the credit card company. The administrative address is on your statement. Include a note asking them to close the account.

That said, your credit score will be higher if you just leave the account open with a zero balance.

Part of your credit score is the ratio between available credit and credit used. Closing that account will raise that ratio and reduce your credit score slightly. If the credit card charges an annual fee, go ahead and close it or ask the credit card company to drop the fee. If you've been a reasonably good customer, they should be willing to do that. If not, just go ahead and close it.

2006-08-05 15:35:12 by johnnybgoodpromise

The Ju Ju Be Be Rich Wallet WOO HOO!!! This wallet ROCKS... Take a look at this beauty... do you think 18 credit card slots will be enough!? The ...

Usually a "friendly name" is a name you enter to assign to your credit card information for future reorders, like "Wife's Visa" or "Rewards Card" or the like.

It completely for your convenience.

2009-01-27 12:39:26 by lil flamo kid

Shrink wrapped bundle of 100 slips
2 part, one copy for your records, one copy for the customer
Works with Visa, Mastercard, Discover, AMEX

a Congratulations email for paying the full balance? I pay it in full every month, it's not like it's a milestone. It seems somewhat inappropriate, anyone else agree?

Might be a scam hun ?? Don't give em any details just in case

2009-05-22 11:48:17 by ஐ Miss Nikki ™ஐ

Price: $14.99 $9.99

Great for "going out" or by the pool when just the essentials are needed
Made with thick, 100% recycled paper stock, sealed with vinyl laminate and hand sewn with clear vinyl pockets
Handmade with recycled materials in Los Angeles

By the way, I know about phishing, and I do not respond to those emails. I am so p*ssed.

YES SOMEBODY CAN STEAL YOUR PASSWORD, AND IT IS VERY EASY TO DO IF YOU HAVE NOT SECURED YOUR ACCOUNT.
IF YOU ARE NET SAVY, AND SECURE YOUR ACCOUNT NO ONE CAN STEAL YOUR PASSWORD, IT IS ALL UP TO YOU.
there are 4 ways to steal a password

1 Phishing - Make a false sign in page and send it to people through messenger ;/ mail or a chat room link. With a little message as if you know the person, then prompting them to SIGN IN and view some pics to remind them. Amazing the amout of people who fall for this.DO NOT SIGN INTO ANY LINK THAT IS SENT TO YOU ON MESSENGER, EVEN IF IT IS A YAHOO SIGN IN PAGE, ALWAYS ENTER YAHOO THROUGH THE YAHOO HOME PAGE. read> http://security.yahoo.com/article.html?a id=2006111501


2. Plant a key logger in a file and send through email or messenger, The person downloads the key logger which copies all script typed and sends it to and email address, or through messenger to the thief. DO NOT DOWNLOAD ANYFILES FROM ANYONE YOU DO NOT KNOW.

3. Cracking . Programmes made to load thousands of Yahoo IDS, and a list of passwords are run through that list at a very fast speed. Amazing the amount of IDs that have easy passwords and easily cracked. MAKE SURE YOU HAVE A GOOD PASSWORD SOMETHING WITH LETTERS AND NUMBERS IN IT. THE YAHOO GENERATED PASSWORDS ARE THE HARDEST TO CRACK.

4. Social Engineering The thief gets to know the person and encourages them to give their password and all their personal info, the thief uses this info to recover the account. If you have given your info to someone, go to you account and change the ZIP, changing the zip, secures your account like changing you secret ... IMPORTANT> it is this new ZIP yahoo will recognise in recovery not the old one



DO NOT SIGN INTO ANY LINK SENT TO YOU ON MESSENGER, ALWAYS USE THE YAHOO HOME PAGE.
So many people do not realise you do not need to sign into geocities and other sites to view pics.
Make sure you have a good password, something with letters and numbers in it. The yahoo generated passwords are the hardest to crack.
Do not give your personal info out online e.g birthdate, zip code, etc


SECURE YOUR ACCOUNT, BE NET SAVY CLICK THE LINKS BELOW AND READ ON ..
http://www.freecreed.com/userid.html

2007-07-10 18:04:16 by sophiesaunt

You would have to find a place that accepts paypal.

2008-03-28 16:56:24 by wfreeman43